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HomeMy WebLinkAboutManagement Report and Recommendations CITY OF OAK PARK HEIGHTS, MINNESOTA MANAGEMENT REPORT AND RECOMMENDATIONS DECEMBER 31, 1993 I � r h A51 nmt. =E_ ? t . T E , r 3�'r =� fir, ,k 1 e .. f .. A = e �,6 *:z�a I i; s �� �- � fix, i' ��G � �f u rc�aS r � ,�a�`; �# �➢�� "_� °"� ¥' �� ��= v Go- .. _9,F. �14e s +i s s� tr „M .a` r City of Oak Park Heights, Minnesota Management Report, Page 2 GENERAL GOVERNMENT OPERATIONS The General Fund of the City is maintained to account for the current and capital outlay expenditures common to all cities. Uniform financial reporting standards allow a city to compare its financial operations with other similar cities. Since 1983, State aids, local property taxes, and all other revenue (used to finance the General Fund of the City of Oak Park Heights) and their percent to total revenue for these funds, were as follows (including 1994 budgeted): State Aids Property Taxes All Other Total Revenue Year Amount Percent Amount Percent Amount Percent Amount Percent 1983* $149,391 20% $482,084 64% $125,030 17% $756,505 101% 1984* 152,245 17% 543,573 62% 181,288 21% 877,106 100% 1985* 157,995 18% 559,613 63% 163,771 19 % 881,379 100% 1986* 168,341 18% 579,557 63% 165,625 19% 913,523 100% 1987* 183,194 18% 681,636 68% 132,538 14% 997,368 100% 1988 194,072 17% 804,441 70% 152,137 13% 1,150,650 100% 1989 198,888 16% 868,420 68% 211,570 17% 1,278,878 101% 1990 25,627 2% 1,142,770 79% 280,348 19% 1,448,745 100% 1991 36,262 2% 1,057,578 72% 366,575 25% 1,460,415 100% 1992 69,172 4% 1,121,894 73% 349,717 23% 1,540,783 99% _ 1993 87,874 5% 1,241,127 71% 413,444 24% 1,742,445 100% 1994 ** 107,746 6% 1,244,884 70% 429,290 24% 1,781,920 100% * includes Federal Revenue Sharing ** Budgeted City of Oak Park Heights, Minnesota Management Report, Page 3 A graph of State aids, property taxes, and other revenue for the City is as follows: General and Special Revenue Funds $1,40,000 $1,200,000 .$1,200 $1,000,000 $1,000,000 $800,000 $800,000 $600,000 $600,000 $400,000 . . : . v v:: — $400,000 $200000 2 .. >'.:. <vN: }.� , $0 $0 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 budgeted State Aids < .._. <'? 4 __<l Other Revenue Property Taxes The preceding data indicates that the City is required to rely primarily on increased property taxes to fund the increased levels and costs of providing City services. City of Oak Park Heights, Minnesota Management Report, Page 4 State aids have consisted of the following for the past five years (with 1994 budget): 1994 Description 1989 1990 1991 1992 1993 Budget Local government aid $101,527 $0 $0 $0 $0 $0 H.A.C.A. 72,498 578 4,611 36,740 54,358 75,246 Police aid 24,863 25,049 31,651 32,432 33,516 32,500 Totals $198,888 $25.627 $36,262 $69,172 $87,874 $107,746 Change $4.816 ($173,261) $10,635 $32,910 $18,702 $19,872 % Change 2% (87 %) 41% 91% 27% 23% A graph of State aids for the past seven years (with the 1994 budget) is presented below: ® - 200,000 � ........ $180,000 State Aids ................. $160,000 - _ _..........._.. $140,000 $120 = — _ ............ .... $100,000 - --- - $80,000 - $60,000 - $40,000 :. v ti {: tss �$ �'': \` \�0�}`:`.' }'•: vrc:'a . cr . ?:f� vfiF {:�`•.: <�':2h \': ?`oi ::.•,. +: ..:. :aS::::. }. {,+., ...•..h•:•,:?„}: }}• . xt{•: , }x+.• } }x ?:r ^•.St:;;�::•:: :: •}+::r:'; \ti:i�•i /�00 v +rrri :xyi• }: {{:::{R + }r:4}:;: .... \\\{ :{.r } };nY:: } :i :O :rri. + r::. { •ii { : tiii ry•:;:�.... ...4,. '•,., .. 20 00D R.:. : \. •4 : ii} ti{:{ Sry }:J}i}i:4vii+hv} }F.\:4 :}r \•4 .:{• h n 4 hk• }wrii0 r%; \} M4h},}'f.;(' {S:ti},; :;•.}: :; }A ? }}h;. }}{ {n?.; - •. � b{ r; cti:: t•\.+•{•{{:::<:<:•}:• ::0ti+? \•.c., }:c7.w. '•: Stet:.. ao;• a\ V+\:, a,: yk;; a}:; �:.:}•:.•,•: wt} r+:•;;}>:{.: �; } :. } }} :.i•<i +�;:;:• }:^,:. ;:`;•} r. �::;.. a, yc,?};;{`•• ........ \ : . : .......:. { ; \. :: :,. ..ti. .}.r....; { { : {{ t�. ca...: t;},`,.:,.",;,. x 2;;+`, �;;:• o-•. u � ti•;;•':` t' :i`•::�;,,:.. + ..�•,••`•• {.�: {:. , xv,;.}.}{:{}},;}} ix�+:}:, v.:.:,. +,:i,x }i��n�},X }x \ {Ji {i«'h \ti�nx • }+„} \kt tix,Z � }.:'•..} .vi... :•. \ n \ . , +. : . ... $O .}} } : 1 \•iA34 nv4, n:.,. ,} \th }r: {h4:{• \4 \ \ \}}:; }�S:•::: A4A',ti•}. J:;M J\ tl�}:;,: A\\? h6: KhiC,.'}?. U;{ h.. K\ h}} L: wi}?: ii {;::R:,.:; }}. }} } }...... • \ \;4, +; {il.O:i \r.. 1987 1988 1989 1990 1991 1992 1993 1994 Budget Police Aid ® H.A.C.A, M L.G.A. City of Oak Park Heights, Minnesota Management Report, Page 5 FISCAL DISPARITIES, Local property taxes are levied by the City each December for collection in the subsequent year. However, this tax levy iLn_Qt entirely paid by the property owners. A part of each annual tax levy is paid by the State (HACA) and from the fiscal disparities pool. The fiscal disparities formula is governed by Minnesota Statute 473F. This statute provides a means of spreading a portion of the taxable valuation of commercialfindustrial real property to various taxing authorities within the defined metropolitan area. The valuation "shared" is a portion of commercial/industrial property valuation growth since 1971. Current tax revenue (by payer) was as follows for the past four years including 1994 budgeted: 1994 Payer 1990 1991 1992 1993 Budgeted L.ocaltaxpayer $1,270,002 $1,243,053 $1,243,786 $1,358,593 $1,372,448 State credits 0 48,141 * 38,187 55,377 76,640 Fiscal disparities: Contribution (110,173) (153,459) (137,601) (170,292) (167,432) Distribution 45,727 61,819 55,182 58,632 62,974 Totals $1,205,556 $1,199,554 $1,199,554 $1,302,310 $1,344,630 * prior to aid cut of $43,238 Shown on a basis of percents, current tax collections (by payer) were as follows for the past four years including 1994 budgeted. 1994 Payer 1990 1991 1992 1993 Budgeted Local taxpayer 105.3% 103.6% 103.7% 104.3% 102.1% State homestead credits 0.0% 4.0% 3.2% 4.3% 5.7% Fiscal disparities: Contribution (9.1 %) (12.8 %) (11.5 %) (13.1 %) (12.5 %) Distribution 3.8% 5.2% 4.6% 4.5% 4.7% Totals 100.0% 100.0% 100.0% 100.0% 100.0% Local property taxpayers (i.e., those whose property is located within the City of Oak Park Heights) pay more than the actual amount levied by the City because of fiscal disparities. The above amounts and percents are indicative that the City of Oak Park Heights is a "net loser" under the fiscal disparity program. The City contributes more tax base to the fiscal disparity "pool" than it receives in tax benefits. City of Oak Park Heights, Minnesota Management Report, Page 6 REVENUE SUMMARY The following schedules and graphs reflect the revenue of the General Fund for the past two years including 1994 budget, Additional detail of the revenue is presented in Statement 7 of the 1993 Annual Financial Report. 1992 1993 1994 Budget Description Amount Percent Amount Percent Amount Percent General property taxes $1,121,894 72.7% $1,262,465 72.5% $1,244,884 69.9% Intergovernmental: State 69,172 4.5% 87,874 5.0% 107,746 6.0% County and other 18,022 1.2% 21,116 1.2% 15,550 0.9% Licenses and permits 93,908 6.1% 62,898 3.6% 102,425 5.7% Charges for services 146,702 9.5% 208,315 12.0% 212,865 11.9% Interest on investments 33,728 2.2% 25,180 1.4% 25,000 1.4% All other 60,291 3.8% 74,597 43% 73,450 4.2% Totals $1,543,717 100.0% $1,742,445 100.0% $1,781,920 100.0% 1994 Budget Property Taxes 69.9% ';v +JkAYh \ktiat.n . t4 Attiti �:x \ �; tt '•, ` { : \- L %<�:iii:�'':v \4:i ?:: { \ n✓ h, � • �; ? ± ' { •'.:titii }CYu'.t':ivnti) i': iii: C v:: ?:::�; } \ v� % ti:,hi?;:{ii >. ?? :�::;: ?: i�iri•:; ?r \.} ::: } ?'.::: ? {:i •:•} k::< �< triiri�i4 .i'.•kii:i:: \: \1;v \`;iiiv�d.� { '''i }ii { }:C:•:•iii •4 • k •J 4'i:-?Ylm \';' ?'�:Si i }$ti';•ti6 i:';Y?`:C ::vi:titi. ?':: } `:::�i i s' .: ;:it+::. ?:::ii: }rti`%%:c ti•Sna44:?kr ''i�w.:�t;$c x:::22.. �:k v::+f,.::?:•:.•.: Y' i,'} �. 1'• �}" n' w" T'.\ v. JC`+ ih4:. nt{ �A% i+ 1`1.:WCix'tGi+k''ti''i{iti "'''''� ' : : Sin :, ••.'^".'wo . F�;., �'•}�:�}k;�F., . ::..>\ titv::':' i';: >\ \ajk:.it's'sq: �`,s.Cv`•'`!2P:` \`ti:.... ..:;;c:ca`v v,.•`i�;'3S ` ::iC:iriJ }.. }v:.v:;;.:;iw:.?•ri; \a:} t is ••'v';G<�:'<.;, },`ic,;4a.}ti' f. ''•? . ;;r;;. ? ?;i•; } }•:. \{i?•t' .'fh tii;: \iii4::i::i"•\ t0. ?4;i•}:;: \:•} nh. ti }`l� •~ {`; ��� ::'iiv+�;i• ?:i; ?• ?:• ?:ii \i''•xC •. 9 •: �E.41 � ?:O?:; }it: 'C } k :i {~:• {: ?'.:..':J:: }':Cv.:..k ti.•:v. . fin.. .`{� \`.`i •ti: �i'+ • ?:•: �;:ti :'.' �`:ir.y :s: ::}.;. ?..:x%�k ti..:::: `sy ? }n;•:i•. •• ?.?;4:•::i..:.'. `� Intergovernmental 6.9% • '': ?i%G::?\ \ \?\bix... \5�4.hi`}]C� h`4i$' '` i}iti.L•. ith\ i •:v.^ t��v > "x c�'.t, }ici`'`,`�rcv�•`'�� ;:,w•.:a - �;. \: ?, :::'.�: {:,;� ?: 4.?.: 5:v: *2? +a';+:akk \ EiFiv:::iw':;•�`w \`:•J:: } {i:• r ":; :i'•• } Licenses and Permits 5.7% All Other '�\" Charges for Services 4.2% Interest on 11.9% Investments 1.4% City of Oak Park Heights, Minnesota Management Report, Page 7 EXPENDITURES SUMMARY Expenditures (by major classification) for the past two years plus the 1994 budget, are as follows: 1992 1993 1994 Budget Description Amount Percent Amount Percent Amount Percent Current expenditures: General government $335,835 22.3% $364,284 22.8% $397,065 22.3% Public safety 605,414 40.2% 651,867 40.8% 722,335 40.5% Streets and highways 83,638 5.5% 94,365 5.9% 88,150 4.9% Sanitation 267,557 17.8% 312,423 19.5% 347,400 19.5% Recreation 156,321 10.4% 160,257 10.0% 179,270 10.1% Contingency 15,000 0.8% Capital outlay 58,231 3.9% 15,789 1.0% 32,700 1.9% Totals $1,506,996 100.1% $1,598,985 100.0% $1,781,920 100.0% A graph of the above expenditures is presented below: 1994 Budget Capital Outlay & Recreation 10.1% Other 2.7% General Government 22.3% ";tiiptv. :k i�::ri :;ti: \:. +�tiC:; ?v,`.