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HomeMy WebLinkAboutManagement Report and Recommendations CITY OF OAK PARK HEIGHTS, MINNESOTA MANAGEMENT REPORT, AND RECOMMENDATIONS_ DECEMBER 31, 1990 CITY OF OAK PARK HEIGHTS, MINNESOTA MANAGF,MENT RE PORT AND RECOMHEND TABLE OF CONTENTS PaLye Transmittal Page 1 General Fund - Summary data and analysis of 1990 revenue and expenditures compared to prior periods 9 Combined Financial Statements Balance Sheet Analvsis) - A look at changes in various accounts such as cash, investments and receivables 15 Individual Fund/Fund Type Analysis - Review of significant changes in fund balances and other matters: • General Fund 26 • Debt Service Funds 32 • Capital Project Funds 37 • Enterprise Fund 42 Internal Control Report 52 Summary of Recommendations 54 I u - — __ Ilui slr �- •rI E - - - - .. - - - - - d a •u - _ _ _ sm!r•'° =S pYL r ' r x - 'I As 0 a �- - - - - -- - - It* mroo" Pont *Waft tam *ON. 0 mm WAR r - 1 - womm I - N i a _ M - wow - - - __ - -_ ww- m * ft Jl via E _ l8s.l!I'.AII UAim:'3k,I111111V1!W�uuadlW FikN. .lWI!IJI !!aAU.eukl..ue:'u.!'JyE U.lsdl.tl SllYll A!' Jl! LL�L' ILIIL4 .q.11.LY:1,Fl.1'S�'n«il- Irllnli t!!:.�� lul LY a. !I_I Ilp 1� B � ! yy���__ yy _ _ — __ _ _ uc. � :. S� i 5c- � i.1t r:x � '� I®i d' a � r • N �f ■ � v City of Oak. Park Heights, Minnesota Management Report, Page 2 RF NT L Q ,A TNF ACM The State legislature has made a progression of changes in funding cities. The most significant changes started with the 1988 legislative session and continued through the 1991 session. Appendix A of this report presents a summary of this legislation and an estimate of the initial year impact on 1) cities - statewide; and 2) the City of Oak Park Heights. Cities must be concerned with at least three aspects of the changes which restructure funding as follows: • The impact of the changes to city funding statewide compared to your City. If your City is less favorably impacted, the ability to maintain basic service and to retain a competitive posture with surrounding communities may erode. • Replacement funding is critical if State aids are severely reduced. Property tax limits coupled with State aid cutbacks could be a financially devastating combination. • Long -range planning cannot be effective if funding levels and sources are not stabilized. The State has needed to revitalize its financial position periodically (the last major crisis was in 1981). The method of achieving the desired result is to pass the financial crisis to local units of government, It becomes difficult for cities to commit to programs when threats of funding cuts loom, especially when such cuts are made retroactive as is the situation for 1991. Appendix A will be updated when the 1991 legislature concludes. We will forward an updated version to the City which will illustrate the impact of final legislation on a Statewide basis and on the City of Oak Park Heights. City of Oak Park Heights, Minnesota Management Report, Page 3 The estimated effects of the 1988 through 1991 legislative changes in State -wide city funding is as follows: State Totals for Cities Local Homestead and Tax Base Disparity Government Agricultural Equalization Reduction Increase Year _ Aid Credit Aid Aid Aid Total (Decrease) 1988 $297,037,000 $111,873,000 $408,910,000 1989 376,376,000 106,308,000 $20,853,000 503,537,000 $94,627,000 1990 317,343,000 143,523,000 $19,513,000 14,201,000 494,580,000 (8,957,000) 1991 * 299,000,000 156,550,000 19,476,000 14,500,000 489,526,000 (5,054,000) * Preliminary (2/28/91) estimates from the Department of Revenue A chart of the above major funding categories to all Minnesota cities is as follows: $500,000 Total State Funding to Cities $400,000 Equalization $300,000 ®— ® Disparity HACA $200,000 -- LGA $100,000 $0 1988 1989 1990 1991 City of Oak Park Heights, Minnesota Management Report, Page 4 The 1988 through 1991 legislative changes have impacted the funding of the City of Oak Park Heights as follows: City of Oak Park Heights Local Homestead and Government Agricultural Increase Year Aid Credit Aid Total (Decrease) 1986 $99,656 $58,242 $157,898 1987 99,522 63,033 162,555 $4,657 1988 99,521 71,050 170,571 8,016 1989 101,527 75,082 176,609 6,038 1990 0 0 0 (176,609) 1991 0 48,141 48,141 48,141 The re-instated HACA Aid for 1991 will probably be fully eliminated as a result of the current State budget reduction. The City of Oak Park Heights has had greater State Aid cuts than the Statewide cuts to cities as follows: City of Oak Park Heights State (in $1,000) $200,000 - - $500,000 $175,000 - - $450,000 - $400,000 $150,000 - - $350,000 $125,000 - HACA ■ - $300,000 $100,000 - ...... - $250,000 Local Government Aid K $200,000 Statewide Aid (in 1,000) .0 $75,000 . ; � ,�..� K ��' $150,000 $50,000 . . . ...... $100,000 $25,000 $50,000 . . . . . . . . . . . . $0 $0 1987 1988 1989 1990 1991 City of Oak Park Heights, Minnesota Management Report, Page 5 As clearly shown on the previous page, the City of Oak Park Heights lost 100% of its State Aids for 1990. A nominal amount ($48,141) was re- instated for 1991 (HACA Aid). However, this entire re- stated amount will probably = be received resulting in "lost revenue" to the City for 1991. This full amount has been "designated" in the General Fund at December 31, 1990. The 1989 increase in Local Government Aid (LGA) resulted from a formula change in distributing the aid. A key variable in calculating LGA is the "revenue base ". The revenue base is a concept which has been used to calculate funding of cities for a number of years. The revenue base consists of a city's property tax levy plus LGA. The revenue base for the City of Oak Park Heights has been as follows: Tax LGA Total 1988 $923,731 $99,521 $1,023,252 1989 1,009,248 101,527 1,110,775 1990 1,205,556 0 1,205,556 1991 1,199,554 0 1,199,554 The decrease in State aids will continue to impact the funding of basic governmental services. The following section of this report illustrates the funding of basic services over the past several years. City of Oak Park Heights, Minnesota Management Report, Page 6 The 1989 and 1990 State Aid cuts have been calculated on a percent of revenue base. Additionally, the revenue base was the first factor in the realigned LGA formula as follows: 1989 1990 1. Prior year revenue base ® $1,023,456 $111,004 Expenditure /unlimited aid ratio applicable percentage x 0.00% x 1.00% Formula aid increase $0 $1,110 11. City revenue guarantee: 1990 - (households x per household guarantee x 1.04) $652,719 1989 - (households x per household guarantee x 1.08) $677,823 Less prior year tax capacity (1,475,794) (1,649,172) City initial aid increase (cannot be less than zero) $0 $0 III. Prior year property tax levy $923,800 $1,009,355 Less prior year fiscal disparities distribution levy (28,155) (40,117) subtotal 895,645 969,238 Statutory percent x 20.00% ® x 20.00% Statutory tax base increase $179,129 $193,848 I V. Maximum 15% of prior year local government aid $14,948 $15,247 V. Minimum 2% increase prior to aid transfer $1,993 $2,033 The Initial aid increase" is the lowest of the four optional calculations. Using the table on page 5, LGA for The City of Oak Park Heights for 1989 and 1990 is determined as follows: 1989 1990 Initial aid increase $1,993 $2,033 Prior year aid 99,656 101,649 Reduction for State demographer costs (4) 0 Initial aid 101,645 103,682 Aid transfer to schools (3.4% of net tax capacity) (242,034) 1990 legislative cut (1.53% of 1990 Revenue Base) N/A 1991 legislative cut (2.052% of 1991 Revenue Base) . N/A Final Aid * $101,645 ($138,352) * LGA cannot be less than zero, this amount reduced HACA City of Oak Park Heights, Minnesota Management Report, Page 7 The aid amount established by the 1990 LGA formula is now the base LGA from which the 1991 cut has been subtracted. The 1991 aid cut is calculated as follows: $1,199,554 Payable 1991 total tax levy 0 Initial 1991 LGA 1,199,554 1991 revenue base 2.052% Reduction percentage $24,615 Estimated 1991 LGA/HACA cut The above aid cut will reduce the July, 1991 State remittance of HACA to the City. The February 25, 1991 Governor's budget proposal included a provision to cut the above amount a second time. The second cut would reduce the December, 1991 State remittance to the City. The Combined cut of State aids will amount to approximately $48,000. The City of Oak Park Heights' initial 1990 aid increase was the 2% minimum. One reason for the minimum initial aid increase is the adjustment of tax capacity values presented in H above. The State has calculated a 12% increase in City tax capacity (from $1,475,794 to $1,649,172). This increase prevents the City from comparing favorably with the household guarantee amount. The 12% tax capacity increase does not indicate that property values increased by 12 %. The 1988 statutes include a provision to effectively increase tax capacities through use of an equalized sales ratios as calculated by the Department of Revenue as follows: (e) 'Equalized market values" are market values that have been equalized by dividing the assessor's estimated market value for the second year prior to that in which the aid is payable by the assessment sales ratios determined by class in the assessment sales ratio study conducted by the Department of Revenue pursuant to section 124.2131 in the second year prior to that in which the aid is payable. For computation of aids payable in 1989 only, if the aggregate assessment sales ratio is less than or equal to 92 percent, the assessment sales ratios by class shall be adjusted proportionally so that the aggregate ratio of the unequalized market values to the equalized market values equals 92 percent; otherwise the equalized market values shall equal the unequalized market values divided by the assessment sales ratio. The above statute allowed for one year (1989 revenue year) in which the equalized market values were adjusted by no greater than a 92% sales ratio. City of Oak Park Heights, Minnesota Management Report, Page 8 The 1990 aid calculations reflect the full sales ratio adjustment. For the City of Oak Park Heights this resulted in the 12% adjustment in tax capacity values as reflected above. Cities with high sales ratio percentages were not as severely affected by this legislation. High population areas with strong markets for property sales had the greatest potential for adjustment. GENERAL FUND The General Fund of the City is maintained to account for the current and capital outlay expenditures common to all cities. Uniform financial reporting standards allow a city to compare its financial operations with other similar cities. Since 1981, State aids, local property taxes, and all other revenue (used to finance the General Fund of the City of Oak Park Heights) and their percent to total revenue for these funds, were as follows (including 1991 budgeted): State Aids Property Taxes All Other Total Revenue Year Amount Percent Amount Percent Amount Percent Amount Percent 1981* $124,936 21% $386,515 63% $97,250 16% $608,701 100% 1982* 122,425 18% 423,843 63% 123,559 19% 669,827 100% 1983* 149,391 20% 482,084 64% 125,030 17% 756,505 100% 1984* 152,245 17% 543,573 62% 181,288 21% 877,106 100% 1985* 157,995 18% 559,613 63% 163,771 19% 881,379 100% 1986* 168,341 18% 579,557 63% 165,625 19% 913,523 100% 1987* 183,194 18% 681,636 68% 132,538 14% 997,368 100% 1988 194,072 17% 804,441 70% 152,137 13% 1,150,650 100% 1989 199,513 16% 868,420 68% 210,945 16% 1,278,878 100% 1990 25,627 2% 1,142,770 79% 280,348 18% 1,448,745 100% 1991 ** 73,665 5% 1,063,497 72% 333,010 23% 1,470,172 100% * includes Federal Revenue Sharing ** Budgeted City of Oak Park Heights, Minnesota Management Report, Page 9 A graph of State aids, property taxes, and other revenue for the City is as follows: General and Special Revenue Funds $1,200,000 - - - $1,200,000 $1,000,000 $800 ._ _____ .