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HomeMy WebLinkAboutManagement Report and Recommendations CITY OF OAK PARK HEIGHTS, MINNESOTA MANAGEMENT REPORT AND RE COMMENDATIONS DECEMBER 31, 1994 S - I v u az Si 4 `kx :.�;.' ,,;§-gs: tt ; °. _... _,, 77T7 Y� ' 2 i 4 a +.i;'€ - .:_9 , - t -,;. �.. s a;_.m;�n .a,,;..., � >� kr� =� orb ��;'�m s ,.a„ < es s _�.� � n,�` r 4��s C° # �t x•# �.� i »� =' - 3 °� id`' ..,� s � „mot �`i a. s;& .3 ,� S �a °'; 4 ':• AA erg§ Q O F a n} ,"t "s.k 5 �5.;„, x M E', a $+.s ,. gib :i;. r O IN 3 a z >A _ City of Oak Park Heights, Minnesota Management Report, Page 2 COMBINED BALANCE SHEET The Combined Financial Statements of the City are presented in Statements 1 through 5 of the 1994 Annual Financial Report. The following comments relate to these financial statements of the City. Cash and Invf stments December 31, Increase Description 1993 1994 (per) Checking account ($19,384) ($13,443) $5,941 Investments 3,923,666 4,131,459 207,793 Petty cash 100 100 0 Totals $3,904,382 $4,118,116 $213,734 The December 31, 1993 and 1994 checking account overdrafts are book overdrafts only and do not reflect bank overdrafts. These balances are a result of the City's policy of depositing cash in interest bearing accounts in order to maximize investment earnings on City monies not needed for current expenditures. The City earned $195,803 of interest on investments during 1994 compared to $160,259 in 1993. This increase is primarily the result of higher investment yields available to the City. Investments at December 31, 1993 and 1994 were as follows: - December 31, 1993 1994 Investment Description Yield Balance Yield Balance Money Market Savings 2.60% $178,088 2.70% $178,947 AIM Government Fund Various 1,287,326 Various 1,084,572 Dreyfus Government Cash Management Various 252 - - Certificate of Deposit 3.30% 277,000 5.00% 200,000 Certificate of Deposit 3.30% 142,000 4.60% 445,000 Certificate of Deposit 3.20% 430,000 4.85% 200,000 Certificate of Deposit 5.00% 200,000 4.85% 195,000 Certificate of Deposit 3.20% 365,000 5.75% 500,000 Certificate of Deposit 3.25% 600,000 5.75% 200,000 Certificate of Deposit 3.17% 244,000 5.40% 168,000 Certificate of Deposit 3.17% 200,000 5.92% 200,000 Certificate of Deposit - - 6.00% 630,000 Certificate of Deposit - - 5.90% 130,000 Totals $3,923,666 $4,131,519 City of Oak Park Heights, Minnesota Management Report, Page 3 Collateral for Deposits Minnesota Statutes (MS 118) requires City Council approval of depositories and that certain levels of pledged securities (collateral) be maintained for deposits which are not insured and/or guaranteed by the Federal Government. Audit tests disclosed that the City of Oak Park Heights was in full compliance with such statutes at December 31, 1994. Daze From Other Governmental Units December 31, Increase Description 1993 1994 Decrease) Fines $2,682 $4,063 $1,381 Gravel tax 506 - (506) MWCC - final cost allocation 11,350 33,461 22,111 City of Bayport 1,811 1,027 (784) MN DOT (Norell Ave.) 631,594 - (631,594) ISD #834 - Liaison officer 8 7 (1,072) Totals $656,253 $45,789 ($610,464) All of the above amounts are currently collectible. City of Oak Park Heights, Minnesota Management Report, Page 4 Taxes Receivable - Delinquent Taxes receivable - delinquent consist of taxes levied in the previous seven years by the City but not yet collected by the County and remitted to the City. The collection rate on property taxes remains strong as illustrated below. 