�;'c:Xv.::.`.i4v. RM +c:ESC;M ti :.ti } }w: : }, I {\ titi::` . \'v \� \ }ti; }4 \ 4 \ \}<h�'h. Yi�h 4 \4 \44��C• k \. h:{•. ::: .}: ::.'� } ? }: {.x.:.f,•:::::::::\ :. \ \ \\ • a\.;}:` ° \\`y •\ :kw. \\\'45sw. R.R Sanitation 19.5 }:.::;':;;;:fi ?s'• } {.t.'< . > } ><.. :-: ki•'�`}t`.`k:;. ♦ •c Yi \ ` \ it' •..Y \;;•?;if; { •�::.ya�:::: { .• .• ~Y;}4tiy4ti:i \ \: v?'v:. \A VR \{.4 3v4 \44 {}. :•'••i \�: �C \'Cti •:\ 1h' \Ux'. "gg 41 \4kh:}.Ct \ C. :;.... : ?r` ''•:���'..: ti •.:.�fi n••:,..4 .• . }•:`v�� }::ti \\' �\ 41 �, �a t} �\?. w\\ �..`}' C.,., T,.`. 5 ;; �\?:::}?} x: { } :.w':�n�s::•t..•-':.'.�" {S* • `:. • caKh\, 2' Ch r Ci:.\: tw% ihC?:.\\' wCh�• .. \ }�t�' . ':•\ . {U +,C•••••4vn. {4 ;\ 1•}: {4h:{:; }. :,:Sh {•. \'•:ivx. : \:. },v \:: }}+r�{ }'•,�.. • 'w av ••:ti`` { .ti;.'.` ?.E •' ::� • \\ ' \t;:`• \`w'a, h \C :.. \... \•a. •`:\\ •'`'•. \:`': \.'ww.\'\` ``•;;` �{{•:•;:;, e :K��''� " {'c`.fiJ.�'i\ \ \;k :: w'\'•c%C''•' :: {,rca+5.�'�:r: } }. {aa' •.. }:,• ?: }ti. {, :?.::},;.�. ':vS:x•: , • van;.: };:{r,;�:. \•6 •:^.'{\�{::+.:��. .�,asc n.... •ti•; ? :: : {} .. �::::;;• Y:•::n:\:'�`{3."ex:y • xa. �\ tti >S \'.�t?5 \tafi;\�\ \ \\\4�•,b�?• tk� }�:: :: :•. '..:ti•\� \•:. \rte. .. ?: ````\�,} Ci4K\ y` 4 .�`h`��?'C\\':� \�`.��.:\ ny •:}}•n ' :n \ \ \•Y•:ai { i': 'Y ♦ � vvti•. • �.'S \' 4. { '{a\ � ,,,3L �k. .... tiii>• ?;•`•: �:•�:''� ti "£C�2v tia}:{ ti 7: � .;. } \°.'G'`te"' %•?:y::a] ?} { ;: :: : tt:} ?:\ ti$: �f • . :ii:-:•.{ ?i {tiv'{:vti;: } : } {ti:? i:: { Streets & High a S .. .{..:? 4•; h?...,•{`{,.; f. `:``a�w`>`x:,\�•.r,\':.'• }.a... 4.94'0 �a'.0 .. Public Safety 40.5% City of Oak Park Heights, Minnesota Management Report, Page 8 COMBINED FINANCIAL STATEMENTS. The Combined Financial Statements of the City are presented in Statements 1 through 5 of the 1993 Annual Financial Report. The following comments relate to these financial statements of the City. Cash and Investments December 31, Increase Description 1992 1993 (Decrease) Checking account ($18,994) ($19,384) ($390) Investments 4,084,106 3,923,666 (160,440) Petty cash 50 100 50 Totals $4,065,162 $3,904,382 ($160,780), The December 31, 1992 and 1993 checking account overdrafts are wok overdrafts only and do not reflect bank overdrafts. These balances are a result of the City's policy of depositing cash in interest bearing accounts in order to maximize investment earnings on City monies not needed for current expenditures. The City earned $160,259 of interest on investments during 1993 compared to $ 188,984 in 1992. This decrease is primarily the result of lower investment yields available to the City. Investments at December 31, 1992 and 1993 were as follows: December 31. 1992 1993 Investment Description Yield Balance Yield Balance Money Market 2.89% $238,824 2.60% $178,088 AIM Government Fund Various 1,235,282 Various 1,287,326 Dreyfus Government Cash Management Various 252 Certificate of Deposit 2.90% 500,000 3.30% 277,000 Certificate of Deposit 3.00% 630,000 3.30% 142,000 Certificate of Deposit 3.05% 665,000 3.20% 430,000 Certificate of Deposit 3.13% 615,000 5.00% 200,000 Certificate of Deposit 3.25% 200,000 3.20% 365,000 Certificate of Deposit 3.25% 600,000 Certificate of Deposit 3.17% 244,000 Certificate of Deposit 3.17% 200,000 Totals $4,084,106 $3,923,666 City of Oak Park Heights, Minnesota Management Report, Page 9 5.mirritv for D Minnesota Statutes (MS 118) requires City Council approval of depositories and that certain levels of pledged securities be maintained for deposits which are not insured and/or guaranteed by the Federal Government. Audit tests disclosed that the City of Oak Park Heights was in full compliance with such statutes at December 31, 1993. Due From Other Governmental Units December 31, Increase Description 1992 1993 ( Decrease) Fines $3,541 $2,682 ($859) Gravel tax 309 506 197 MWCC - final cost allocation 3,222 11,350 8,128 City of Bayport 0 1,811 1,811 MN DOT (Norell Ave.) 400,000 631,594 231,594 ISD #834 - Liaison officer 0 8,310 8,310 Totals $407,072 $656,253 $249,181 All of the above amounts are currently collectible. The $400,000/$631,594 MN Dot receivable was scheduled to be received by the City in May, 1994. Due From Developers December 31, Increase Description 1992 1993 (Decrease) Developers' Deposit Fund: Cost reimbursement $2,632 $6,460 $3,828 Totals $2,632 $6,460 $3,828 The above receivables consist of expenditures incurred on behalf of developers. City policy is to collect in advance an amount to cover any related expenditures. Additionally, the City bills each developer on a monthly basis to cover any costs incurred. The City has excellent policy and procedures in this area. We commend the City for its efforts in monitoring and controlling developer accounts and encourage the City to continue such efforts. City of Oak Park Heights, Minnesota Management Report, Page 10 Taxes Receivable - Delinauent Taxes receivable - delinquent consist of taxes levied in the previous seven years by the City but not yet collected by the County and remitted to the City. The collection rate on property taxes remains strong as illustrated below. 1990 1991 1992 1993 Delinquent taxes - January 1 $30,833 $33,458 $35,036 $39,017 Current levy _ 1,205,556 1,199,554 1,199,554 1,302,310 Total collectible 1,236,389 1,233,012 1,234,590 1,341,327 Receipts: Current 1,177,795 1,134,365 1,182,272 1,294,478 Delinquent 13,024 15,103 8,815 26,441 Total receipts 1,190 1,149,468 1,191,087 1,320,919 Adjustments (12,112) (48,508) ____ (4,486), (2,8451 'Delinquent taxes - December 31 $33,458 $35,036 $39,017 $17,563 Current collection as a percent of current levy 98% 95 %/98% 99% 99% m Total collections as a percent of current levy 99% 96 %/99% 99% 101% The adjustments to delinquent taxes receivable consist of abatements of property taxes as a result of market valuation adjustments. A major portion of these adjustments relate to apartment complexes within the City. The 1991 adjustments include $43,238 related to the State HACA cut. Had this aid been received, the 1991 total collection rate would have been 99 %. As shown above, tax collection rates have averaged 99% over the past four years representing an excellent collection rate for the City. This financial indicator (i.e., property tax collection rate) is one of the major criteria used by the City's bond rating agency. City of Oak Park Heights, Minnesota Management Report, Page 11 apecial Assessments Receivable Special assessments receivable consisted of the following types and amounts: December 31, Increase Description 1992 1993 (Decrease) Delinquent $50,522 $1,217 ($49,305) Due from County 2,523 587 (1,936) Deferred 245,586 126,109 (119,477) Special Deferred 14,800 144,800 130,000 Totals $313,431 $272,713 ($40,718) Deferred special assessments consist of the remaining principal installments on assessment rolls. These assessments are generally collectible over a time period consistent with the debt payment schedule of the related bond issue. Delinquent special assessments have been as follows for the past several years: Percent Delinquent Increase Increase December 31, Assessments (Decrease) (Decrease) 1980 $12,177 $4,809 65% 1981 16,356 4,179 34% 1982 27,275 10,919 67% 1983 8,195 (19,080) (70 %) 1984 13,850 5,655 69% 1985 12,020 (1,830) (13 %) 1986 10,882 (1,138) (9 0 / 0 ) 1987 10,781 (101) ( 0 /) 1988 12,408 1,627 15% 1989 101,058 88,650 714% 1990 71,842 (29,216) (29 %) 1991 57,391 (14,451) (20 %) 1992 50,522 (6,869) (12 %) 1993 1,217 (49,305) (98 %) City of Oak Park Heights, Minnesota Management Report, Page 12 The preceding schedule indicates that the City W a poor current collection rate for special assessments in 1989 and 1990. This financial indicator (i.e., special assessment collection rate) is also one of the major criteria used by the City's rating agency when the City is rated for bonding purposes. This poor collection rate was mainly attributable to the Swager's 9th Addition improvement project which was financed by the Improvement Bonds of 1987 and Osgood Partners, Inc. for their Rapid Oil Project. A schedule of the 1993 assessment activity for these projects is as follows: 1993 Bonds of Osgood All Other 1987 Partners Funds Total Delinquent balance ® January 1, 1993 $19,097 $28,447 $2,978 $50,522 Add Current installments 10,328 0 . 