___- _._.._________.___._._..__ ________.__._ -___ _.. $800,000 $600)000 $ 600,000 -_ ___.__.._- _�_.___.- .._._______- .__.._........ ., .._ . .... ..... .. .. . .. .... ....._,...... ....... M Qom ��p� ® _ . ........ .... _, - ........ VV $400,000 'i - \i� ::� \ii:; 9 $ Ai• •:.: 9 EL :tiff v:: $0 $0 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 El Other Revenue State Aids — Property Taxes -___. -_. _ . *budgeted The preceding data indicates that the City will be required to rely solely on increased property taxes to fund the increased levels and costs of providing City services. City of Oak Park Heights, Minnesota Management Report, Page 10 State aids have consisted of the following for the past eight years (with 1991 budget): 1991 Description 1983 1984 1985 1986 1987 1988 1989 1990 Budget Local government aid $82,324 $94,074 $99,652 $99,656 $99,522 $99,521 $101,527 $0 $0 Homestead credits 49,840 46,887 45,775 51,793 59,636 67,760 72,498 578 44,465 Police aid 10,720 11,284 11,669 16,892 21,161 23,856 24,863 25,049 29,200 Other 6,507 0 899 0 2,875 2,935 625 0 0 Totals 149 $152,245 $157,995 $168,341 $183,194 $19 4,072 $199,513 $25,627 $73.665 Change 126 $2.854 55.750 $10.346 $14,853 $10,878 $5.441 ($173.886) $48,038 % Change 2 2% 2% 4% 7% 9% 6 % 3% (879' ) 24% A graph of State aids for the past eight years (with the 1991 budget) is presented below: $200 ;. State A ids .,. �;;?'•' >:;�:: >: }..."�;•{ .;�' �'��•� „<,•� >�: $180 $160,000 $140,000 $120)000 ........._.._..______ $100,000 a '. $80,000 $40,000 $20,000 $0 1983 1984 1985 1986 1987 1988 1989 1990 1991 Budget I E3 Other State Aids ❑ Homestead Credit Local Gov't Aid City of Oak Park Heights, Minnesota Management Report, Page 11 The preceding schedule and graph indicate that local government aid had been frozen for the City for several years. The 1990 budget reflects the e, lj k6 of LGA and Homestead Credits due to the new State legislation regarding State aids for Minnesota cities. The State has completely eliminated (property-tax related) State aid to /for the City of Oak Park Heights for 1990. The City was estimated to receive HACA in 1991 of approximately $48,141. The 1990 legislature approved a reduction of 1991 LGA/HACA. This amounted to $24,615. Local property taxes are levied by the City each October for collection in the subsequent year. However, this tax levy 3s not entirely paid by the property owners. A part of each annual tax levy is/was paid by the State (HACA and equalization aid) and from the fiscal disparities pool. Current tax revenue of the General Fund (by payor) was as follows for the past four years including 1991 budgeted. 1991 Payor 1987 1988 1989 1990 Budgeted Local taxpayor $748,233 $877,014 $958,384 $1,198,139 $1,144,427 State homestead credits 63,033 71,050 75,082 0 44,465 Fiscal disparities: Contribution (40,027) (50,461) (64,237) (86,873) (142,749) Distribution 21,438 26,128 40,117 45,727 61,819 Totals $792,677 $923,731 $1,009,346 $1,156,993 $1,107,962 As the above data illustrates, the portion of the City tax levy being financed by the State (through homestead credits) was eliminated for 1990. Shown on a basis of percents, current tax collections (by payor) were as follows for the past four years including 1991 budgeted. 1991 Payor 1987 1988 a 1989 1990 Budgeted Local taxpayor 94.40% 94.94% 94.95% 103.56% 103.29% State homestead credits 7.95% 7.69% 7.44% 0.00% 4.01% Fiscal disparities: Contribution (5.05 %) (5.46 %) (6.36 %) (7.51 %) (12.88 %) Distribution 2.70% 2.83% 3.97% 3.95% 5.58% Totals 102.35% 102.63% 102.39% 103.56% 107.30% Local property taxpayers (i.e. property located within the City of Oak Park Heights) pay more than the actual amount levied by the City because of fiscal disparities. The above amounts and City of Oak Park Heights, Minnesota Management Report, Page 12 percents are indicative that the City of Oak Park Heights is a "net loser" under the fiscal disparity program. The City contributes more tax base to the fiscal disparity "pool" than it receives in tax benefit. The following schedules and graphs reflect the combined revenue of the General Fund for the past three years including 1991 budgeted Additional detail of the revenue is presented in Statement 7 of the 1990 Annual Financial Report. 1991 Description 1988 1989 1990 Budget General property taxes $804,441 $868,420 $1,142,770 $1,063,497 Special assessments 0 4,451 0 0 Intergovernmental: State 194,072 199,513 25,627 73,665 County 481 6,401 14,410 14,900 Licenses and permits 22,682 20,187 48,870 94,510 Charges for services 48,452 67,334 102,836 126,300 Interest on investments 45,043 53,348 62,064 50,000 All other 35,479 F 59,224 52,168 47,300 Totals $1,150,650 $1,278,878 $1,448,745 $1,470,172 $1,200,000 $1,100,000 $1,000,000 $900,000 01988 $800,000 $700,000 '• 1989 $600,000 :* +Tty $500,000 ` _... 1990 $400,000 {< 1991B $300,000 $200,000 ;mow $100,000 $0 Property Intergovern- Licenses and Charges for All Other Taxes mental Permits Services City of Oak Park Heights, Minnesota Management Report, Page 13 Total expenditures of the General Fund increased by 8% in 1990 over 1989. Expenditures (by major classification) for the past three years including 1991 budgeted, were as follows: 1991 Description 1988 1989 1990 Budget - Current expenditures: General government $257,214 $255,945 $285,328 $327,055 ]Public safety 358,184 414,777 469,581 582,965 Streets and highways 72,221 78,654 71,359 87,250 Sanitation 143,567 185,484 228,675 268,000 Recreation 104,229 113,262 129,226 145,850 Capital outlay 20,301 62,931 8,925 33,600 Totals $955,716 $1,111,053 • $1,193,094 $1,444,720 A graphic illustration of the above expenditures is presented below: $600,000 $500,000 $400,000 - - - - 1988 ❑ 1989 $300,000 1990 $200,000 - = 1991B $100,000 - $0 - General Public Streets & Sanitation Recreation Capital Government Safety Highways Outlay & Other City of Oak Park Heights, Minnesota Management Report, Page 14 COMBINED FINANUAL STATEMENTS The Combined Financial Statements of the City are presented in Statements 1 through 5 of the 1990 Annual Financial Report. The following comments relate to these financial statements of the City. Cash and Investments December 31. Lase Description 1990 1989 (Decrease) Checking account ($14,872) ($6,971) ($7,901) Investments 3,587,727 3,203,799 383,928 Petty cash 50 50 0 Totals $3,572,905 $3,196,878 $376,027 The December 31, 1990 and 1989 checking account overdrafts are book overdrafts only and do not reflect bank overdrafts. These balances are a result of the City's policy of depositing cash in interest bearing accounts in order to maximize investment earnings on City monies not needed for current expenditures. During 1990, the City maintained an average negative book balance in the checking account of $8,000 indicating a sound cash - management program. The City earned $255,668 of interest on investments during 1990 compared to $286,161 in 1989. This decrease is primarily the result of decreased rates available during 1990. Investments at December 31, 1990 and 1989 were as follows: December 31, 1990 1989 Investment Description Yield Balance Yield Balance Money Market 6.00% $90,227 6.25% $125,999 Certificate of Deposit 7.35% 567,000 7.95% 689,000 Certificate of Deposit 7.40% 770,500 8.15% 417,000 Certificate of Deposit 7.50% 724,000 8.20% 500,000 Certificate of Deposit 7.55% 430,000 8.25% 884,000 Certificate of Deposit 7.80% 306,000 8.30% 587,800 Certificate of Deposit 7.85% 700,000 Totals $3,587,727 $3,203,799 City of Oak Park Heights, Minnesota Management Report, Page 15 5grunLv for DP posits/Depositories Minnesota Statutes (MS 118) requires City Council approval of depositories and that certain levels of pledged securities be maintained for deposits which are not insured and/or guaranteed by the Federal Government. Audit tests disclosed that the City of Oak Park Heights was in full compliance with such statutes at December 31, 1990. Due From Other (apvernmental Unitg December 31, Increase Description 1990 1989 (use) Fines $2,807 $3,595 ($788) Gravel tax 317 317 0 Totals $3,124 $3,912 ($788), All of the above amounts are currently collectible. Due From Developers December 31, Increase Description 1990 1989 (Decrease) Developers Deposit Fund: Cost reimbursement $3,332 $4,244 ($912) TIF Fund: Cost reimbursement 0 2,746 (2,746) Totals $3,332 $6,990 ($3,658) The amounts receivable consist of expenditures incurred on behalf of developers. City policy is to collect in advance an amount to cover any related expenditures. Additionally, the City bills each developer on a monthly basis to cover any costs incurred. The City has excellent policy and procedures in this area. We commend the City for its efforts in monitoring and controlling amounts due from developers and encourage the City to continue such efforts. City of Oak Park Heights, Minnesota Management Report, Page 16 Tax��, Receivable - ouent Taxes receivable - delinquent consist of taxes levied in the previous seven years by the City but not yet collected by the County and remitted to the City. The collection rates on property taxes remains strong as illustrated below. 