1991 1992 1993 1994 Delinquent taxes - January 1 $33,458 $35,036 $39,017 $17,563 Current levy 1 1 1 1 Total collectible 1,233 012 1,234 1 1 Receipts: Current 1,134,365 1,182,272 1,294,478 1,336,980 Delinquent 15 8,815 26,441 3,359 Total receipts 1,149,468 1,191,087 1,320 1,340,339 Adjustments (48,508) (4,486L (2,845) (708) Delinquent taxes - December 31 $35,036 $39,017 $17,563 $21,146 Current collection as a percent of current levy 95 %/98 99% 99% 99% Total collections as a percent of current levy 96 0 /o/99% 99% 101% 100% The adjustments to delinquent taxes receivable consist of abatements of property taxes as a result of market valuation adjustments. The 1991 adjustments include $43,238 related to the State HACA cut. Had this aid been received, the 1991 total collection rate would have been 99 %. As shown above, tax collection rates have averaged 99% over the past four years representing an excellent collection rate for the City. This financial indicator (i.e., property tax collection rate) is one of the major criteria used by the City's bond rating agency. City of Oak Park Heights, Minnesota Management Report, Page 5 Local property taxes are levied by the City each December for collection in the subsequent year. However, this tax levy is not entirely paid by the property owners. A part of each annual tax levy is paid by the State (HACA) and from the fiscal disparities pool. The fiscal disparities formula is governed by Minnesota Statute 473F. This statute provides a means of spreading a portion of the taxable valuation of commercial /industrial real property to various taxing authorities within the defined metropolitan area.. The valuation "shared" is a portion of commercial/industrial property valuation growth since 1971. Current tax revenue (by payer) was as follows for the past four years including 1995 budgeted: 1995 Payer 1991* 1992 1993 1994 Budgeted Local taxpayer $1,243,053 $1,243,786 $1,358,593 $1,372,448 $1,470,166 State credits 48,141 38,187 55,377 76,640 77,980 Fiscal disparities: Contribution (153,459) (137,601) (170,292) (167,432) (172,431) Distribution 61,819 55,182 58,632 62,974 55,270 Totals $1,199,554 $1,199,554 $1,302,310 $1,344,630 $1,430,985 * prior to aid cut of $43,238 Shown on a basis of percents, current tax collections (by payer) were as follows for the past four years including 1995 budgeted. 1995 Payer 1991 1992 1993 1994 Budgeted Local taxpayer 103.6% 103.7% 104.3% 102.1% 102.7% State homestead credits 4.0% 3.2% 4.3% 5.7% 5.4% Fiscal disparities: Contribution (12.8 %) (11.5 %) (13.1 %) (12.5 %) (12.0 %) Distribution 5.2% 4.6% 4.5% 4.7% 3.9% Totals 100.0% 100.0% 100.0% 100.0% 100.0% Local property taxpayers (i.e., those whose property is located within the City of Oak Park Heights) pay more than the actual amount levied by the City because of fiscal disparities. The above amounts and percents are indicative that the City of Oak Park Heights is a "net loser" under the fiscal disparity program. The City contributes more tax base to the fiscal disparity "pool" than it receives in tax benefits. City of Oak Park Heights, Minnesota Management Report, Page 6 Special Assessments Receivable Special assessments receivable consisted of the following types and amounts: December 31, Increase Description 1993 1994 (Decrease) Delinquent $1,217 $1,246 $29 Due from County 587 95 (492) Deferred 126,109 93,257 (32,852) Special Deferred 144,800 144 - Totals $272,713 $239,398 ($33,315) Deferred special assessments consist of the remaining principal installments on assessment rolls. These assessments are generally collectible over