107,379 117,707 Amount collectible r 29,425 28,447 110,357 168,229 Less collections: Current 9,330 0 107,283 116,613 Delinquent 19,097 28 495 48,039 Total collections 28, 28,447 107,778 164,652 Adjustments 0 0 (2,360) (2,360) Delinquent balance - December 31, 1993 $998 $0 $219 $1,217 Current collections as a percent of current levy s 90% N/A 100% 99% Total collections as a percent of current levy 275% N/A 100% 140% As shown above, the poor special assessment current collection rate for past years was entirely the result of two projects. Delinquent assessments on these projects account for 94% of all special assessment delinquencies at December 31, 1991 and 1992. This potential problem situation has been resolved by actions of the City over the past three years. We congratulate the City for its successful efforts with regard to these delinquencies. City of Oak Park Heights, Minnesota Management Report, Page 13 The amount reported as "special deferred" consists (partially) of an assessment ($14,800) which has been deferred pending future connection to the sanitary sewer line. This amount was deferred by City Council Resolution 84 -1 -1. The resolution does not stipulate the amount of interest to be collected upon connection, if any. The $130,000 increase to "special deferred" assessments consists of one parcel for Phase 1 of the City's 58th Street Improvement (Kern Property). This parcel was given a special deferment by City Council Resolution 93- 12 -50. This assessment is deferred pending future sale or development of this parcel. Fixed Assets During 1991, the City completed an inventory of all City assets and implemented computerized fixed asset inventory records. This action allowed for the first time a 100% "clean" auditor's opinion for the City's 1991 Annual Financial Report. We commend the City for this achievement. To keep the system functioning properly, we encourage and recommend the following: 1) Update the system by recording asset additions and deletions at least quarterly. 2) Prepare written procedures that govern the transfer of assets between departments plus additions and deletions within departments. 3) Periodic internal audit of assets by department. Compensated Absences Payable Compensated absences payable consist of employee benefits for vacation and severance pay which are vested by the employee and for which payment is probable. Severance pay benefits are payable to the City's employees who have been with the City in excess of ten years. These employees have vested severance pay which totaled $37,162 and $50,248 at December 31, 1993 and 1992, respectively. Also included in the accrual for compensated absences is vacation pay benefits for all City employees of $7,287 at December 31, 1993 and $7,119 at December 31, 1992. City of Oak Park Heights, Minnesota Management Report, Page 14 Bonds Pavable Bond Issues Special Special Revenue Assessments District Bonds* Totals* Balance ®January 1, 1993 $473,000 $150,000 $1,290,000 $1,913,000 Principal payments (348,000) (15,000) (70,000) _ (433,000) Balance - December 31, 1993 $125,000 $135,000 $1,220,000 $1,480,000 Retirement Schedule: 1994 $125,000 $15,000 $75,000 $215,000 1995 15,000 55,000 70,000 1996 15,000 75,000 90,000 1997 20,000 80,000 100,000 1998 -2006 70,000, 935,000 1,005,000 Total $125,000 $135,000 $1,220,000 $1,480,000 - *Excl uding revenue bonds to be paid from escro monies. Scheduled debt payments total $215,000 for 1994 representing 14.5% of outstanding debt at December 31, 1993. Detail of outstanding bond issues is contained in Exhibits 2 and 3 of the 1993 Annual Financial Report, Fund Eauitv December 31, Increase Fund Group 1992 1993 (Decrease) Fund Balance: General $1,013,422 $1,106,882 $93,460 Special Revenue 5,127 7,611 2,484 Debt Service 917,581 1,481,100 563,519 Capital Projects 1,488,249 1,852,057 363,808 Totals 3,424,379 4,447,650 1,023,271 Retained earnings: Enterprise 1,190,251 1,303,756 113,505 Totals $4,614,630 $5,751,406 $1,136,776 As shown above, all fund groups of the City are in a positive financial position. This financial indicator (i.e., reserved balances in all fund groups) is another major criteria used by the City's bond rating agency. City of Oak Park Heights, Minnesota Management Report, Page 15 INDIVIDUAL FUND/FUND TYPE ANALYSIS General Fund The financial statements for the General Fund are presented in Statements 6 and 7 of the City's 1993 Annual Financial Report. The fund balance of the General Fund was $1,106,882 at December 31, 1993 representing a $93,460 increase during 1993 as follows: Budgeted Change in Fund Balance $0 Actual Revenue Greater Than (Less Than) Budgeted Revenue: • General property taxes: • Current and deliquent $17,175 • Payment in lieu of tax 6,301 • Excess TIF 15,037 • Intergovernmental 3,042 • Licenses and permits (2,422) • Charges for services 5,515 • Fines and forfeits 5,039 • Interest on investments 2,180 • Other 22,068 73,935 Budgeted Expenditures (Greater Than) Less Than Actual Expenditures: • General government 7,698 • Public safety 51,619 • Streets and highways (1,574) • Sanitation (1,423) • Recreation 3,849 • Contingency 9,356 ® 69,525 Transfer to Capital Improvements Fund (50,000) Net increase in fund balance for 1993 $93,460 Details of the above amounts are presented in Statement 7 of the Annual Financial Report. The City has achieved and maintained a sound fund balance level for its General Fund. City of Oak Park Heights, Minnesota Management Report, Page 16 The fund balance of the General Fund has increased over the past several years. The schedule below reflects the fund balances for the past ten years: Year Ended Fund Increase December 31, Balance (Decrease) 1984 $579,612 $126,105 1985 656,865 77,253 1986 692,520 35,655 1987 782,771 90,251 1988 870,705 87,934 1989 910,630 39,925 1990 1,066,281 155,651 1991 1,001,051 (65230) 1992 1,013,422 12,371 1993 1,106,882 93,460 As shown on the above table, the City has significantly improved the fund balance of the General Fund over the past ten years. A table of the purposes and benefits of General Fund Reserve balances is as follows: Pu rpose o Rese Benefits of Reserves Cash flow timine differences. = Provides favorable bond rating indicator. Expenditures are incurred somewhat evenly throughout the year. Property taxes & State aids are not received until the second half of the year. A reserve of one -half of such revenues is therefore recommended = ° Supplements revenues with investment earnings. = r omen al revenue =hacks, _ ° Provides resources for minor projects or The City is vulnerable to legislative actions at both the Federal feasibility reports. & State leveL Federal funding to local government has been substantially curtailed in recent years. Annual adjustment of = Avoids temporary overdrafts prior to Local Government Aid & HACA formulas is a constant threat. = major receipts. Capital outlav replacement. - Allows time for City to study effects of revenue Internal escrow for purchases which may exceed amounts cuts before gradual program reductions. available in any single budget cycle. This may also be accomplished through transfers to dedicated replacement funds. _ Avoids overburdening of annual budgets for Emer eencv or unanticipated expenditures, - certain capital outlay. Examples include natural disasters, lawsuits, comparable worth implementation and premature breakdown provides the City greater options to deal with of vital equipment unexpected events. special Citv Council proiectss, Preliminary studies, interfund loans and minor projects are examples of reserve uses. City of Oak Park Heights, Minnesota Management Report, Page 17 During 1987, the City adopted Resolution 87 -10 -42 establishing General Fund reserves/ designations for cash flow, contingent employee benefits and general contingency based upon formulas for each category° At December 31, 1992 and 1993, the General Fund balance was designated as follows: December 31, 1992 1993 Designated for Cash flow $639,000 $660,000 Contingent employee benefits 142,000 129,000 General contingency 221,950 267,000 Capital Improvements 10,472 27,982 Consolidation study 8,340 Subtotal 1,013,422 1,092,322 Undesignated 0 14,560 Total fund balance $1,013,422 $1,106,882 The City's minimum cash flow reserve requirement is measurable. For the City of Oak Park Heights, the minimum required surplus is $660,000 computed as follows: December 31, 1992 1993 1994 Budgeted Levy (includes HACA) $1,278,310 $1,320,130 1994 Anticipated Local Government Aid 0 0 Total $1,278,310 $1,320,130 Minimum Required Cash Flow Reserve (one -half of total - rounded) $639,000 $660,000 City of Oak Park Heights, Minnesota Management Report, Page 18 The amount of General Fund reserve required to meet emergency and/or unanticipated expenditures is not readily quantifiable. Rather, the level of this requirement must be established by the City based on the history of the City and the philosophy of "adequate" reserve coverage. The City of Oak Park Heights has quantified this reserve requirement need by designating a general contingency reserve equal to 15% of the General Fund operating budget subject to availability of such amounts, as follows: December 31, Description 1992 1993 Ensuing Year's Budget $1,680,000 $1,782,000 Reserve Amount @ 15% $252,000 $267,000 Less: Unavailable Adjustment __ (30,050) 0 Reserve Amount $221,950 $267,000 The Contingent Employee Benefits reserve is computed based upon accrued, but unpaid, employee benefits as follows: December 31, Employee Benefit 1992 1993 Vacation Leave $7,100 $7,550 Sick/SeveranceLeave 135,100 121,450 Total $142,200 $129,000 The City of Oak Park Heights has taken actions over the past several years to improve the financial position of its General Fund. These actions have provided the City the ability to establish a Capital Improvement Fund funded primarily from General Fund transfers (see later comments - Capital Improvement Fund). We