1987 1988 1989 1990 Delinquent taxes - January 1 $26,716 $29,641 $21,293 $30,833 Current levy 792,677 923,731 1,009,248 1,205,556 Total collectible 819,393 953,372 1,030,541 1,236,389 Receipts: Current 774,069 914,738 983,758 1,177,795 Delinquent 15,683 160 1,898 13,024 - Total receipts 789,752 914,898 985,656 1,190,819 Adjustments (17,181) (14,052) (12,112) . Delinquent taxes - December 31 $29,641 $21,293 $30,833 $33,458 Current collection as a percent of current levy 98% 99% 97% 98% Total collections as a percent of current levy 100% 99% 98% 99% The adjustments to delinquent taxes receivable consist of abatements of property taxes as a result of market valuation adjustments. A major portion of these adjustments relate to apartment complexes within the City. As shown above, tax collection rates have averaged 99% over the past four years representing an excellent/solid collection rate for the City. This financial indicator (i.e. property tax collection rate) is one of the major criteria used by the City's rating agency when the City is rated for bonding purposes. City of Oak Park Heights, Minnesota Management Report, Page 17 Special Assessment-, Receivable Special assessments receivable consisted of the following types and amounts: December 31, hr..rease Description 1990 1989 (Decrease) Delinquent $71,842 $101,058 ($29,216) Due from County 16,068 9,582 6,486 Deferred 184,728 408,607 (223,879) Special Deferred 14,800 14,800 0 Totals $287,438 $534,047 a ($246,609) Deferred special assessments consist of the remaining principal installments on assessment rolls. These assessments are generally collectible over a time period consistent with the debt payment schedule of the related bond issue. Delinquent special assessments have been as follows for the past several years. Percent Delinquent Increase Increase December 31, Assessments (Decrease) (Deemase)_ 1978 $5,867 1979 7,368 $1,501 26% 1980 12,177 4,809 65% 1981 16,356 4,179 34% 1982 27,275 10,919 67% 1983 8,195 (19,080) (70 %) 1984 13,850 5,655 69% 1985 12,020 (1,830) (13 %) 1986 10,882 (1,138) (9 %) 1987 10,781 (101) (1 %) 1988 12,408 1,627 15% 1989 101,058 88,650 714% 1990 71,842 (29,216) (29 %) City of Oak Park Heights, Minnesota Management Report, Page 18 The change in delinquent assessments receivable over the past four years was as follows: 1987 1988 1989 1990 Delinquent balance - January 1 $10,882 $10,781 $12,408 $101,058 Add: Current installments 40,260 30,286 210,918 , 136,458 Amount collectible 51,142 41,067 223,326 237,516 Less collections: Current 38,170 27,685 113,895 104,145 Delinquent 2,140 918 7,184 61,407 Total collections 40,310 28,603 121,079 165,552 Adjustments — - (51) --- (56) (1,189) (122) Delinquent balance - December 31 $10,781 $12,408 $101,058 m a $71,842 Current collections as a percent of current levy 95% 91% 54% 76% Total collections as a percent of current levy 100% 94% 57% 121% City of Oak Park Heights, Minnesota Management Report, Page 19 The above schedule indicates that the City had a poor collection rate for special assessments in 1989 and 1990. This financial indicator (i.e. special assessment collection rate) is also one of the major criteria used by the City's rating agency when the City is rated for bonding purposes. This poor collection rate is attributable to the Swager's 9th addition improvement project which was financed by the Improvement Bonds of 1987. A schedule of the 1990 assessment activity for this fund is as follows: 1990 Bonds of All Other 1987 Funds Total Delinquent balance - January 1, 1990 $95,692 $5,366 $101,058 Add; Current installments 112,426 24,032 136,458 Amount collectible 208 29,398 237,516 Less collections: Current 80,377 23,768 104,145 Delinquent 60,296 1,111 61,407 Total collections 140,673 24,879 165,552 Adjustments (3) (119) (122) Delinquent balance - December 31, 1990 $67,442 $4,400 $71,842 Current collections as a percent of current levy 71% 99% 76% Total collections as a percent of current levy 125% 104% 121% As clearly shown above, the poor special assessment current collection rate for 1990 is en_ rirely the result of the single project financed by the Bonds of 1987. Delinquent assessments on this project account for 94% of all special assessment delinquencies at December 31, 1990. Special assessment collection/delinquency rates is one of the prime financial indicators for a City especially as it relates to City bonding. Such collection/delinquency rates for 1989 and 1990 have not been good. However, this situation is entirely the result of one project and one developer. Prior to 1989, the City's special assessment collection rate averaged close to 100 %, delinquent special assessment totaled only $12,400 at December 31, 1988. This level of delinquency represented approximately 1% of outstanding special assessment debt at that date. City of Oak Park Heights, Minnesota Management Report, Page ?A The 1989 and 1990 collection/delinquency rates are still extremely good except for those special assessments related to the Special Assessment Bonds of 1987. The following schedule summarizes the City's special assessment activity for 1989 and 1990. 1989 AND 1990 COMBINED, 1990 Bonds of All Other 1987 Funds Total Delinquent balance - January 1, 1988 $0 $12,408 $12,408 Add; Current installments 296,074 51,302 347,376 Amount collectible 296,074 63,710 359,784 Less collections: Current 168,333 49,707 218,040 Delinquent 60,296 8295 68,591 Total collections 228,629 58,002 286,631 Adjustments (3) (1,308) , (1,311) Delinquent balance - December 31, 1990 $67,442 $4,400 $71,842 Current collections as a percent of current levy 57% 97% 63% Total collections as a percent of current levy 77% 113% 83% As clearly shown above, the City's poor special assessment collection rate is entirely the result of the project/developer financed by the Special Assessment Bonds of 1987. Other than this project/developer, the City's special assessment collection rate continues to be high representing a very positive financial indicator. The City does have a potential problem with regard to the one project/developer financed by the Special Assessment Bonds of 1987. Accordingly, our office has been assisting the City in monitoring and analyzing this situation. A Special Report on this situation has been provided to the City based on preliminary 1990 financial activity. This Special Report will be updated (through March 31, 1991) and presented to the City Council. City of Oak Park Heights, Minnesota Management Report, Page 21 As stated on the previous page, the City has been aware of this situation and has taken action to prevent any initial effects upon the overall financial position of the City. Such action includes the following: 1. Special analysis, review and monitoring of this situation. 2. Alternative financial resources (committed and appropriated to the Debt Service Fund for the 1987 Bond Issue) should the remaining special assessments not be received when needed to meet bond payments: A. Capital project/construction account balance of $84,600 transferred in 1990. B. Debt service tax levy of $48,000 to be collected in 1991. 3. Continued maintenance of sufficient reserve balance in the City's Closed Bond Fund to be used to cover any actual shortfall which may occur in the future. 4. Revised City policy relating to future single developer special assessment projects. Such revised City policy requires increased developer commitments and assurances and should greatly reduce this possibility of a re- occurrence of this situation. The amount reported as "special deferred" consists of an assessment which has been deferred pending future connection to the sanitary sewer line. This amount was deferred by City Council Resolution 84 -1 -1. The resolution does not stipulate the amount of interest to be collected upon connection (if any). We recommend that the City determine and stipulate the speck terms for this (and future) special assessment deferrals. See later comments relating to the Improvement Bonds of 1982. Fixed Assets As discussed in prior management reports, the City does not maintain complete fixed asset accounting records. Advantages of maintaining such a system include the following: • Availability of insurable value amounts. • Increased safeguarding of movable assets. • Availability of database to determine capital equipment replacement needs. • Improved financial reporting. City of Oak Park Heights, Minnesota Management Report, Page 22 Our firm is able to assist the City in establishing a fixed asset system. We are available to: 1) Plan the implementation. 2) Assist in taking physical inventories. 3) Assist in defining historical or estimated historical cost, 4) Enter all such assembled data into a specialized fixed asset system for governments. 5) Generate complete fixed asset reports as of the completion date of the engagement. Maintenance of the system for purchases, sales, disposals and transfers may be maintained on our system or a system at the City. The project will require City staff time to assist in assembling physical inventories and to edit reports. Upon request, we will prepare an engagement letter which will include timing and estimated costs of assisting the City in establishing a fixed asset accounting/inventory system. Compensated Abs ences Pavable, Compensated absences payable consist of employee benefits for vacation and severance pay which are vested by the employee and for which payment is probable. Severance pay benefits are payable to the City's employees who have been with the City in excess of 10 years. These employees have vested severance pay which totaled $38,581 and $36,202 at December 31, 1990 and 1989 respectively. Also included in the accrual for compensated absences is vacation pay benefits for all City employees of $2,821 at December 31, 1990 and $2,266 at December 31, 1989, City of Oak Park Heights, Minnesota Management Report, Page 23 B Payable Bond Issues Special Special Revenue Assessments District Bonds Totals Balance - January 1, 1990 $925,000 $170,000 $95,000 $1,190,000 Bond Issued 300,000 300,000 Principal payments (234,000) . (10,000) (15,000) (259,000) Balance - December 31, 1990 $991,000 $160,000 $80,000 $1,231,000 Retirement Schedule: 1991 $239,000 $10,000 $20,000 $269,000 1992 279,000 10,000 20,000 309,000 1993 348,000 10,000 20,000 378,000 1994 125,000 10,000 20,000 155,000 1995 10,000 10,000 1996 -2003 110,000 110,000 Total $991,000 $160,000 $80,000 $1,231,000 As shown on the above schedule, 78% of the City's bonded debt is scheduled to be retired by December 31, 1993 (i.e., three years). A significant portion ($595,000) relates to one single bond issue -- the G.O. Improvement Bonds of 1987. This bond issue financed the Swager Brothers 9th Addition which was completed and assessed in 1988. The ability of the City to meet this repayment schedule is wholly dependent upon receipt of these special assessments. See later comments under Improvement Bonds of 1987. Detail of outstanding bond issues are contained in Exhibits 2 and 3 of the 1990 Annual Financial Report. In November 1984, the City defeased the $900,000 General Obligation Sanitary Sewer Improvement Bonds of 1967 and the $500,000 General Obligation Water and Sanitary Sewer Improvement Bonds of 1968 by placing sufficient monies in an irrevocable trust to provide for all future debt service payments of these bond issues. The escrow agreement between the City and First Trust Co. states the City may annually withdraw investment earnings from the escrow account in excess of minimum balances. During 1990, the City withdrew $2,769 of interest earnings in excess of the minimum balance. City of Oak Park Heights, Minnesota Management Report, Page 24 Fund &amity December 31. Increase Fund Group 1990 1989 (Decrees) General $1,066,281 $910,630 $155,651 Debt Service 776,731 521,243 255,488 Capital Projects 929,100 971,475 (42,375) Totals ® 2,772,112 m 2,403,348 368,764 Retained earnings: Enterprise 1,024 899,696 124,755 Totals $3,796,563 $3,303,0 $493,519 As shown above, all fund groups of the City are in a positive financial position. The decreased fund balance of the City's Capital Project Funds was a planned decrease relating to the St. Croix Mall Project The various causes for equity changes are discussed in the following section of this report. City of Oak Park Heights, Minnesota Management Report, Page 25 1ND TNDND TYPE ANALYSI„a (, ieneral Fund The financial statements for the General Fund are presented in Statements 6 and 7 of the City's 1990 Annual Financial Report. The fund balance of the General Fund was $1,066,281 at December 31, 1990 representing an $155,651 increase during 1990 as follows: Actual Revenue Greater Than (Less Than) Budgeted Revenue: • General property taxes: Excess Levy $47,591 Other (12,673) • Intergovernmental 15,634 • Licenses and permits 6,505 • Fines and forfeits 1,565 • Interest on investments 22,064 • Charges for current services 6,836 • Other 9,203 $96,725 Budgeted Expenditures Less Than (In Excess Of) Actual Expenditures: • General government 20,650 • Public safety 94,283 • Streets and highways 6,749 • Sanitation 2,625 • Recreation 8,535 • Contingency 26084 158,926 Transfer to Capital Improvements Fund (100,000) Net increase in fund balance for 1990 $155,651 Details of the above amounts are presented in Statement 7 of the Annual Financial Report. The City has achieved and maintained a sound fund balance level for its General Fund. The positive variance in general property revenue is due to an error in certifying the 1989/90 tax levy to Washington County. This error resulted in an excess tax levy of $48,563. The 1990 /91 tax levy was reduced by $48,563 to correct this error. The positive variance in public safety expenditures is primarily in personal services. The City incurred less overtime during 1990 than anticipated. City of Oak Park Heights, Minnesota Management Report, Page 26 or Cash flow timin Expenditures are incurred somewhat w- Ernere=y or urw-ticipated evenly throughout the year. Property ez"n t=s. Examples include natural taxes & State aids are not received disasters, law suits, comparable worth until the second half of the year. A implementation and premature breakdown reserve of one-half of such revenues of vital equipment. is therefore recornmended. Reasons for Reserves w Capital ouday-EvIac'ement, . . ... .. . ..... Intema I escrow for purchases which • 5pecial Citv —Couricil Proi= - ' 7] may exceed amounts available in Preliminary studies, interfund Lloans _ r any single budget cycle. 