a time period consistent with the debt payment schedule of the related bond issue. Special deferred assessments consists partially of an assessment ($14,800) which has been deferred pending future connection to the sanitary sewer line. This amount was deferred by City Council Resolution 84 -1 -1. The resolution does not stipulate the amount of interest to be collected upon connection, if any. The remaining amount ($130,000) consists of one parcel for Phase 1 of the City's 58th Street Improvement (Kern Property). This parcel was given a special deferment by City Council Resolution 93- 12 -50. This assessment is deferred pending future sale or development of this parcel. City of Oak Park Heights, Minnesota Management Report, Page 7 Delinquent special assessments have been as follows for the past several years: Delinquent Increase December 31, Assessments (Dec=91 -1 1985 $12,020 ($1,830) 1986 10,882 (1,138) 1987 10,781 (101) 1988 12,408 1,627 1989 101,058 88,650 1990 71,842 (29,216) 1991 57,391 (14,451) 1992 50,522 (6,869) 1993 1,217 (49,305) 1994 1,246 29 The above schedule indicates that the City W a poor current collection rate for special assessments in 1989 and 1990. This financial indicator (i.e., special assessment collection rate) is also one of the major criteria used by the City's rating agency when the City is rated for bonding purposes. This poor collection rate was mainly attributable to the Swager's 9th Addition improvement project which was financed by the Improvement Ponds of 1987 and Osgood Partners, Inc. for their Rapid Oil Project. A schedule of the 1994 assessment activity for these projects is as follows: Delinquent balance - January 1, 1994 $1,217 Add Current installments 41,975 Amount collectible 43,192 Less collections: Current 41,911 Delinquent 35 Total collections 41,946 Delinquent balance - December 31, 1994 $1,246 Current collections as a percent of current levy 100% Total collections as a percent of current levy 100% City of Oak Park Heights, Minnesota Management Report, Page 8 CCom nsated Absences Paablg Compensated absences payable consist of earned but unused vacation and severance pay benefits. Severance pay benefits are payable to the City's employees who have been with the City in excess of ten years and is an amount equal to fifty percent of unused sick leave. A schedule of compensated absences is as follows: 1993 1994 Severance $37,162 $61,169 Vacation 7 10,643 Total $44,449 $71,812 Bonds Pale The City had three bond issues outstanding during 1994. A summary of the 1994 activity of each bond issue is as follows: Bond Issues Water & Sewer Bonds Storm Sewer of 1991/ Improvement Refunding Refunding Bonds Bonds Bonds of 1990 of 1992 of 1993 Totals* Balance - January 1, 1994 $125,000 $135,000 $1,250,000 $1,510,000 Principal payments 125200 15,000 55,000 195,000 Balance - December 31, 1994 $0 $120,000 $1,195,000 $1,315,000 Retirement Schedule: 1995 $ - $15,000 $55,000 $70,000 1996 - 15,000 75,000 90,000 1997 - 20,000 80,000 100,000 1998 - 20,000 85,000 105,000 1999 -2006 - 50 900,000 950,000 Total $0 $120,000 $1,195,000 $1,315,000 *Excluding revenue bonds to be paid from escrowed monies. Detail of outstanding bond issues is contained in Exhibit 2 of the 1994 Annual Financial Report. City of Oak Park Heights, Minnesota Management Report, Page 9 Fund Equity December 31, Increase Fund Group 1993 1994 (Decrease} Fund Balance: General $1,106,882 $1,197,835 $90,953 Special Revenue 7,611 9,111 1,500 Debt Service 1,481,100 1,334,697 (146,403) Capital Projects 