commend the City for these actions and encourage the City to continue to monitor its reserve balances. An adequate reserve structure has enabled the City to retain its financial independence and integrity during the present change in the economic environment. City of Oak Park Heights, Minnesota Management Report, Page 19 SPECIAL REVENUE FUNDS Special Revenue Funds are a classification of funds to account for revenues (and expenditures related thereto) segregated by City policy, Federal or State statutes for specific purposes. The City maintained one Special Revenue Fund during 1993. Forfeiture and Seizure Fund This fund was established in 1991 to account for property forfeited pursuant to MS 609.53. This fund had a fund balance of $7,611 at December 31, 1993. DEBT SERVICE FUNDS The combining financial statements for the Debt Service Funds are presented in Statements 10 and 11 of the 1993 Annual Financial Report. Debt Service Funds are a type of governmental fund to account for the accumulation of resources for the payment of interest and principal on debt (other than Enterprise Fund debt). The City maintained six Debt Service Funds during 1993 as follows: I Fund Balance December 31, Increase Fund 1992 1993 (Decrease) Storm Sewer Bonds of 1982/Refunding Bonds of 1993 $12,453 $13,208 $755 Improvement Bonds of 1982 43,365 0 (43,365) G.O. Improvement Bonds of 1983 20,527 0 (20,527) G.O. Improvement Bonds of 1987 377,763 0 (377,763) G.O. Improvement Bonds of 1990 200,393 114,071 (86,322) G.O. Revenue Bonds of 1991/Refunding Bonds of 1993 263,080 1,353,821 1,090,741 Totals $917,581 $1,481,100 $563,519 City of Oak Park Heights, Minnesota Management Report, Page 20 Storm Sewer Bonds, of 1982/Refundine Bonds of 1993 The Storm Sewer Bonds of 1982 were refinanced by the Refunding Bonds of 1993. By such refinancing, the City was able to accomplish the following: 1. Reduce interest costs by $53,500 over the remaining term of the refunding bond issue. 2. Maintain annual debt payments (and the related annual tax levy) at approximately $25,000 per year. 3. Shorten the final maturity date by three years. 4. Reduce future debt service tax levies by eliminating the 2001, 2002 and 2003 tax levies for this bond issue. These bonds were issued to provide financing for the Storm Sewer District construction. The City Council established this district in October, 1982 per City ordinance 1600. A prQ°ecrion of the final fund position based on scheduled levies and debt requirements is as follows: Fund Balance ® December 31,1993 $13,208 Additions: Future Scheduled tax levies @ 100% 174,000 Total 187,208 Deductions: Debt Requirements: Principal 135,000 Interest 30,757 Total 165,757 Projected Fund Balance $21,451 Normal Projected Fund Balance - 5% of debt requirements $8,300 The above projection indicates that this fund will have adequate assets to meet bonded debt requirements over the scheduled term of this bond issue. City of Oak Park Heights, Minnesota Management Report, Page 21 Improvement Bonds of 1992. 1983 and 1987 The Improvement Bonds of 1982, 1983 and 1987 were fully matured and final bond payments were made in 1993. Each of these debt service funds were closed and the remaining assets ($255,000) were transferred to the closed bond fund in accordance with established City policy and City Council action. Improvement Bonds of 1990 These bonds were issued to provide financing for the Valley Point 2nd Addition Project. These bonds are scheduled to be retired entirely by capitalized interest and special assessment collections. The following schedule summarizes past and projected financial activity for this bond issue: Actual Projected Projected 1990- 1993 1994 Totals FINANCIAL, RESOURCES: Bond Proceeds $39,694 $39,694 Special Assessments: Principal 209,615 209,615 Interest 3,353 3,353 Cash Transfers - A.A.E. Connection Charges 74,438 74,438 Cash Transfers - Construction Fund 1,143 1,143 Investment Earnings 21,410 $3,500 24,910 Total Financial Resources $349,653 $3,500 353,153 DEBT SERVICE PAYMENTS: Bond Principal $175,000 $125,000 300,000 Bond Interest 58,787 8,250 67,037 Paying Agent Fee 1,795 1,000 2,795 Total Debt Service $235,582 $134,250 369,832 PROJECTED BALANCE (DEFICT) - December 31,1994 ($16,679) The above schedule indicates that this fund will not have sufficient assets to meet bonded debt requirements over the scheduled term of this bond issue. The projected deficit is the result of the City's failure to effect collection of special assessments. These assessments were abated by the City Council in March, 1994. Such abatement requires an alternative source of financing. We recommend that the City provide such alternative financing by a cash transfer from the City's Closed Bond Fund at December 31, 1994. City Council action is required to effect this cash transfer. City of Oak Park Heights, Minnesota Management Report, Page 22 Water and Sewer Revenue Bonds of 1 1/Refundina Bonds of 1993. The Water and Sewer Revenue Bonds of 1991 were issued to provide financing for Phase I of the City's Annexation Area Extended (A.A.E.) Trunk facility improvements. The City has established special area connection charges to provide for the retirement of these bonds and for financing additional trunk facilities in this area. These bonds were refinanced by the Refunding Bonds of 1993 to reduce interest costs by approximately $95,000 over the remaining term of these bond issues. During 1993, the City transferred $65,000 from the A.A.E. Connection Charge Fund to this debt service fund for this bond issue. This cash transfer (along with special assessments and other assets committed to these bonds) will be sufficient to meet the 1994 and 1995 scheduled debt payments. Similar projected cash transfers for December 31, 1994 (Sanitary Sewer $10,000 and Water Works $55,000) are designed to meet the 1996 scheduled debt payments. The City should record these cash transfers at December 31, 1994. City Council approval is required to effect these cash transfers. Future (1994 through 2004) projected cash transfers are as follows: Sanitary Water Year Sewer Works Total 1994 $10,000 $55,000 $65,000 1995 15,000 80,000 95,000 1996 20,000 100,000 120,000 1997 20,000 105,000 125,000 1998 20,000 105,000 125,000 1999 20,000 105,000 125,000 2000 20,000 115,000 135,000 2001 20,000 120,000 140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5,000 50,001 55,000 Totals $200,000 $1,095,000 $1,295,000 City of Oak Park Heights, Minnesota Management Report, Page 23 CAPITAL PROJECT FUNDS, The financial statements for the Capital Project Funds are presented in Statements 12 and 13 of the City's 1993 Annual Financial Report. The fund balance (deficits) of the Capital Project Funds were as follows at December 31, 1992 and 1993: December 31, Increase Fund 1992 1993 (Decrease) Closed Bond Fund $351,249 $980,678 $629,429 Capital Improvements Fund 369,148 263,476 (105,672) Park & Recreation Development 51,462 65,267 13,805 St. Croix Mall (TIF) (52,322) 18,327 70,649 Valley Point 2nd Addition 32,174 0 (32,174) Street reconstruction 0 66,437 66,437 AAE - 1991 Utility Improvements 17,068 0 (17,068) AAE - Wal-Mart Addition 20,604 0 (20,604) AAE - High School Improvement 113,464 109,843 (3,621) AAE - Norell Ave/MN DOT Improvement 200,000 22,726 (177,274) AAE - 58th Street Improvement 240,786 42,228 (198,558) AAE - Sanitary Sewer Connection 8,284 55,607 47,323 AAE - Water Connection 129,966 184,663 54,697 AAE - Storm Sewer Connection _6,366 42,805, 36,439 Totals $1,488,249 $1,852,057 $363,808 ----------- - - — ----- City of Oak Park Heights, Minnesota Management Report, Page 24 Closed Bond Fund During 1984, the City established the Closed Bond Fund. Initial financing for this fund was provided through the residual balances of closed (or defeased) special assessment bond funds of the City. A summary of transactions from inception is as follows: Prior Total Projected Description Years 1993 12/31/93 1994 FINANCING SOURCES: Transfers In: 1960's Bond Issues $345,901 $345,901 1970's Bond Issues 211,894 211,894 1980's Bond Issues 1,764 $254,953 256,717 1990's Bond Issues 0 ($17,000) Construction Funds 24,288 956 25,244 General Property Taxes 1,833 5 1,838 Special Assessments 244,142 66,325 310,467 12,700 Connection Charges - Old 145,013 1,650 146,663 Escrow Interest Earnings 3,207 118 3,325 Investment Interest 404,730 12,349 417,079 Temp. Loan Interest 0 20,000 TOTAL FINANCING SOURCES $1,382,772 $336,356 1,719,128 15,700 FINANCING USES: Transfers Out/Expenditures General Fund $22,100 22,100 Capital Improvement Fund 200,000 200,000 Professional Services 50,524 $6,310 56,834 Construction Funds: Other City Projects 163,899 163,899 AAE - Storm Sewer 360,000 (90,000) 270,000 AAE - Streets 235,000 (209,383) 25,617 Temp. Loan: MN - Dot 610,000 610,000 (610,000) TOTAL FINANCING USES $1,031,523 $316,927 1,348,450 (610,000) FUND BALANCE AVAILABLE - December 31, 1993 $370,678 PROJECTED FUND BALANCE - December 31, 1994 $996,378 City of Oak Park Heights, Minnesota Management Report, Page 25 The purpose of the Closed Bond Fund is to receive residual balances of closed special assessment bonds. Amounts on hand at December 31, 1993 are available for use at the Council's discretion. City policy regarding the allowable use of such monies includes the following