'Phis may and minor improvement projects are also be accomplished through transfers examples of reserve uses. to dedicated replacement funds. w ln"r overnmen mvenu cutback The City is vulnerable to legislative actions at both the Federal & State level. Federal funding to local government has been substantially curtailed in recent years. Annual adjustment of Local Government Aid & Homestead Credit formulas is a constant threat. City of Oak Park Heights, Minnesota Management Report, Page 27 The fiend balance of the General Fund has increased over the past several years. The schedule below reflects the fund balances for the past thirteen years: Year Ended Fund Increase December 31, Balance (Decrease) 1978 $225,943 ($42,811) 1979 186,836 (39,107) 1980 127,647 (59,189) 1981 182,939 55,292 1982 300,999 118,060 1983 453,507 152,508 1984 579,612 126,105 1985 656,865 77,253 1986 692,520 35,655 1987 782,771 90,251 1988 870,705 87,934 1989 910,630 39,925 1990 1,066,281 155,651 The amount of General Fund reserve required to meet emergency and/or unanticipated expenditures is not readily quantifiable. Rather, the level of this requirement must be established by the City based on the history of the City and the philosophy of "adequate" reserve coverage. The City of Oak Park Heights has quantified this reserve requirement need by designating a general contingency reserve equal to $277,800 at December 31, 1990 representing 15% of the 1990 General Fund operating budget. The reserve requirement to deal with unforeseen intergovernmental revenue reductions is also difficult to quantify. State and Federal legislation dealing with shared aids is somewhat unpredictable. The City must strive to remain current on the effects of changing legislation and budget such aids accordingly. Prudent fiscal management leads to the conclusion that a reserve balance in the City's General Fund will mitigate the adverse effects of aid reductions. City of Oak Park Heights, Minnesota Management Report, Page 28 The State continues to discuss the potential targeting of aid reductions to cities with "excess" reserve requirements. This would represent extremely poor public policy. We recommend that the City tron ynose this method of targeting aid reductions to cities for the following reasons: 1. The proposed targeting would penalize those cities which do practice sound fiscal management. 2. The proposed targeting would encourage less responsible fiscal management. This would result in financial crisis for individual cities and ultimately affect the bond ratings of all Minnesota cities including the City of Oak Park Heights. 3. The targeting program would be virtually impossible to administer on a fair and equitable basis because financial management practices and fund structures are not consistent or easily comparable among cities. What may appear to be a low reserve balance of a city's General Fund may be an adequate reserve balance for such city. 4. Many cities have established reserve policies and made significant fiscal management decisions based on the established/targeted reserve policy. The effectiveness of such planning and fiscal management would be severely hampered (if not destroyed) by reserve balance "raiding" by the State. S. The State is possibly seeking to pass its financial crisis on to local government. This would be a temporary solution to apparently poor fiscal management at the State level. 6. The potentially lost reserve balance could diminish the City's bond rating and potentially deplete a City's reserve balance pledged to secure debt service requirements. City of Oak Park Heights, Minnesota Management Report, Page 29 w Avoids temporary overdrafts Favorable bond rating indi cator. prior to major receipts. . . ....... .............................. City may study effects of Supplements revenues revenue cuts before gradual with investment earnings. program reductions. Benefits of Reserves Provides the Ci ty Provides resources greater options to deal for minor projects or = with unexpected events. feasibility reports. Avoids overburdening of annual budgets for certain capital outlay. We recommend that the City monitor the progress of the potential State actions and take defensive measures to protect the City from further financial crisis including the following: • Communicate to legislators the potentially devastating financial results of depleting City reserve balances. • Review formal reserve policies and modify levels of reported reserves if deemed appropriate. • Consider funding (through transfer) target functions in separate funds to further emphasize the intended use of General Fund reserves. City of Oak Park Heights, Minnesota Management Report, Page 30 The City's minimum cash flow reserve requirement is measurable. For the City of Oak Park Heights, the minimum required surplus is $554,000 computed as follows: 1991 Budgeted Levy (includes homestead credit) $1,107,962 1991 Anticipated Local Government Aid 0 Total $1,107,962 Minimum Required Cash Flow Reserve (one -half of total) $554,000 The City has demonstrated that a financially sound General Fund is attainable through prudent fiscal planning. The City has met its cash flow required reserve and also has approximately $612,300 of other General Fund reserves to fulfill the various other reserve requirements. During 1987, the City adopted Resolution 87 -10-42 establishing General Fund reserves/ designations for cash flow, contingent employee benefits and general contingency based upon formulas for each category. At December 31, 1990, the General Fund balance was designated as follows: Designated for Cash flow $554,000 Contingent employee benefits 100,400 General contingency 227,800 State Aid reduction - 1991 48,141 Ensuing years' budget 48,600 Subtotal 978,941 Undesignated 87,340 Total fund balance $1,066,281 The City of Oak Park Heights has taken actions over the past several years to improve the financial position of its General Fund. These actions have provided the City the ability to establish a Capital Improvement Fund funded primarily from General Fund transfers (see later comments - Capital Improvement Fund and Capital Replacement/Acquisition Budgeting). We commend the City for these actions and encourage the City to continue to monitor this reserve balance. An City of Oak Park Heights, Minnesota Management Report, Page 31 adequate reserve structure will enable the City to retain its financial independence and integrity during the present change in the economic environment. Debt S ervice Fund. The combining financial statements for the Debt Service Funds are presented in Statements 8 and 9 of the 1990 Annual Financial Report. Debt Service Funds are a type of governmental fund to account for the accumulation of resources for the payment of interest and principal on debt (other than Enterprise Fund debt). The City maintained six Debt Service Funds during 1990 as follows: Fund Balance December 31, Increase Fund 1990 1989 (Dec=se) G.O. Storm Sewer Improvement Bonds of 1971 $28,377 $31,523 ($3,146) Storm Sewer Bonds of 1982 10,050 8,672 1,378 Improvement Bonds of 1982 51,867 54,952 (3,085) G.O. Improvement Bonds of 1983 32,181 38,649 (6,468) G.O. Improvement Bonds of 1987 574,742 387,447 187,295 G.O. Improvement Bonds of 1990 79,514 0 79,514 Totals $776,731 $521,243 $255,488 Debt Service Funds may have one or a combination of the following revenue sources pledged to retire debt as follows: • Property Taxes - primarily for general City benefit projects such as parks and municipal buildings. Property taxes may also be used to fund special assessment bonds which are not fully assessed. ® Tax Increment - pledged exclusively for tax incrementleconomic development districts. • Capitalized Interest Portion of Bond Proceeds - after the sale of bonds, the project may not produce revenue (tax increments or special assessments) for a period of one to two years. Bonds are issued with this timing difference considered in the form of capitalized interest. • Special Assessments - charges to benefited properties for various improvements. City of Oak Park Heights, Minnesota Management Report, Page 32 In addition to the above pledged assets, other funding sources may be received by Debt Service Funds as follows: • Residual project proceeds from the Capital Project Fund, • Investment earnings. • State or Federal grants. • Transfers from other funds. Pledged assets may be divided into three categories: 1) recorded as fund assets with the revenue deferred until collected (levied assessments and levied taxes); 2) actually received by the fund and included in fund balances (collected assessments, interest, bond proceeds, etc.); and, 3) future pledged assets not recorded as assets but intended to be collected at a future date (scheduled property taxes and estimated tax increment collections). Special assessment and general obligation debt funds are combined in the City's Debt Service Fund type. The diverse nature of the type of debt included in the same fund type requires careful analysis to determine the adequacy of the fund balance and projected fund balance. The following schedule extracts information from several sections of the Annual Financial Report to assist in this analysis. December 31, 1990 Final Fund Defeued Defeard Remaining Maturity Fund Description Balance Revenues Taxes A Total Debt Service Date General Debt; Storm Sewer Bonds of 1982 $10,050 $837 $300,812 $311,699 $286,465 12/1/03 Sub -total 10,050 837 a 300,812 311,699 286,465 Special Assessment Debt Storm Sewer Bonds of 1971 28,377 363 0 28,740 10,285 5/1/91 Improvement Bonds of 1982 51,867 21,788 24,000 97,655 73,350 8/1/93 Improvement Bonds of 1983 32,181 7,818 0 39,999 29,398 2/1/93 Improvement Bonds of 1987 574,742 159,317 