1,852,057 2,486,524 634,467 Totals 4,447,650 5,028,167 580,517 Retained earnings: Enterprise (water & sewer utility) 1,303,756 802,498 (501,258} Totals $5 $5 $79,259 As shown above, all fund groups of the City are in a positive financial position. This financial indicator (i.e., reserved balances in all fund groups) is another major criteria used by the City's bond rating agency. The decrease in the Enterprise Fund retained earnings is the result of the transfer of $664,077 to the Renewal and Replacement Capital Project Fund. City of Oak Park Heights, Minnesota Management Report, Page 10 GENERAL, FiJND The General Fund of the City is maintained to account for the current and capital outlay expenditures common to all cities. Property taxes are the primary revenue source for the City's General Fund. A history of General Fund revenue is as follows: Property Takes State Aids All Other Total Revenue Year Amount Percent Amount Percent Amount Percent Amount Percent 1984* $543,573 62% $152,245 17% $181,288 21% $877,106 100% 1985* 559,613 63% 157,995 18% 163,771 19% 881,379 100% 1986* 579,557 63% 168,341 18% 165,625 19% 913,523 100% 1987* 681,636 68% 183,194 18% 132,538 14% 997,368 100% 1988 804,441 70% 194,072 17% 152,137 13% 1,150,650 100% 1989 868,420 . 68% 198,888 16% 211,570 17% 1,278,878 101% 1990 1,142,770 79% 25,627 2% 280,348 19% 1,448,745 100% 1991 1,057,578 72% 36,262 2% 366,575 25% 1,460,415 100% 1992 1,121,894 73% 69,172 4% 349,717 23% 1,540,783 99% 1993 1,241,127 71% 87,874 5% 413,444 24% 1,742,445 100% 1994 1,232,906 68% 118,768 7% 465,964 26% 1,817,638 101% 1995 ** 1,329,370 71% 120,115 6% 412,615 22% 1,862,100 99% * includes Federal Revenue Sharing ** Budgeted City of Oak Park Heights, Minnesota Management Report, Page 11 A graph of property taxes, state aids, and other revenue for the General Fund is as follows: General Fund Revenue by Source $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 budgeted ® State A 0 Ot h e r R E Property T The preceding data indicates that the City is required to rely primarily on increased property taxes to fund the increased levels and costs of providing City services. City of Oak Park Heights, Minnesota Management Report, Page 12 @ Aids State aids of the General Fund have consisted of the following for the past six years (with 1995 budget): 1995 State Aid 1989 1990 1991 1992 1993 1994 Bu et Local government aid $101,527 $ - $ - $ - $ - $ - $ - H.A.C.A. 72,498 578 4,611 36,740 54,358 75,245 76,615 Police aid 24.863 25,049 31,651 32,432 33.516 43.523 43,500 Totals $198,888 $25,627 $36,262 $69,172 $87,874 $118,768 $120,115 Change ($173,261) $10.635 $32,910 $18,702 $30,894 1347 % Change (87%) 41% 91% 27% 35% 1% A graph of State aids for the past seven years (with the 1995 budget) is presented below: $200,000 $180,000 State Aids $160,000 $140,000 $120,000 $100,000 $80,000 $60,000 $40,000 $ 20,000 : i • ? } ? % ?xnv}:. }•• } } }F:. ? ?? ?'• }i }: nisi:: tititi }:Jti• ?:ii:$i}i::'}:•'.:i'ifw:: ice}:: i:::::x } :: ?.i' ?{ ?:iii .:::hv ? } ?:: :.: ^:fii:•::: ...........................} x:}::{?:: iny}:}•} : } }• }Y.�.:: ^:i ?i: {: >.x }:::. }w:v }. vh'.:. iv}• .::. ?'j } {:::ii::i<T}:ri�ii::i`` iii?.}'tii {{tii: M1: tiff {�'ti : ^: ^. iJ\? tiiti::'{;:: �tR.•: ~ ?' <..'vi:. :s v } titi'i ?'F,.:Y'ci`: 'iS Stiitjh.. : nom: n�:.