areas: • Temporary funding of other Debt Service Fund deficits. • Supplemental financing of construction deficits. • Full financing of minor construction projects. • Supplemental financing of replacement of systems (water and sewer) which had been previously assessed. • Fong -term capital improvement program financing. The existence of reserved balance in the City's Closed Bond Fund gives the City a valuable, financial tool. Some of the past uses of these monies are as follows: a) Interim financing of all local improvement projects. b) Supplemental financing of construction deficits and debt service deficits. c) Construction perm and assessment collection period financing of small assessable projects. d) Temporary financing for the 1987 Improvements Bonds (Swagger's 9th) during a period of high assessment delinquencies. e) Partial ($200,000) financing of the municipal building expansion program. f) Partial ($270,000) financing of the storm sewer improvements at the new high school. g) Temporary financing for the Norell Avenue/MN DOT project pending receipt of State monies. The City's Closed Bond Fund reserve balance Should not be considered neither adeauate nor excessive. It should be considered only as a financial tool. It is sometimes used (depleted) to provide permanent financing: 1) construction/debt service deficits 2) municipal building expansion 3) high school storm sewer improvements. At other times it is used to provide temporary financing without depleting the overall balance: 1) 1987 Improvement Bonds 2) Norell Avenue/MN DOT 3) interim financing of construction projects 4) temporary financing of assessment rolls. The City could consider the Closed Bond Fund as excess balance to be expended. Alternatively, the Closed Bond Fund could be viewed as a revolving fund (i.e. temporary rather than permanent uses). The existence of the Closed Bond Fund allows the City Council a great deal of flexibility by providing temporary (or backup) financing for various City projects/programs. Accordingly. the Closed Bond Fund is probably best used as a. revolvina fund rather than as an excess fund to be expended. City of Oak Park Heights, Minnesota Management Report, Page 26 Capital Improve ents -Fun_d The Capital Improvements Fund was established in 1978 to account for monies set aside for various capital improvements. A schedule of activity from inception is as follows: Prior Total Projected Description W Years 1993 12/31/93 1994 FINANCIAL RESOURCES: Transfers In: General Fund $945,075 $50,000 $995,075 Closed Bond Fund 200,000 0 200,000 Interest Earnings 161,926 11,397 173,323 Sale of Property 9,414 0 9,414 Donations/Other 28,298 1,200 _ 29,498 Total Financial Resources $1,344,713 - $62,597 1,407,310 $0 FINANCIAL USES: Expenditures: Municipal Bldg. - Phase I $106,785 $0 106,785 Municipal Bldg. - Phase 2 486,637 0 486,637 Sealcoat 182,630 35,661 218,291 Recreation 167,246 31,108 198,354 A.D.A. 0 0 0 100,000 City Hall - Lights Retrofit 0 0 0 5,600 City Defense Siren 0 0 0 15,000 Other 6,617 1,500 8,117 Transfer Out: General Fund 25,650 0 25,650 15,000 Street Reconstruction 0 100,000 m 100,000 Total Financial Uses $975,565 $168,269 1,143,834 135,600 FUND BALANCE - December 31,1993 $263,476 PROJECTED FUND BALANCE - December 31, 1994 $127,876 City of Oak Park Heights, Minnesota Management Report, Page 27 The Capital Improvement Fund is budgeted annually by the City Council in conjunction with the City's normal budget process. As part of such process, the City allocates the monies in this fund to specific projects and/or programs. Such allocation/designations were as follows at December 31, 1993: Purpose Amount Sealcoat $13,273 Recreation 2,478 A.D.A. (Americans with Disabilities Act) 100,000 General Fund Transfer 15,000 Land Acquisition 15,000 Undesignated 117,725 Total $263,476 Subsequent to December 31, 1993, the City Council added additional allocations/ designations to the above undesignated amount, as follows: Purpose Amount City Hall - Lights Retrofit $5,600 Civil Defense Siren 15,000 Total $20,600 City of Oak Park Heights, Minnesota Management Report, Page 28 Park and Recreation Dev 1 m n This fund was established by Resolution 88 -12 -33 to account for the development of the City's parks and recreational areas. The fund balance was $65,267 at December 31, 1993, as follows: Prior Years 1993 Total Financing Resources: Park fees - A.A.E. area $50,700 $12,600 $63,300 Donations and contributions 4,112 4,112 Interest on investments 2,578 1,944 4,522 Total financing sources $6,690 $1,944 71,934 Financing Uses: Professional services $5,928 $739 6,667 Fund balance - December 31, 1993 $65,267 The above balance at December 31, 1993 has not been designated for any specific project. The City Council has discussed the possibility of another City park within the A.A.E. Area of the City. The above balance is available for such purpose at the discretion of the City Council. City of Oak Park Heights, Minnesota Management Report, Page 29 River Hills (Heritage) 1 st Addition This project was started in 1989. Financing is provided by the developer under a letter of credit arrangement. The following schedule s ummariz es the financial activity for this project: Actual Actual - 1989-1992 1993 Totals FINANCIAL RESOURCES: Developer Charges $261,925 $2,038 $263,963 Cash Transfers: A.A.E. Connection Charges Storm Sewer 17,211 17,211 Investment Earnings 437 519 956 TOTAL FINANCIAL RESOURCES $279,573 $2,557 282,130 CONSTRUCTION COSTS: Contractors $202,829 202,829 Engineering, Testing, etc. 55,518 $3,044 58,562 Legal and Fiscal 3,836 2,092 5,928 Other Costs 179 179 TOTAL CONSTRUCTION COSTS $262,362 $5,136 267,498 PRELIMINARY FUND BALANCE - December 31, 1993 14,632 Transfers: River hills (heritage) - 2nd Addition $13,677 Closed Bond Fund (Interest) 955 14,632 FUND BALANCE - December 31,1993 $0 This project is 100% developer financed except for trunk storm sewer costs totaling $17,211 which have been financed by a cash transfer of A.A.E. - Storm Sewer Connection Charges. The balance remaining at the Completion of this project was transferred to the River Hills (Heritage) - 2nd Addition project which was started in 1993. City of Oak Park Heights, Minnesota Management Report, Page 30 River Hills (HeritaLye) 2nd Addition, This project was started in 1993. Financing is provided by the developer under a letter of credit arrangement. The following schedule summarizes the past and projected financial activity for this project: - -- --- ---- Actual Projected Projected 1993 1994 Totals FINANCIAL RESOURCES: Developer Charges $140,070 $61,184 $201,254 Investment Earnings 7 7 Transfer In: From 1st Addition e 13,677 13,677 Total Financial Resources $153,754 $61,184 214,938 CONSTRUCTION COST: Construction $123,667 $57,001 180,668 Engineering, Testing, Etc. 21,524 8,550 30,074 Legal and Fiscal 1,009 3,000 4,009 Other Costs 187 187 Total Construction Costs $146,387 $68,551 214,938 PROJECTED FUND BALANCE - December 31, 1994 $0 This project is 100% developer financed. Any balance remaining at the completion of this project should be transferred to the River Hills (Heritage) ® 3rd Addition project which has been planned for 1994. City of Oak Park Heights, Minnesota Management Report, Page 31 St. Croix Mall (TIF) This fund was established in 1989 to account for the St. Croix Mall TIF project. Expenditures totaling $26,695 (primarily consulting fees) through December 31, 1989 were fully reimbursable from the developer, leaving a zero fund balance at December 31, 1989. This fund is now used to account for the City's 58th Street and Osgood Avenue Improvement Project. This Project involves street re- alignment for traffic control purposes, and is to be financed from future incremental taxes not committed to this developer. The following schedule summarizes the past and projected financial activity for this project: Prior Projected Years 1993 Totals 1994-98 FINANCIAL RESOURCES: T.I.F. Taxes $243,177 $179,450 $422,627 $710,247 Investment Earnings 193 193 Total Financial Resources $243,177 $179,643 422,820 $710,247 FINANCIAL USES: Construction Costs: 58th Street/Osgood Improvement Project $150,078 150,078 Developer Assistance 145,421 $107,670 253,091 $426,149 Professional Fees 1,324 1,324 Total Financial Uses $295,499 $108,994 404,493 $426,149 FUND BALANCE - December 31,1993 $18,327 PROJECTED FUND BALANCE - December 31, 1998 $302,425 The City Council has discussed the use of the above TIF revenue to help finance Phase I of the City's Street Reconstruction Program. The use of TIF revenue for such purposes requires formal action by the City Council and (probably) changes to the City's overall financial plan for this TIF District. The City's TIF consultant has been asked to prepare the necessary paperwork to effect such action. City of Oak Park Heights, Minnesota Management Report, Page 32 Vallev Point 2nd Addition Financing for the Valley Point 2nd Addition Project was provided by the $300,000 G.O. Improvement Fonds of 1990. The following schedule summarizes the financial activity for this project: Actual Actual 1990 - 1992 1993 Totals FINANCIAL RESOURCES: Bond Proceeds -1990 S.A. Bonds $256,057 $256,057 Cash Transfers: Closed Bond Fund 30,000 30,000 Investment Earnings 4,042 $270 4,312 TOTAL FINANCIAL RESOURCES $290,099 - $270 290,369 CONSTRUCTION COSTS: Contractors $209,077 $26,270 235,347 Engineering, Testing, etc. 42,217 3,031 45,248 Legal and Fiscal 4,889 2,000 6,889 Land/Right of Way 1,550 1,550 Other Costs 192 _ 192 TOTAL CONSTRUCTION COSTS $257,925 ® $31,301 289,226 INITIAL FUND BALANCE - December 31,1993 1,143 Cash Transfer: 1990 Debt Service Fund 1,143 FUND BALANCE - December 31, 1993 $0 This project was fully completed in 1993. The cash transfer from the Closed Pond Fund was necessary to finance a storm sewer change order unrelated to the original developer's project. This fund was closed at December 31, 1993 and the remaining balance was transferred to the related debt service fund at that date. City of Oak Park Heights, Minnesota Management Report, Page 33 Citv -Wide Street Reconstruction The City -wide Street Reconstruction Project has been under consideration for several years and the City Council ordered its first formal study in 1993. This project will be a multi -phase and multi - mullion dollar project. Initial City engineer estimates for this total project (Phase A through E) are as follows: Special City Description Assessments, Portion Total STREET RECONSTRUCTION m ONLY: Construction Costs $1,702,500 $1,508,500 $3,211,000 Financing Costs 133,000 119,500 252,500 STORM SEWER: Construction Costs N/A 525,300 525,300 Financing Costs N/A 40,900 40,900 UTILITY REPAIRS: Construction Costs N/A 157,200 157,200 Financing Costs N/A N/A 0 GRAND TOTALS $1,835,500 $2,351,400 $4,186,900 Probable sources of financing for the City portion of the above costs are as follows: 1) Street Reconstruction Only: • Debt service tax levies totaling $2.26 mullion over sixteen plus years, nod • "City T.I.F." and "Excess T.I.F." totaling approximately $378,000 to "buy- down" selected tax levies during certain years. 2) Storm Sewer: • Closed bond fund reserved balances, or • Debt service tax levies totaling $566,200 over sixteen plus years. 3) Utility Repairs: 0 Reserved balances from the Water and Sewer Utility operations ($157,200). City of Oak Park Heights, Minnesota Management Report, Page 34 Annexation Area Extended (A.A.E.) In response to development projects from non - resident property owners, the City developed a plan of action to provide trunk utility services (water, sanitary sewer, and storm sewer) to properties annexed to the City after July 28, 1988. The Annexation Area Extended includes approximately 950 acres of property generally south of State Highway 36 between Oakgreen Avenue (on the east) and State Highway 5 (on the west). A.A.E. - 1991 Utility Im provements This fund was established in 1991 to account for the City's first A.A.E. construction project which includes the City's second water tower and sanitary sewer and water facilities along Highway 36. The following schedule summarizes the financial activity for this project: Actual Actual 1991 - 1992 1993 Totals FINANCIAL RESOURCES: Bond Proceeds - 1991 Revenue Bonds $1,149,805 $1,149,805 Cash Transfers: Water and sewer operations 75,000 75,000 Investment Earnings 28,815 $352 29,167 TOTAL FINANCIAL RESOURCES $1,253,620 $352 1,253,972 CONSTRUCTION COSTS: Contractors $970,615 $5,426 976,041 Engineering, Testing, etc. 134,097 9,192 143,289 Legal and Fiscal 36,272 3,750 40,022 Land/Rightof Way 93,189 93,189 Other Costs 2,379 88 2,467 TOTAL CONSTRUCTION COSTS $1,236,552 $18,456 1,255,008 INITIAL FUND BALANCE - December 31, 1993 (1,036) Cash Transfer From: Water and Sewer Operations 1,036 FUND BALANCE - December 31,1993 $0 This project was substantially complete at December 31, 1992 and fully completed in 1993. After completion this fund was closed and the remaining deficit was financed by a cash transfer from the City's Water and Sewer Operating Fund in accordance with City Council action. City of Oak Park Heights, Minnesota Management Report, Page 35 A.A.E. - Wal -Mart Addition This fund was established in 1992 to account for the Wal -Mart addition construction project which includes A.A.E. - Sanitary Sewer, Water Works and Storm Sewer Trunk facilities plus lateral facilities and streets. The following schedule summarizes the financial activity for this project: Actual Actual 1992 1993 Totals FINANCIAL RESOURCES: Developer Charges: Wal -Mart $171,900 ($1,239) $170,661 A.A.E. Connection Charges: Storm Sewer (Wal -Mart) 45,000 45,000 Closed Bond Fund 35,000 35,000 Investment Earnings 3,899 1,306 5,205 TOTAL FINANCIAL RESOURCES $255,799 $67 255,866 CONSTRUCTION COSTS: Contractors $176,462 $1,164 177,626 Engineering, Testing, etc. 52,655 3,161 55,816 Legal and Fiscal 3,602 3,195 6,797 Land/Right of Way 1,840 1,840 Other Costs 636 636 TOTAL CONSTRUCTION COSTS $235,195 $7,520 242,715 INITIAL FUND BALANCE - December 31,1993 13,151 Cash Transfers To: Closed Bond Fund ($9,383) A.A.E. Connection Charges - Storm Sewer (3,768 (13,151) FUND BALANCE - December 31, 1993 $0 This project was substantially complete at December 31, 1992 and fully completed in 1993. The cash transfer from the Closed Bond Fund was necessary to finance a portion of the street improvements not chargeable to the developer (i.e., western side of street). After completion this fund was closed and the remaining balance was transferred as shown above in accordance with City Council action. The Wal -Mart development agreement stipulated a developer deposit/escrow in the amount of $18,680 to ensure the completion of Plan A improvement by the developer. This project has been completed and the developer has been given a partial refund for Plan B improvements (i.e. those improvements done by the City). However, no such refund was effected for the Plan A deposit and the City still holds the $18,680 developer deposit/escrow. Some of the Plan A improvements may have been completed by the City as part of the Plan B construction. The City engineer has been asked to resolve this situation. City of Oak Park Heights, Minnesota Management Report, Page 36 A.A.E. - Hiah School Improvements, This fund was established in 1992 to account for the high school construction project which includes A.A.E. ® Storm Sewer Trunk facilities. A second phase to the high school development project (58th Street Improvements) is accounted for in a separate fund. The following schedule summarizes the past and projected financial activity for this projects Actual Projected Projected 1992-1993 1994 Totals FINANCIAL RESOURCES: A.A.E. Connection Charges: Storm Sewer (I.S.D. #834) $291,905 $291,905 Cash Transfers: Closed Bond Fund 360,000 360,000 Investment Earnings 9 ,883 _ 9,883 TOTAL FINANCIAL RESOURCES $661,788 $0 661,788 CONSTRUCTION COSTS: Contractors $459,676 $5,195 464,871 Engineering, Testing, etc. 67,000 5,000 72,000 Legal and Fiscal 8,430 10,000 18,430 Land/Right of Way 13,080 85,000 98,080 Other Costs 3,758 3,758 TOTAL CONSTRUCTION COSTS $551,944 $105,195 657,139 PROJECTED FUND BALANCE m December 31, 1994 $4,649 This project was substantially complete at December 31, 1993 and should be fully completed in 1994 after land acquisition is finalized. The cash transfer from the Closed Bond Fund was necessary because of the scope of this project which represents approximately 35% of the 1989 original budget for storm sewer trunk facilities. Future A.A.E. Connection charges (from future development) should replace this financing. After completion (or December 31, 1994) this fund should be closed and any remaining balance /(deficit) should be transferred to /from the City's Closed Bond Fund. City Council action is required to effect this fund closing and related cash transfer. City of Oak Park Heights, Minnesota Management Report, Page 37 A A.E. - No rell Avenue/MN DOT Improvements This fund was established in 1992 to account for a MN DOT modification to the Wal -Mart construction project in the form of a revised connection of Norell Avenue to State Highway 36. The following schedule summarizes the past and projected financial activity for this project: Actual Projected Projected 1992-1993 1994 Totals FINANCIAL RESOURCES: State - MN DOT $631,594 $631,594 Temporary loan: Closed Bond Fund $610,000 (610,000) 0 TOTAL FINANCIAL RESOURCES $610,000 $21,594 631,594 CONSTRUCTION COSTS: Contractors $250,813 250,813 Engineering, Testing, etc. 19,792 19,792 Legal and Fiscal 12,409 3,000 15,409 Land/Right of Way 325 325,853 TOTAL CONSTRUCTION COSTS $608,867 $3,000 611,867 PROJECTED FUND BALANCE - December 31, 1994 $19,727 This project was substantially complete at December 31, 1993 and should be fully completed in 1994. The temporary loan from the Closed Bond Fund was necessary to provide interim financing before receipt of the State -MN Dot commitment. After completion (or December 31, 1994) this fund should be closed and any remaining balance should be transferred to the City's Closed Bond Fund as an interest payment for the use of the $610,000 temporary loan. City Council action is required to effect this fund closing and related cash transfer. City of Oak Park Heights, Minnesota Management Report, Page 38 .A.A.E. - 58th Street Imnrovementa This fund was established in 1992 to account for the second phase of the high school construction project which includes A.A.E. - Sanitary Sewer, Water Works and Storm Sewer Trunk facilities plus street construction from the high school site to State Highway 5. The