48,000 782,059 667,070 12/1/93 Improvement Bonds of 1990 79,514 0 500 80,014 367,038 12/1/94 Sub -total 766,681 189,286 72,500 1,028,467 1,147,141 Totals -All Debt Service Funds $776,731 $190.123 $373,312 $1,340,166 $1.433,606 City of Oak Park Heights, Minnesota Management Report, Page 33 Deferred revenue of the preceding schedule primarily consists of uncollected special assessments. The preceding schedule compares outstanding debt with: 1) fund balance; and, 2) deferred revenue. Debt Service Funds should be evaluated at least annually. Storm Sewer. Bonds of 1982 These bonds were issued to provide financing for the Storm Sewer District construction. The City Council established this district in October, 1982 per City ordinance 1600. A pro'ea c of the final fund position based on scheduled levies and debt requirements is as follows: Fund Balance a December 31, 1990 $10,050 Additions: Future Scheduled tax levies @ 100% 300,812 Total 310,862 Deductions: Debt Requirements: Principal 160,000 Interest 126,465 Total 286,465 Projected Fund Balance - $24,397 Normal Projected Fund Balance - 5% of debt requirements $14,300 The above projection indicates that this fund will have adequate assets to meet bonded debt requirements over the schedule term of this bond issue. apecial AsaaRment Debt Service Fund During 1986, the City prepared a "Special Assessment Debt Service Study" based on December 31, 1985 financial data. The cash flow schedules were computer generated which allowed for presentation of various optional schedules. The report should be used to monitor actual results versus projected results. The report should be updated in the future when actual results vary materially from projected results. Special Assessment Debt Service Funds are established by bond sale resolutions and must legally exist during the period the bonds are outstanding. During that period, these funds collect revenues to pay the principal and interest on bonds in a timely manner. The primary sources of City of Oak Park Heights, Minnesota Management Report, Page 34 revenue for these funds is special assessments charged to benefiting property owners and general debt tax levies. The assessments recover construction costs over the term of the assessment roll plus interest at specified rates. In addition, these funds commonly collect revenue from interest on investments, general property taxes and other designated sources. All monies of the Special Assessment Debt Service Funds are committed to debt retirement until the City's obligation is satisfied. These monies are not available for any other City purpose until debt maturity. The combination of the various projected revenue sources along with the scheduled debt service payments formed the basis for the financial projections contained in the Special Assessment Debt Service Study. The study was prepared based on assumptions of various collection rates for tax levies and special assessments and interest on investments. Actual collection rates on taxes was 98% for 1990. The following schedule compares the actual cash balance to the projected cash balance as of December 31, 1990. Cash and Investment Balance Final December 31, 1990 Bond Fund Actual Proiiected Variance Maturity G.O. Storm Sewer Bonds of 1971 $28,377 $23,393 $4,984 1991 G.O. Improvement Bonds of 1982 51,867 31,320 20,547 1993 G.O. Improvement Bonds of 1983 32,181 20,372 11,809 1993 G.O. Improvement Bonds of 1987 574,742 298,429 276,313 1993 Storm Sewer Bonds of 1971 The positive projected variance for the Storm Sewer Bonds of 1971 reflects a nominal positive variance at December 31, 1990. Final maturity of this bond issue is May 1, 1991. Existing plus future scheduled assets ($28,740) for these bonds will be more than sufficient to meet future bond requirements (principal and interest) of $10,285 at December 31, 1990. Upon final maturity, we recommend the City close this fund and transfer the remaining assets to the Closed Bond Fund. This should be accomplished at December 31, 1991. Impr ovement Bonds of 1982 The positive projected variance for the Improvement Bonds of 1982 is primarily due to prepayments of assessments. Accordingly, this positive variance is not (by itself) indicative of an improved projected fund balance at the final maturity date (August 1, 1993) of this bond issue. City of Oak Park Heights, Minnesota Management Report, Page 35 Existing plus future scheduled assets ($97,655) exceeds future bond requirements (principal and interest) of $73,350 at December 31, 1990. However, such future assets include special deferred assessments totaling $14,800. Such assessments have been given a special deferment meaning that they are not currently collectible. This special deferred assessment relates to a parcel owned by a senior citizen. The deferment (of payment) could extend beyond the maturity of this bond issue. Accordingly, the City has been increasing the annual tax levy for this bond issue to compensate for this special deferment. Improvement Bonds of 1982 The positive projected variance for the Improvement Bonds of 1983 is also the result of special assessment prepayments. Existing plus future assets ($39,999) exceeds future bond requirements (principal and interest) of $29,398 at December 31, 1990. Improveme Bond.5 of 1987 The Improvement Bonds of 1987 were issued July 1, 1987 to finance the construction of local improvements for Swager's 9th Addition. This City project was substantially completed and assessed in 1988. These bonds are scheduled to be retired entirely by capitalized interest and special assessment collections. The project/developer financed by the Improvement Bonds of 1987 has proven to be problematic for the City. The largest single element of this situation has been the uncertainty relating to future collections which have been conditioned (by the developer) upon development and sale of the undeveloped property. However, this situation is becoming less of a problem as collections are being realized Our office has been assisting the City in analyzing and monitoring this situation. A Special Report was provided to the City based upon mid -1990 actual collection. This Special Report has been updated to March 31, 1991 and will be presented to the City Council. Improvement Bonds of 1990 These bonds were issued to provide financing for the Valley Point 2nd Addition Project. These bonds are scheduled to be retired entirely by capitalized interest and special assessment collections. City of Oak Park Heights, Minnesota Management Report, Page 36 iii al Project �n s The financial statements for the Capital Project Funds are presented in Statements 10 and 11 of the City's 1990 Annual Financial Report. Pursuant to changes in reporting standards, the Capital Project Fund type includes special assessment projects. The fund balance (deficits) of the Capital Project Funds were as follows at December 31, 1990 and 1989: December 31, Increase Fund 1990 1989 (Decrease) Closed Bond Fund $784,901 $736,718 $48,183 Capital Improvements Fund 245,832 144,961 100,871 Completed Construction 0 6,815 (6,815) Swagar's 9th Utilities 0 82,981 (82,981) River Hills (Heritage) Utility 0 0 0 St. Croix Mall (TIF) (125,676) 0 (125,676) Park & Recreation Development 2,171 0 2,171 Valley Point 2nd Addition 21,872 0 21,872 Totals $929,100 $971,475 ($42,375) City of Oak Park Heights, Minnesota Management Report, Page 37 Clofxl Bond Fund During 1984, the City established the Closed Bond Fund. Initial financing for this fund was provided through the residual balances of closed (or defeased) special assessment bond funds of the City. A summary of transactions from inception is as follows: Prior Years 1990 m Total Financing Sources: General property taxes $1,807 $1,807 Special assessments 98,149 $18,840 116,989 Interest on investments 248,235 59,120 307,355 Interfund interest 7,413 7,413 Connection charges 93,269 10,950 104,219 Transfers in: G. O. Bonds of 1967 and 1968 345,901 345,901 G. O. Bonds of 1976 56,755 56,755 G. O. Bonds of 1977 71,179 71,179 G. O. Bonds of 1978 and 1979 83,960 83,960 Sewer and Water Bonds of 1982 1,764 1,764 Completed Construction o 5,443 5,443 Total financing sources $1,008,432 $94,353 1,102,785 Financing Uses: Professional services $4,980 $8,882 13,862 Construction Costs: County Seat Estates 5,985 5,985 Valvoline Rapid Oil 31,303 31,303 Transfers out: Sewer and Water Bonds of 1982 (construction) 40,364 40,364 G. O. Bonds of 1983 (construction) 4,270 4,270 General Fund 22,100 22,100 Capital Improvements Fund 200,000 200,000 Total financing uses $271,714 $46,170 317,884 Fund balance - December 31, 1990 $784,901 The Valvoline Rapid Oil Project was completed and assessed 1990. The County Seat Estates Project is anticipated to be completed and assessed in 1991. City of Oak Park Heights, Minnesota Management Report, Page 38 The purpose of the Closed Bond Fund is to receive residual balances of closed special assessment bonds. Amounts on hand at December 31, 1990 are available for use at the Council's discretion. City policy regarding the allowable use of such monies include the following areas: • Temporary funding of other Debt Service Fund deficits. • Supplemental financing of construction deficits. • Full financing of minor construction projects. • Supplemental financing of replacement of systems (water and sewer) which had been previously assessed. • Long -term capital improvement program financing (see later comments). The Closed Bond Fund was established in 1984 for the purposes as stated above. When created, this Fund was intended to be used as a "reserve fund" for the City's capital projects. During 1990, the City closed its Completed Construction Fund and transferred the remaining balance to the Closed Bond Fund. This action was taken upon our recommendation. However, the Completed Construction Fund was being used by the City to account for the construction of, and financing for, small, unbonded projects. Such projects are now being accounted for in the Closed Bond Fund. The use of the Closed Bond Fund to account for small, unbonded projects appears inconsistent with the concept of a "reserve fund ". A reserve fund is intended to collect (and hold) assets not committed for any specific projects. Additionally, and more important, any and all expenditure /transfers from a reserve fund should be pursuant to specific Council authorization. The City has extremely adequate reserved balances in several City funds because it has limited (to specific City Council authorization) the use of such monies. Accordingly, we recommend that the City refrain from using the Closed Bond Fund for purposes of "accounting" for project or construction costs. An Interim Construction Fund can be created and used for this purpose. We also recommend that the City Council document (by Resolution) its intent as to appropriate expenditures from the Closed Bond Fund. Our office is available to discuss this matter with the City Council. City of Oak Park Heights, Minnesota Management Report, Page 39 Capital Improvements Fund (4011 The Capital Improvements Fund was established in 1978 to account for monies set aside for capital improvements. A schedule of activity from inception is as follows: Street Municipal Building Expansion Reconstruction . Unallocated Current prior Sealcoat Recreation Total Revenue and Other Sources: Transfers from General Fund- 1978 through 1980 $70,000 $40,000 $7,500 $117,500 1981 20,000 2,500 22,500 1982 20,000 6,075 26,075 1983 20,000 2,500 22,500 1984 20,000 2,500 22,500 1985 20,000 2,500 22,500 1986 $50,000 $4,500 20,000 30,000 104,500 1987 50,000 20,000 30,000 100,000 1988 50,000 20,000 37,000 107,000 1989 $100,000 20,000 30,000 150,000 1990 100,000 100,000 Transfer from Closed Bond Fund 200,000 200,000 Total transfers 150,000 104,500 300,000 70,000 220,000 150,575 995,075 Sale of property 9,414 9,414 Donation 1,400 25,761 27,161 Interest earnings 98,226 31,387 2,621 132,234 1989 Budget reallocation (150,000) (41,675) 191,675 0 Total revenue and other sources 0 162,451 491,675 110,801 220,000 178,957 1,163,884 Expenditures and Other Uses: Transfers out: Municipal building expansion (91,438) (91,438) Direct expenditures (479,376) (19,363) (187,994) (139,881) (8826,614) Fund balance - December 31, 1990 $0 $162,451 $12,299 $0 $32,006 $39,076 $245,832 The City Hall expansion project was substantially complete at December 31, 1990 and final costs will be paid in 1991. After final payments, the remaining balance in this account should be less than $7,000. We recommend that this account be closed in 1991 and that the remaining balance be transferred to the unallocated account within this Fund. The unallocated account had a balance of $162,451 at December 31, 1990, including a $100,000 unallocated transfer from the General Fund at December 31, 1990. This balance is available to be allocated at the direction of the City Council. City of Oak Park Heights, Minnesota Management Report, Page 40 mplPrPd _onstn?ction (510) This fiend was established in 1977 by closing several construction accounts to one account. During 1989, the City used the available fund balance of the Completed Construction Fund as "temporary" financing for the County Seat Estates project. Construction costs through December 31, 1990 totalled $84,149. This project is expected to be assessed (100 %) in 1991. The City should assess this project over a "reasonably" short period at an interest rate at or above its anticipated investment yield, subject to State statutory requirements. This fund was closed during 1990 and the remaining assets were transferred to the Closed Bond Fund. Swa er's 9th Addition This project was complete at December 31, 1989. Financing was provided by the G.O. Improvement Bonds of 1987. This project was assessed in September of 1988 and completed in 1990. This fund was closed during 1990 and the remaining assets were transferred to the related Debt Service Fund. River Hills (HeritagO -V lih Preliminary expenditures totaling $21,072 were incurred through December 31, 1990. These costs were reimbursed. The City anticipates that this project will be started in 1991. Financing will be provided by the developer under a letter of credit arrangement. Valley Point 2nd Edition This project was in process at December 31, 1990. Financing was provided by the $300,000 G.O. Improvement Bonds of 1990. This project is scheduled to be completed and assessed in 1991. City of Oak Park Heights, Minnesota Management Report, Page 41 Park and Recreation Development This fund was established by Resolution 88 -12 -33 to account for the development of the City's parks and recreational areas. The fund balance was $2,171 at December 31, 1990, as follows: Financing Resources: Donations and contributions $4,112 Interest on investments 219 Total financing sources 4,331 Financing Uses: Professional services 2,160 Fund balance - December 31, 1990 $2,171 St. Croix Mall (TIFI This fund was established in 1989 to account for the St. Croix Mall TIF project. Expenditures totalling $26,695 (primarily consulting fees) through December 31, 1989 were fully reimbursable from the developer, leaving a zero fund balance at December 31, 1990. During 1990, this fund was used to account for the City's 58th Street and Osgood Avenue Improvement Project. This Project involves street re- alignment for traffic control purposes, and is to be financed from future incremental taxes not committed to this developer. The City will receive its first TIF. tax collection in 1991. A portion of these taxes are committed to be remitted to the St. Croix Mall developer with the remaining balance being used by the City to finance other City TIF. projects. We will provide the City with an updated Special Report on this TIF District at a later date. Enterprise Fund The financial statements for the Enterprise Fund (Water and Sewer Utilities) are presented in Statements 12, 13 and 14 of the City's 1990 Annual Financial Report. Condensed comparative operating statements of income and expense for the utility operations excluding depreciation on contributed assets of the City are as follows: City of Oak Park Heights, Minnesota Management Report, Page 42 Water art?rient 1990 1989 . Amount Percent Amount Percent Revenue: Customer billings and other $127,063 100.00% $126,127 100.00% Operating expenses: Contractual services 45,469 35.78% 38,602 30.61% Administrative and personnel charges 28,500 22.43% 19,000 15.06% Other 6,828 5.37% 6,014 4.77% Total operating expenses 80,797 63.58% 63,616 50.44% Net income before depreciation 46,266 36.42% 62,511 49.56% - Depreciation - purchased assets 7,140 - 7,810 Net operating income $39,126 $54,701 _- City of Oak Park Heights, Minnesota Management Report, Page 43 As shown above, other operating expense increased $17,181 over 1989. This increase is primarily due to an increase in the General Fund administrative charge from $19,000 in 1989 to $28,500 in 1990. This increase was effected to provide additional financial resources for the General Fund. $140,000 Water Operating Revenue & Expense ® ® ■ $120,000 ■ $100,000 _ Profit $809 All Other Expenses /� Contractual Services $60,000 ° ®° Operating Revenue $40,000 $20,000 a�'�< `. }�•: :{�;::; .,�'i � �.: >;;':• ., �..> $0 1994 1985 1986 1987 1988 1989 1990 City of Oak Park Heights, Minnesota Management Report, Page 44 Sewer Deponent 1990 1989 Amount Percent ® Amount Percent Revenue: Customer billings and other $212,448 100.00% $178,801 100.00% Operating expenses: MWCC 139,861 65.83% 129,557 72.46% Other contactual services 13,190 6.21% 21,542 12.05% Administrative and personnel charges 28,500 13.42% 19,000 10.63% Other 208 0.10 % - 194 0.11% 181,759 85.56% 170,293 95.25% Net income before depreciation 30,689 14,44% 8,508 4.75% Depreciation e purchased assets 2,365 2,365 Net operating income � $28,324 $6,143 $250,000 Sewer Operating Revenue & Expense $200,000 - - $150,000 ®® All Other Expenses MWCC $100,000 Operating Revenue :: \Li }:•j: :$tvj j:.l•. �`,1�v'$ }'' }i�C:::: �n1 \� {C : ' •.'• • :'.:n $ 9 SO 000 :. }::.;. } };.. ?:: ?,: :. {<. :: •.:; ::..., = { :ii i•+•: r.:ti \'!.. ? +iYT.1: _:v}ti ?:ki.:. ':hA�� :Lti:jjj :4'• ?:4.} : \iv v'r•. i• \�:.'•: :n. ?n ?. }.: ....: =} •}:.x; ,,{,,`"j.`.`• ' ti`ti. :v •;, .:2j:2 ?fib: , ":••. , :u:, .J.. �: Vii.:• ; ?:�klk . y , :l• `,�:i'av',..'r'. .,Ceti:.; . "� }� z;2. {t. tip >' �7?;�$j 1984 1985 1986 1987 1988 1989 1990 City of Oak Park Heights, Minnesota Management Report, Page 45 The Sewer Utility had reflected decreasing operating profits in 1988 and 1989 primarily due to the MWCC costs which have increased substantially. During 1990, the City increase water and sewer rates. We concur with such actions and encourage the City to continue to monitor such operations. This rate compares favorably with other communities as follows: Residential Quarterly Billing Based on 22,000 Gallons of Usage Effective Water Sewer Total Year Chanhassen $1220 $46.05 $58.25 1986 Lino Lakes 46.40 36.00 82.40 1989 Willernie 33.13 27.50 60.63 1990 Little Canada 44.50 29.00 73.50 1987 New Brighton 16.60 31.35 47.95 1990 Mounds View 19.80 38.25 58.05 1990 Oakdale 23.31 49.62 72.93 1990 Cottage Grove 23.80 28.50 52.30 1990 South St. Paul 13.64 44.66 58.30 1990 Inver Grove Heights 26.40 27.50 53.90 1989 Oak Park Heights 20.30 33.71 54.01 1990 Woodbury 15.70 34.20 49.90 1990 Lake Elmo 27.00 n/a 27.00 1990 Mahtomedi 26.34 50.01 76.35 1990 Fridley 13.26 24.65 37.91 1988 Shoreview 19.80 32.05 51.85 1990 Also during 1990, the City began a project of changing its water metering system to a new electronic, remote -reader system. Under the new system the City is changing all of its old water meters. The old water meters were subject to a "water meter deposit" which has been recorded/carried as an ongoing liability. Under the new system, the new water meters are subject to a "water meter fee or charge ". This new "fee" or "charge" is apparently not subject to a refund nor does it require the City to report a liability. Proper accounting for the old "water meter deposits" is unclear. We recommend that the City obtain a legal opinion on this question so that the accounting records of the City may be adjusted at December 31, 1991. City of Oak Park Heights, Minnesota Management Report, Page 46 The single largest expense of the sewer operations is the contractual services of the Metropolitan Waste Control Commission (MWCC). The MWCC charges comprise over 75% of sewer expenses. The City must set rates at levels adequate to pay for the pass - through cost, or provide funding from other City funds. In view of this financial structure and arrangement, the City's ability to exercise control over its sewer operations is limited. The City could be construed to be acting only as an agent for the MWCC with regard to sanitary sewer operations. A summary of MWCC charges is as follows: $160,000 - --- --- ---- _ _ -- MCC Billings $140,0 $120,000 $100,000 $80,000 : . :•} }.: .Rfgr ;L?, :`v :�}}: ''%;ti. t?n•:J :fir': ::• \•C: $60,000 : ?,`v \:: � } t \. •';ti3: :: ':::Lv ... :tip: :r��y: :v;:n ti+ ;; :••}:.