following schedule summarizes the past and projected financial activity for this project: Actual Projected Projected 1992-1993 1994 Totals FINANCIAL RESOURCES: Developer Charges (I.S.D. #834) $344,384 $344,384 A.A.E. Connection Charges: Sanitary Sewer (I.S.D. #834) 160,000 160,000 Water Works (I.S.D. #834) 145,000 145,000 Cash Transfers: Closed Bond Fund (90,000) (90,000) Water and Sewer Operations 125,000 125,000 Interest earnings 6,537 6,537 TOTAL FINANCIAL RESOURCES $690,921 $0� 690,921 CONSTRUCTION COSTS: Contractors $516,615 $23,385 540,000 Engineering, Testing, etc. 89,670 4,677 94,347 Legal and Fiscal 11,692 7,000 18,692 Land/Right of Way 30,486 30,486 Other Costs 230 _ 230 . TOTAL CONSTRUCTION COSTS $648,693 $35,062 683,755 PROJECTED FUND BALANCE - December 31,1994 $7,166 This project was awarded in 1993 and should be completed in 1994. After completion (or December 31, 1994), this fund should be closed and any remaining balance should be transferred based upon final construction cost type and in accordance with City policy. City Council action is required to effect such fiscal closing and related transfer of assets. City of Oak Park Heights, Minnesota Management Report, Page 39 A,AR - Connection Chartyes A major element to the financing or improvements in the A.A.E. section of the City is A.A.E. connection charges levied against new development. The following schedule summarizes the 1991, 1992 and 1993 financial activity for the City's A.A.E. Connection Charge Funds: A.A.E. Connection Charges Sanitary Water Storm Description Sewer Works Sewer Totals River Hills - 1st and 2nd Additions Heritage - Partial $25,458 $41,551 $32,276 $99,285 E. Ludowese 1,538 2,472 1,996 6,006 Less: Amounts used for construction: River Hills - 1st Addition (30,942) (29,739) (13,757) (74,438) Valley Point - 2nd Addition (17,211) (17,211) Highway 36 Improvements: Various 10,339 17,983 22,785 51,107 Less: amounts assessed (6,056) (10,533) (13,345) (29,934) Wal -Mart Development: Wal -Mart 49,543 86,172 109,182 244,897 Less: credit for ponding area (36,394) (36,394) amounts assessed (10,792) (19,084) (16,120) (45,996) amount used for construction (41,232) (41,232) School District Improvements: I.S.D. #834 201,373 405,341 289,348 896,062 Less: amounts used for construction (160,000) (145,000) (289,348) (594,348) Investment Earnings 2,646 8,500 2,782 13,928 Cash Transfers: Debt Service - 1991 Bonds (27,500) (173,000) (200,500) Debt Service - Assessments 11,843 11,843 FUND BALANCE - December 31, 1993 $55,607 $184,663 $42,805 $283,075 City of Oak Park Heights, Minnesota Management Report, Page 40 The projected balance at December 31, 1993 is committed for future debt service payments for the City's Water and Sewer Revenue Bonds of 1991/Refunding Bonds of 1993. Such future commitments (cash transfers) are as follows: Sanitary Water Year Sewer Works Total 1994 $10,000 $55,000 $65,000 1995 15,000 80,000 95,000 1996 20,000 100,000 120,000 1997 20,000 105,000 125,000 1998 20,000 105,000 125,000 1999 20,000 105,000 125,000 2000 20,000 115,000 135,000 2001 20,000 120,000 140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5,000 50,000 55,000 Totals $200,000 $1,095,000 $1,295,000 As shown above, the projected A.A.E. Connection Charge balances at December 31, 1993 represent sufficient amounts to meet the sanitary sewer debt commitments for 1994, 1995 and 1996 and the water works debt service commitments for 1994 and 1995. Should such balances be insufficient to meet future debt service commitments, the City has the option of using the reserved balance ($661,800) in its Water and Sewer Operating Fund. See later comments relating to the Water and Sewer Operating Fund. City of Oak Park Heights, Minnesota Management Report, Page 41 .A.A.E. - Construction Summary The A.A.E. construction program represents a major endeavor on the part of the City. Construction costs totaling $3.9 million will have been spent by the end of 1994 on the City's A.A.E. - Construction program as follows: Total Projects Estimated Costs River Hills - 1st Addition $267,500 River Hills - 2nd Addition 214,900 1991 Utility Improvements 1,255,000 Wal -Mart Addition 242,700 High School Improvements 657,100 Norell Avenue/MN DOT 611,900 58th Street Improvements 683,800 Total Estimated Costs $3,932,900 Allocation of the above estimated total costs between A.A.E. Trunk Facilities and additional facilities is as follows: Description Amount A.A.E. Trunk F Sanitary Sewer: Lift Station $133,800 Trunk Lines 327,400 Water Works: Water Tower 704,200 Trunk Lines 210200 Storm Sewer. Trunk Lines 647,600 Total A.A.E. Trunk Facilities 2,023,200 Other Facilities: Land/Right of Way 537,400 Streets 843,500 Lateral Lines: Sanitary Sewer 234,700 Water Works 249,800 Storm Sewer 44,300 Grand Total $3,932,900 City of Oak Park Heights, Minnesota Management Report, Page 42 As shown previously, A.A.E. Trunk facilities to date total $2,023,200 representing 45% of the original (August, 1989) budget for these facilities. The other facilities (detailed above) were not part of the original (1989) budget as shown below: Original 1989 Description Budget. - Sanitary Sewer: Lift station $95,000 Trunk lines 997,500 Water Works: Water tower 687,500 Water well 350,000 Trunk lines 776,250 Storm Sewer. Pond excavation 120,000 Trunk lines 1,459,500 Total original (1989) budget $4,485,750 Overall financing for the above projects has been/will be financed as follows: Description Amount Percent Bond Proceeds -1991 Revenue Bonds $1,149,805 29.0% Developer Charges: Heritage/River Hills 465,217 11.7% Wal-Mart 170,661 4.3% School District 344,384 8.7% A.A.E. Connection Charges: Heritage/River Hills 17,211 0.4% Wal-Mart 41,232 1.0% School District 596,905 15.1% State/MN DOT 631,594 15.9% Cash Transfers: Closed Bond Fund 295,617 7.5% Utility Operations 201,036 5.1% Interest Earnings 50,793 1.3% Grand Total $3,964,455 100.0% City of Oak Park Heights, Minnesota Management Report, Page 43 Additional A.A.E. Connection Charges from the above developers and others have been committed to debt service payments ($200,500) or are on hand in the various A.A.E. Connection Charges funds at December 31, 1993 ($283,075). The cash transfers from the Closed Bond Fund were /will be necessitated by 1991 -93 construction costs exceeding other monies available for such financing as follows: Project/Description Amount Wal -Mart Addition $25,617 High School - Storm Sewer 360,000 High School - 58th Street (90,000) Total $295,617 The High School - Storm Sewer Improvements represent approximately 35% of the total original budget for storm sewer trunk facilities (excluding land/right of way). Future A.A.E. Storm Sewer Connection Charges should replace the $270,000 cash transfer as the ultimate source of financing for this project. The cash transfers from the Utility Operations were also necessitated by 1991 -93 construction costs exceeding other monies available for such financing as follows: Project/Description Amount 1991 Utility Improvements - Water Tower $76,036 58th Street Improvements - Sanitary Sewer and Water Trunk Lines 125,000 Total $201,036 The Utility Operations of the City will be the ultimate user of the A.A.E. - Sanitary Sewer and Water Works Trunk Facilities. User rates are designed to partially finance such trunk facilities. Accordingly, City policy includes the use of Utility Operations as back -up financing when necessary. City of Oak Park Heights, Minnesota Management Report, Page 44 NTERPRISE FUND Ile financial statements for the Enterprise Fund (Water and Sewer Utilities) are presented in Statements 14, 15 and 16 of the City's 1993 Annual Financial Report. Condensed comparative operating statements of income and expense for the utility operations excluding depreciation on contributed assets of the City are as follows: Water Department 1992 1993 Amoun Percent Amount Percent Revenue. Customer billings and other $166,354 100.00% $162,148 100.00% Operating expenses: Contractual services 46,554 27.98% 37,534 23.15% Administrative and personnel charges 39,000 23.44% 40,000 24.67% Other 2,795 1.68% 2,237 1.38% Total operating expenses 88,349 53.10% 79,771 49.20% Net income before depreciation 78,005 46.90% 82,377 50.80% Depreciation w purchased assets _ 9,741 7 Net operating income $68,264 $74,977 $180,000 Water Operating Revenue & Expense $160,000 $140,000 $120,000 Profit All Other Expenses $100,000 Contractual Services $80,000 WNEIr . ...... . N Operating Revenue $60,000 $40,000 IN.' .M. $ 20,000 — f 0 ... 1988 1989 1990 1991 1992 1993 IV�VW',�'WiVV!dIVWWI' ItlJViVVWIIYIIiu! rV' �I�I WVdWViVuo, W! 1iIIIWw�uiVls' mi6lluiillIhIIVIV'JrWIV,'�tY Yl'�,�VLI��WI'WWtiuliiJm � u�dVWIIIIViIVWIio�iud�dr<' i, d> ISIWWuIr li�rsl�Bu�l �' il�dl' dBJ mWI�VIWd! V' iiltVIWI' V��EIV�V�VV�' �YVWiIW�iW' tW�iW�IIyWt' W' VIVIWiI�IWYiWVIVV� 'Iul�dVIVllYWVd'i�l City of Oak Park Heights, Minnesota Management Report, Page 45 Sewer Department 1992 1993 Amount Percent Amount Percent Revenue: Customer billings and other $225,314 100.00% $273,919 ® 100.00% Operating expenses: MWCC 154,351 68.50% 174,944 63.87% Other contractual services 10,557 4.69% 12,286 4.49% Administrative and personnel charges 39,000 17.31% 40,000 14.60% Other 224 0.10 2,517 0.92% 204,132 90.60% 229,747 83.88% Net income before depreciation 21,182 9.40% 44,172 16.12% Depreciation - purchased assets 2,411 „ 2,389 Net operating income $18,771 $41,783 $275,000 fewer Operating Revenue & Expense $250,000 $22 5,000 I $200,000 1_ $ 75,000 j r/ / / /�� /� / / /•1 All other Expenses $150,000 MW cc $125,000 _<<< :�.:: Operating Revenue $100 000 — ... }�::. }:�: ":. — �v �..:.. ... :. } }} � g }:5.::• };:.v} }::v S•; }S \•.l \•.S•: :.., \.' S} tip\ \ \•v "i \Ytititi \L } :i •} 'v4U \ti•.L \tiv.. v. \. \.S:J'S•:ui• ti ; -j N• Y4 \:4M' �fitiv }:SA�•i.