�}.: 'iiti:: :�:ti:: ?s:i+F •�<;.i m $40,000 '9)4:.:: •. :;h4ti: . \1v+: }4•t.L; ;jtii:i i4 iii lr:i $ 9 20 000 :iii \+} \ F iirii :� .ti is •``i::: :t >`<:i . {: �'}:i. iii :�:� \. :j;`. �4•. `^ $0 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 MWCC Estimated ® MWCC Actual City of Oak Park Heights, Minnesota Management Report, Page 47 The MWCC bills the City annually on an estimated basis. These estimated billings are adjusted at a later date and the City is billed the additional amount or given a refund. These estimated billings vary from year to year and may cause material variances in annual profits or losses of the sewer operations. The Metropolitan Waste Control Commission billings for the period 1974 through 1991 (see graph) were as follows: Estimated Actual Percent Percent Year Amount Change Amount Change 1974 ($3,825) $258 1975 (1,954) 6,641 1976 4,682 11,698 1977 13,903 9,949 1978 20,387 8,723 1979 26,202 28.52% 34,090 290.81% 1980 19,257 (26.51) 34,197 0.31 1981 39,492 105.08 34,048 (0.44) 1982 56,553 43.20 47,736 40.20 1983 66,348 17.32 43,970 (7.89) 1984 75,338 13.55 68,712 56.27 1985 71,879 (4.59) 69,509 1.16 1986 85,742 19.29 72,992 5.01 1987 95,219 11.05 98,921 35.52 1988 98,135 3.06 118,951 20.25 1989 108,742 10.81 116,235 (2.28) 1990 132,368 21.73 Not Available 1991 146,388 10.59 Not Available NOTE: The bracketed figures above indicate payments from the MWCC. There are two basic factors which affect billings from the MWCC. The first is changes in use of the system. The estimated usage increased from 145 million gallons for 1990 to 150 million gallons for 1991. The second factor which affects the billings from the MWCC is their cost to process gallonage. Their cost to process (per million gallons) increased for 1991 to $1,070 from $1,013 for 1990. The combination of these factors increased the City's estimated cost in 1991 by 10%. As the system gains users, the increased usage part of overall increases should be offset by the billings to new users. The per unit portion of the increase, however, must be borne in full by existing users or be subsidized by overall City operations. The City must maintain an adequate level of income to: City of Oak Park Heights, Minnesota Management Report, Page 48 • Offset MWCC expenses (and other City expenses). • Meet bonded debt requirements ($22,000 to $27,000 per year). • Provide for capital replacement. • Establish a means of paying for emergency or unanticipated expenses such as major repairs. We concur with the City's efforts to commission rate studies and recommend that annual reviews continue to be a standard procedure of the City. The financial position of the City's Enterprise (Water and Sewer Utilities) Fund has grown substantially over the past several years as follows: Cash Balance _ Retained Earnings December 31, Amount Increase Amount Increase 1983 $222,576 $348,692 1984 293,457 $70,881 393,916 $45,224 1985 378,492 85,035 458,555 64,639 1986 429,969 51,477 530,939 72,384 1987 557,162 127,193 656,586 125,647 1988 661,765 104,603 785,756 129,170 1989 778,373 116,608 899,696 113,940 1990 864,080 85,707 1,024,451 124,755 The above balances reflect the results of positive (profitable) operations as shown previously. The City Council has discussed the need for a second City water tower (and related improvements) for the past several years. The above increasing balance is partially for the purpose of such improvements. During 1989 the City Council took formal action to document and appropriate a portion of this balance ($661,765) for the water tower improvements. City of Oak Park Heights, Minnesota Management Report, Page 49 A summary of the combined water and sewer operations for the last four years is as follows: 1987 1988 1989 1990 Revenue: Customer billings and other $278,100 $295,325 $304,928 $339,511 Operationg expenses: Contractual services 125,845 149,325 189,701 198,520 Administrative and personnel charges 31,500 36,250 38,000 57,000 Other 12,827 10,985 6,208 7,036 Depreciation - purchased assets 9,447 9,485 10,175 9,505 Total operating expenses 179,b19 206,045 244,084 . 272,061 Operating income $98,481 $89,280 $60,844 $67,450 In April or May of 1991, the City will approve the sale of General Obligation Water and Sewer Revenue Bonds in the amount of $1,250,000. This bond issue will provide financing for various water and sewer system improvements in the "Annexation Area Extended ". Included in such improvements is a second water tower which will benefit both the existing area of the City and the "Annexation Area Extended ". The existing (1980) Water and Sewer Revenue Bonds carry a debt obligation (principal and interest) of approximately $24,000 per year through 1994. The 1991 bond issue will increase this debt obligation, to the following levels: Annual Year Amount 1992 -1997 $125,000 1998 -2000 150,000 2001 -2004 160,000 2005 -2006 175,000 As clearly shown above, the bonded debt requirements of the City's Water and Sewer Utility will increase substantially starting in 1992. The planned source of financing for the increased debt obligation is special connection charges from the "Annexation Area Extended" plus increased operating revenues from such growth. However, such annexation (and the related growth) may not become a reality until 1993 or 1994. Accordingly, the City may have to provide alternative financing for a few years. Several options are available to the City: City of Oak Park Heights, Minnesota Management Report, Page 50 1. Increased user rates for the existing customers of the City's Water and Sewer Utility. 2. Utilization of existing reserved balance of the Water and Sewer Operating Fund. 3. Debt service tax levies. Each of the above options is available to the City and each has its merits and drawbacks. A utility rate increase (for the existing customers) would require a substantial increase for a short time period. Using this option would cause the City's rates to be artificially high (for a short time period) and then decrease as other financing sources became a reality. This would cause the City's utility rates to become erratic and is not recommended. The 1991 bond issue is designed to finance only the first phase of a multi -phase project. The existing reserved balances in the City's Water and Sewer Operating Fund are being retained to provide non - bonded debt financing for future phases and for other purposes. Accordingly, this option is not recommended. The 1990/91 City tax levy totaled $1,171,962 and is detailed as follows: Purpose Amount Percent General Revenue $1,107,962 95% Debt Service: Improvement Bonds of 1982 16,000 1% Improvement Bonds of 1987 a 48,000 4% Total $1,171,962 100% The above debt service tax levies for the City's 1982 and 1987 Improvement Bonds will not be needed for 1991/92 and all future years. Accordingly, the City could continue to levy $64,000 (plus inflationary increases) for the benefit of the 1991 Water and Sewer Bonds without incurring an actual property tax increase. Additionally, the City could decide annually whether such a tax levy is actually needed. Use of this option would also provide partial financing for the second water tower from the existing users of the Utility system. Use of this option appears to have the most merits with the least drawbacks. We recommend that the City consider this option. City of Oak Park Heights, Minnesota Management Report, Page 51 �A?��Oj,jN'1'iNG C.ONTROL.S Current auditing standards require an auditor to communicate any material weaknesses in internal accounting controls directly to City Council and/or City Administrators. Our audit for 1990 disclosed no material deficiencies in the City's system of internal controls not identified in this report or past reports to the City Council. We have audited the general purpose financial statements of the City of Oak Park Heights, Minnesota as of and for the year ended December 31, 1990, and have issued our report thereon dated February 15, 1991. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of the general purpose financial statements of the City of Oak Park Heights, Minnesota for the year ended December 31, 1990, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. The management of the City of Oak Park Heights, Minnesota is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal controls structure, errors or irregularities may nevertheless occur and not be detected Also projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation or policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: • control environment • accounting system • control procedures For all of the internal control structure categories listed above, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operations, and we assessed control risk. City of Oak Park Heights, Minnesota Management Report, Page 52 We noted certain matters involving the internal control structure and its operation that we consider to be reportable conditions under standards established by the American Institute of Certified Public Accountants. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control structure that, in our judgment, could adversely affect the entity's ability to record, process, summarize, and report financial data consistent with the assertions of management in the general purpose financial statements. However, our study and evaluation disclosed that the accounting process is performed by a single employee. Ideal conditions can for segregation of duties to establish a system of internal testing of procedures performed. This condition is common to cities of this size. Any modification of internal controls in this area must be viewed from a cost/benefit perspective. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above. However, we believe none of the reportable conditions described above is a material weakness. This condition was considered in determining the nature, timing, and extent of the audit tests to be applied in our examination of the December 31, 1990 general purpose financial statements and this report does not affect our report on the general purpose financial statements dated February 15, 1991. This report is intended solely for the use of the City of Oak Park Heights and should not be used for any other purpose. FORFEM.7RE OF PROPERTY - PUBLIC SAFETY The 1988 legislature passed laws which allow local police departments to seize property which is used during a crime associated with controlled substances. There are a variety of rules and regulations included in Minnesota Statutes Section 609.53 related to circumstances under which property may be forfeited and procedures regarding disposition of forfeited property. There are several areas which may impact the financial accounting records of the City, as follows: 1. Certain property may be retained by the law enforcement agency for official use by the agency or prosecuting agency. Under certain circumstances, the City may be required to add these assets to any fixed assets records which the City retains including insurance of such property. 2. 70% of the money or proceeds from the sale of the forfeited property may be retained by the City for use in its operating fund or similar fund for use in law enforcement. Certain other amounts must be forwarded to the County Attorney or other prosecuting agency and 10% must be forwarded to the State Treasury for crime victim and witness account. City of Oak Park Heights, Minnesota Management Report, Page 53 We recommend that the City's Finance Department coordinate with the Police Department to determine procedures to properly account for any property forfeited pursuant to the preceding statute and that the City adopt and implement such procedures in 1991. ST.TMMARY The following listing is a summary of the items which should be recorded, investigated and/or resolved during 1991. • Determine and stipulate the specific terms for the amount of interest to be collected upon connection (if any) and future special assessment deferrals. (Page 22) • Strongly oppose the States proposal of aid reductions to cities with excess fund balance. (Page 29) • Monitor the progess of the potential State actions and take defensive measures to protect the City from further financial crisis. (Page 30) • Close the Storm Sewer Bonds of 1971 and transfer the remaining assets to the Closed Bond Fund. (Page 35) • Refrain from using the Closed Bond Fund for purposes of "accounting" for project or construction costs. (Page 39) • Document (by Resolution) the intent as to appropriate expenditures from the Closed Bond Fund. (Page 39) • Close the City Hall Expansion Project in 1991 and the remaining balance be transferred to the unallocated account within the Capital Improvements Fund (401). (Page 40) • Obtain legal opinion as to the proper accounting for the old "water meter deposits ". (Page 46) • Consider a 1991/1992 tax levy for the 1991 Water Bonds. (Page 51) • Determine procedures to properly account for any property forfeited pursuant to Statute 609.53. (Page 54) APPENDIX A Page 1 of 7 CITY OF OAK PARK HEIGHTS. MINNESOTA, YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION IMPACT 1991 Carlson #24 Property tax rates shifted. Increases to lower valued Tax burden shifted to Budget Proposal homes, decreases to higher valued homes and decreases to lower cost residential commercial properties. property classes. Existing commercial based tax increment districts including the City of Oak Park Heights to produce lower revenue stream to cities. 1991 Carlson #23 Property tax payment schedule accelerated to Cities may require Budget Proposal three times per year. less "cash flow" reserves 1991 Carlson #22 Levy limits for cities repealed starting with Statewide increase Budget Proposal collectible 1992 levy. in property taxes may reach 25% to 30 %. Individual cities will be effected differently. Cities with high State aid reliance will have greater tax increases. City of Oak Park Heights - little impact. 1991 Carlson #21 LGA program severely reduced starting in 1992. Statewide reduction Budget Proposal This legislation will, in effect, mandate substantial increases to cities $116 in property tax levies of cities. The alternative to increased million. City of levies will be reductions in services and/or reserve balances. Oak Park Heights Replacement aids may alleviate some of the financial - no impact. pressure. Details of replacement aids subject to negotiation with legislators and local officials. APPENDIX A Page 2 of 7 CITY OF OAK PARIGHTS. MINNESOTA YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION F ACT 1991 Carlson #20 Disparity Aid program completely eliminated Statewide reduction Budget Proposal starting in 1992. This legislation will shift the burden of to cities $14 million. property tax payments entirely to property owners. City of Oak Park Heights - no impact. 1991 Carlson #19 HACA program completely eliminated starting in Statewide reduction Budget Proposal. 1992. This legislation will shift the burden of property tax to cities $162 payments entirely to property owners. Possible break to million. City of homeowners through direct payments from the State to Oak Park Heights refund a portion of property taxes similar to the "circuit - no impact. breaker" program. 1991 Carlson #18 Further reductions in 1991 LGA to cities. Proposed Statewide reduction Budget Proposal legislation to reduce LGA by a percent of the revenue base. to cities $21 million. This cut to occur after City budgets are adopted and the City of Oak Park operating year is substantially elapsed (decrease in the Heights reduction December, 1991 State aid payment). The proposed $24,700. Legislation does not provide a replacement revenue source. If the City's LGA is insufficient, then the cut will affect Equalization Aid, HACA and Disparity Reduction Aid, in that order. 1991 BF 47 #17 1991 LGA initially frozen at 1990 levels, then in Statewide reduction subsequent actions, aid was cut. The 1991 reduction is in funding to cities designed to equal 2.052% of the City's Revenue Base. This $20.5 million. City aid cut will first reduce LGA (decrease in the July, 1991 of Oak Park State aid payment). If the City's LGA is insufficient, then Heights reduction the cut will affect Equalization Aid, HACA and Disparity $24,700. Reduction Aid, in that order. 1991 BF 47 #16 State Aid road allotments were reduced to Cities. Statewide reduction $3.8 million. City of Oak Park Heights - no impact. APPENDIX A Page 3 of 7 CITY OF OAK PARK HEIGH'T'S. MINNES YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION F ACT 1990 Ch. 604 #15 Levy limits for Cities repealed starting with Anticipated extension Art. 3 Section 47 collectible 1993 levy. and delay of start likely to result in no impact. 1990 #14 Approved potential LGA and HACA cuts related to Estimated reduction MS 273.1399 tax increment districts formed after April 30, 1990. in aids not calculated. Subd. 5 Legislation designed to discourage new tax increment districts. 1990 #13 Further reductions in LGA to cities. The Legislature Statewide decrease MS 477A.013 reduced LGA by 1.53% of the revenue base. This in 1990 LGA Subd. 7 permanent cut occurred after City budgets were adopted and $14.4 million, City the operating year was one third elapsed. The Legislation of Oak Park did not provide a replacement revenue source. Heights - no impact. 1990 #12 The prior year (1990) HACA cut related to LGA is Reduction equal or MS 273.1398 extended to also reduce 1991 HACA. HACA base greater than 1990 Subd. 2 established at 1991 levels. Subsequent increases based on HACA cut. growth (household) and a suppressed cost of living percent. APPENDIX A Page 4 of 7 = OF OAK P MINNESOTA YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION IMPACT 1990 #11 Commercial property tax rates lowered. Tax burden shifted to MS 273.13 residential and other Subd. 24 & 32 property classes. 1990 1991 1992 1993 Existing commercial based tax increment Rate Rate Rate Rate districts to produce First $100,000 of lower revenue market value 3.30% 3.20% 3.10% 3.00% stream to cities. Market value over Targeted to City of Oak Parks $100,000 5.26% 4.90% eventually be 4% Heights ® 5.7% reduction in 1991 TIF revenue $3,200. 1990 #10 Equalization Aid limited to 12% increase over 1990 Maximum MS 477A.013 Equalization Aid. Also Equalization Aid subject to reduction equalization aid Subd. 5,6,7 if LGA is not sufficient to absorb cuts based on revenue established to limit base. Equalization Aid capped Statewide at $19,485,684. future increases. No impact on Oak Park Heights. 1989 #9 Tax Base Equalization Aid, is a program that Statewide initial year MS 477A.013 targets aid to low tax base cities starting in 1990. Tax Base increase in aid Subd. 5 Equalization Aid to be administered similar to HA.CA $19.5 million. No whereby the county auditor to deduct the aid from the impact on Oak amount of taxes certified by the city. Payments of Tax Base Park Heights. Equalization Aid to be made on July 20 and December 15, 1990 from the Department of Revenue. 1989 SP1 Ch 1, #8 1989 levy limits for Cities repealed starting with Anticipated extension Art. 5 Section 51 collectible 1992 levy. In 1990 the effective date was and delay of start extended to collectible 1993 levies. likely to result in no impact. APPENDIX A Page 5 of 7 CITY OF OAK P R& HFIGHTS. MINNESOTA YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION FACT 1989 #7 Transition Aid re- termed to Homestead and Statewide HACA MS 273.1398 Agricultural Credit Aid (HACA). The formula for reductions totalled Subd. 2 distribution was mollified from the 1988 Transition Aid $1.9 million. City formula for Unique Taxing Jurisdictions (UTJ) as follows: of Oak Park Heights - no HACA cut Payable 1989 gross taxes of UTJ less [Payable 1989 local because LGA was tax rate X payable 1990 net tax capacity X .9767) sufficient to absorb entire cut. As with the original Transition Aid the above HACA to be distributed to local governments based on the percent of local government levy to total UTJ levies. HACA was subject to additional reductions if the level of local government aid was insufficient to absorb the education aid shift and other cuts. The education shift and the subsequent cuts were first taken from LGA, then from Equalization Aid, then from HACA and finally from Disparity Reduction Aid. 1989 #6 LGA initially increased for 1990 by approximately $30 Statewide 1990 MS 273.1398 million from the 1989 level. Funding transfer to school decrease in LGA Subd. 2 districts subsequently approved. The aid transfer to school $44.6 million. City districts is a method of increasing the State financial support of Oak Park for education while decreasing financial support for cities. Heights decrease The aid transfer for a city is an amount equal to 3.4% of its related to the adjusted net tax capacity. Cities received increased property transfer to tax levy authority to replace the aid transfer. schools of $242,034. See #13 for additional LGA reduction. APPENDIX A Page 6 of 7 CI'T'Y OF OAK. PAR HEIGHTS MINNESOTA YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION IMPACT 1989 #S LGA formula revised to reduce household guarantee Aid increases were MS 477A.013 factor from 1.08 in 1989 to 1.04 in 1990 to reduce the subsequently entirely Subd. 3 expenditure/unlimited ratio factor by 50 %. A 15% ceiling wiped out by shift increase over prior year LGA factor was also added. to school districts. Initial aid increase for 1990 was $30 million Statewide. City of Oak Park Heights increase of $2,033. 1988 #4 Taxes spread to property owners based on tax Re- measurement of MS 273.13 capacity valuations. Taxes levied divided by tax capacity valuations were valuations equal tax capacity rates. This is a change from the designed to have no prior system in which taxes were spread to property owners impact on aids or based on assessed valuations. Taxes levied divided by relative valuations. assessed valuations equalled mill rates. 1988 #3 Cities to receive Transition Aid in lieu of homestead The freeze nature of MS 273.1398 credits. Transaction aid to be calculated on each unique the legislation will Subd. 2 taxing jurisdiction (UTJ) and then allocated to the local units result in a gradual of government within the UTJ based on the proportion of decrease of HACA local governments gross tax levy to total taxes within the in 1991 and future UTJ as follows for 1990: years. Actual comparisons not available because Gross taxes of UTJ less [46% X 2.17% X 1989 tax capacity Homestead Credit no rate X 1988 aggregate assessment sales ratio] X UTJ net tax longer calculated on capacity X 103 the prior method. The above UTJ amount to be allocated to local governments based on percent of local governments levy to total UTJ levies. Transition Aid to be frozen at 1990 levels. Considering growth and inflation, this freeze is a reduction of State funding. Transition Aid was the replacement of the Homestead Credit Program. This Transition Aid was subsequently re- termed as Homestead Credit and Agricultural Aid (HACA) - see #7. APPENDIX A Page 7 of 7 CITY-Q OAK P ARK HEIGHTL_Mj YEAR & INITIAL YEAR STATUTE ESTIMATED REFERENCE STATE LEGISLATIVE ACTION IMPACT 1988 #2 Targeted Cities (primarily non -metro cities) to receive 1989 increase in MS 273.1398 disparity reduction aid. The 1989 disparity reduction Aids to Cities State - Subd. 3 aid to be based on 1988 gross taxes and gross tax capacity wide $54.3 million, rates. Disparity reduction aid will be frozen at 1989 levels. City of Oak Park Metropolitan suburban cities to receive one -half of one Heights no percent of this aid ($300,000 of $54.3 million). increase in aids. 1988 ##1 Local government aid (LGA) formula modified to Statewide 1989 aid MS 477A.013 reflect a per household aid factor compared to prior year tax increased $79.3 Subd. 3 capacity and tax base increase. A sales ratio percentage million, Oak Park established the equalize tax capacity values ( a minor Heights increase adjustment for 1989 LGA and the full adjustment for 1990 of $1,993. LGA). Expenditure /unlimited ratio factor established as component of LGA formula. Lower of three -part formula to calculate initial LGA increase.