�� � \:♦`i ��i }\ :ti:+` \:•h. 4 �`.•:l \C: {i {' • $75,000 : :.:. •.. �:• : ,5: «5�5 . �: : �:•.v, ::i ::'4iin ?f :; \O�. \ \' ' •. 5 :.4:5• }:YS•': •' Tiiii :•� \ti : }fti:• i�ti2}V x:4 Cv \ \ \: \. >�:2 4� \�} \Q: ` }:v:•:;;'•:S�i $50,0 00 , :i \:i ' ?: "rt• i�:iv':�tti;�: {v { :h \}�• } n \ti %iii $25,000 '�'i�:k:;:;'•: ::}`. {; }•• }i :: •iiiii: ii?f,.•ri• >:• t�titi \i $0 }::::. 1988 1989 1990 1991 1992 1993 City of Oak Park Heights, Minnesota Management Report, Page 46 The single largest expense of the sewer operations is the contractual services of the Metropolitan Waste Control Commission (MWCC). The MWCC charges comprise over 60% of total sewer expenses. The City must set rates at levels adequate to pay for this pass - through cost, or provide funding from other City funds. In view of this financial structure and arrangement, the City's ability to exercise control over its sewer operations is limited. The City could be construed to be acting only as an agent for the MWCC with regard to sanitary sewer operations. A summary of MWCC charges is as follows: $250,000 MWCC Billings $200,000 $150,000 $100,000 °� l' :.. t -` ':; }` '`• #i: .:t?:C: 4:.. IS a; :'i.'$i.:: ::.$Ti:?_ NE $50 000 qq /�(� ;::v':2: 'r3�`.�3: `'�' {•'. io-`k1.,'v: <:' _ ?4:Cv; - :�:t :: -°}`; <2• {`w`' 4 \\ . _ , \: \:? :4t•:i; _ ':: : tiiv, \ti; :ti-.;: :,�• '.}vim; hC\ v' 1986 1987 1988 1989 1990 1991 1992 1993 1994 MWCC Estimated MWCC Actual City of Oak Park Heights, Minnesota Management Report, Page 47 The MWCC bills the City annually on an estimated basis. These estimated billings are adjusted at a later date and the City is billed the additional amount or given a refund. These estimated billings vary from year to year and may cause material variances in annual profits or losses of the sewer operations. The Metropolitan Waste Control Commission billings for the period 1981 through 1994 were as follows: Estimated Actual Percent Percent Year Amount Change Amount Change 1982 $56,553 43.2% $47,736 40.2% 1983 66,348 17.3% 43,970 (7.9 %) 1984 75,338 13.5% 68,712 56.3% 1985 71,879 (4.6 0 1o) 69,509 1.2% 1986 85,742 19.3% 72,992 5.0% 1987 95,219 11.1% 98,921 35.5% 1988 98,135 3.1% 118,951 20.2% 1989 108,742 10.8% 116,235 (2.3 %) 1990 132,368 21.7% 130,135 12.0% 1991 146,393 10.6% 143,171 10.0% 1992 157,574 7.6% 143,328 0.1% 1993 186,294 18.2% Not Available 1994 206,537 10.9% Not Available There are two basic factors which affect billings from the MWCC. The first is changes in use of the system. The estimated usage increased from 148 million gallons for 1992 to 166 million gallons for 1993 representing a 12% usage increase. The second factor which affects the billings from the MWCC is their cost to process gallonage. Their cost to process (per million gallons) increased from $1,157 for 1992 to $1,201 for 1993 representing a 4% rate increase. The combination of these factors increased the City's estimated cost by 7% for 1993. As the system gains users, the increased usage part of overall increases should be offset by the billings to new users. The per unit portion of the increase, however, must be borne in full by existing users or be subsidized by overall City operations. The City must maintain an adequate level of income to: • Offset MWCC expenses (and other City expenses). • Meet bonded debt requirements. • Provide for capital replacement. • Establish a means of paying for emergency or unanticipated expenses such as major repairs. City of Oak Park Heights, Minnesota Management Report, Page 48 The financial position of the City's Enterprise (Water and Sewer Utilities) Fund has grown substantially over the past several years as follows: Cash Balance Retained Earnings Increase Ina December 31, Amount (Decrease) Amount (Decrease) 1983 $222,576 $348,692 1984 293,457 $70,881 393,916 $45,224 1985 378,492 85,035 458,555 64,639 1986 429,969 51,477 530,939 72,384 1987 557,162 127,193 656,586 125,647 1988 661,765 104,603 785,756 129,170 1989 778,373 116,608 899,696 113,940 1990 864,080 85,707 1,024,451 124,755 1991 1,096,888 232,808 1,167,816 143,365 1992 878,334 (218,554) 1,190,251 22,435 1993 944,554 66,220 1,303,756 113,505 The Water and Sewer Utility operations of the City are financed by user charges designed to coverall operafag expenses; including depreciation of the waterworks distribution system and sanitary sewer collection system. Such user rates are reviewed annually by the City Engineer and adjusted by the City Council (when necessary) to provide sufficient revenues to cover all operating expenses. The retained earnings of the City's Water and Sewer Operating Fund was $1,303,756 at December 31, 1993. This retained earning is partially the result of City policy setting utility rates at levels sufficient to cover all operating expenses plus depreciation on assessed/donated systems. City of Oak Park Heights, Minnesota Management Report, Page 49 The following schedule summarizes the financial operations of the City's Water and Sewer Utility from inception through December 31, 1993. Amount Net income from operations (1969 -93) $315,230 Credit arising from depreciation on assessed/donated systems 930,363 Interest: Earned on investments $499,269 Paid on bonded debt (129,245) 370,024 Cash transfers to partially finance assessed/donated systems: Well and pumphouse #2 (145,515) Second water tower (76,036) 58th street - sanitary sewer costs (125,000) Other projects (9,434) (355,985) Other non - operating income 44,124 Retained Earnings - December 31, 1993 $1,303,756 The above "credit arising from depreciation on assessed/donated systems" is substantially equivalent to the City Engineers "renewal and replacement" and "capital reserve" costs which are used for establishing user rates. This "cost" ($930,363 over the past twenty-five years) represents a major portion of the existing retained earnings of the City's Water and Sewer Operating Fund. The purpose of this "cost" is to create a reserved balance for partial financing of future cost to °'renew" and/or "replace" the existing systems. Such partial financing will be required as these systems are replaced because the City will probably be unable to assess 100% of such replacement costs (i.e. City-wide Street Reconstruction Program). We recommend that the City Council create a separate capital project fund (Renewal and Replacement Fund) to separate this reserved balance from the Water and Sewer Utility Operating Fund. The initial cash transfer into this separate fund should be $574,378 representing the net depreciation charges accumulated since 1969 (i.e.: $930,363 - $355,985). Annually, thereafter (starting at December 31, 1994) additional cash transfers equal to such depreciation (subject to sufficient levels of net income) should be transferred Such reserved balance shall be used to finance water system and sanitary sewer system costs as deemed appropriate. All such annual cash transfers nod uses of such monies shall be subject to approval (including budget approval) of the City Council. City of Oak Park Heights, Minnesota Management Report, Page 50 After the above recommended cash transfer the retained earnings will decrease from $1,303,756 to $729,378; of which $661,765 has been reserved/designated for the construction of a second water tower. Such water tower has been constructed and financed by the General Obligation Water and Sewer Revenue Bonds of 1991. Such bonds are expected to be financed by special connection charges in the Annexation Area Extended. When such bonds were sold, the then existing balance ($661,765) was intended to provide "back -up" financing for such bonds. Accordingly, the purpose of this designation should be redefined as a Debt Service Reserve for Revenue Bonds. City Council action is required to effect this redefinition. SUMMARY The following listing is a summary of the items which should be monitored, investigated and/or resolved during 1994. • Continue to monitor property tax and special assessment collection rates. • Continue the City policy of balanced and conservative operating budgets to assure the continued financial strength of the City. • Approve and effect a cash transfer from the Closed Bond Fund to the Improvement Bonds of 1990 Debt Service Fund at December 31, 1994. • Analyze and review all capital project construction accounts at December 31, 1994 and provide additional financing, as necessary. • Develop a plan of action for the financing of future capital improvements (City-wide street reconstruction, etc.). • Approve and effect the creation of a new "Renewal and Replacement Fund" to better define the intended purpose of Water and Sewer Utility Reserves. • Redefine the existing reserved/designated balance of the City's Water and Sewer Operating Fund as a Revenue Bond Debt Service Reserve ($661,765).