�. ..... ....... . :..: •: •v: •v 1988 1989 1990 1991 1992 1993 1994 1995 Btxiget Police Aid II H.A.C.A. L.G.A. City of Oak Park Heights, Minnesota Management Report, Page 13 Other General Fund Revenue Other revenue of the General Fund have consisted of the following for the past five years (with 1995 budget): 1995 Description 1990 1991 1992 1993 1994 Budget Licenses and permits $48,870 $122,804 $93,908 $62,898 $60,914 $71,765 Charges for services: Refuse collection 43,095 64,721 66,076 103,039 108,310 113,000 Enterprise 57,000 57,000 78,000 80,000 94,250 95,000 Other 2,741 2,248 2,626 4,476 2,681 2,000 Inspections - - - 20,800 34,402 20,000 Fines and forfeits 42,165 36,174 38,557 44,189 55,111 49,200 Interest earnings 51,983 62,064 33,728 25,180 34,473 30,000 Other 34,494 21,564 36,822 72,862 75,823 31650 Total $280,348 $366,575 $ 349,717 $413,444 $465,964 $412,615 The City began charging for refuse collection in 1988. Refuse collection revenue as a percent of refuse collection expenditures is as follows: Refuse Refuse Revenue as Collection Collection Percent of Year Revenue Expenditures Difference Expenditures 1988 $7,947 $129,000 ($121,053) 6% 1989 26,850 174,244 (147,394) 15% 1990 43,095 216,388 (173,293) 20% 1991 64,721 248,806 (184,085) 26% 1992 66,076 251,121 (185,045) 26% 1993 103,039 297,452 (194,413) 35% 1994 108,310 326,926 (218,616) 33% 1995* 113,000 348,000 (235,000) 33% *Budget City of Oak Park Heights, Minnesota Management Report, Page 14 The following schedule and graph reflect the revenue of the General Fund for the past two years including 1995 budget. Additional detail of the revenue is presented in Statement 7 of the 1994 Annual Financial Report. General Fund Revenue 1993 1994 1995 Bud et Descri Lion Amount Percent Amount Percent Amount Percent General property taxes $1,262,465 72.5% $1,254,999 69.0% $1,329,370 71.4% Intergovernmental: - State 87,874 5.0% 118,768 6.5% 120,115 6.5% County and other 21,116 1.2% 17,591 1.0% 15,150 0.8% Licenses and permits 62,898 3.6% 60,914 3.4% 71,765 3.9% Charges for services 208,315 12.0% 239,643 13.2% 230,000 12.4% Interest on investments 25,180 1.4% 34,473 1.9% 30,000 1.6% Fines and forfeits 44,189 2.5% 55,111 3.0% 49,200 2.6% All other 30,408 1.8% 36,139 2.0% 16 0.8% Totals $1,742,445 100.0% $1,817,638 100.0% $1,862,100 100.0% General Fund Property Taxes 1995 Budgeted Revenue 71.4% {...{ ::.•:::.. :.. : {:.. $'r:'ct't <t vc't ::: %2 ii......:R; IN . - :fi::t'S•,:av,:7.,v:{{t....,}x. .. •.:{} nC' `.?:ri}: % <'..{::Y.T::.:t`F:w'•:n .:.......: ............... :.: f.::.: n: 4. \ ::•: \:• }F. ?: ? ?:: ? ?v;•: } ? } }i • ? = ; ii;`. ?:. : : . `^: ? : • ::: \ "C:': \: h:. :\ .}:�}`v.... $l�r.: yC 4+ }. . \ \: tiv::: ••.:v: •: }4..:. nW.. \.. X:: }. '. } ?- ...: \ ?•:::::F v }k.:.:x: i3 }w.iv } } }: ^: ^:fi:4:4 :< :ititifi:�iii �:: i'{' F.; is4:•}:^}:•}:•}:•}:•}::::::..:: } }i }ii:!�i: } <:iiiri: }:C {• }.�.�:: }ham: } } }::::v: n• }:::::: }. { ?: ti{: -:IX: p:{i ".: • {•: ;{x •• . }•.; {•. ;: {:CU : <t: }ii }}iiiiiiii } }. ..}\\\{.:.{ C \\ � :� < ;it}::: ii.: 5:• iJiiiiiv4::: ryjt L. v.: ii�ii� :l: {: } %:ii }......n............ n...:. }:.i }}.: ` tijv4••.n:: ::} %• }:• }: ^: ?•:�: {�}ist:ii :tiff } }: :w. :..nn ::v }: ?•::3:• }:?? ............... ............ R - ' ^Wr. :'. LiiY!i %i ? ?iii:'vi: ?i:ii $Si: }:if ....... .......... :i� \: }::::ti�titi::t: ::: iii:: i:-;-: J }�::;v`,::G::::::�ritii:��ji:-:•: �F: •: ::::::::::::::::.............. 4 y. ......... ............................... ::.. . J . C.. h'C•i:CC{::::::.}::ti }:i- } } } } }:• } }:C:{•}h 44.:ivn.. \- u'i .; ':C: .�::i<�- 'tr::ti:;iii2 }::Ji}:` "` tiff \ : ::. •: -:- jS::ji�j::?' ?yi {i: ? ;iv �i• :i::ii:<vi::::.f:::i:i+C': ;: ? % ?<•:ii £ ?t:ii`: L:::ti:` r vrnmn •:: Inte o e e tal 7.3% g Licenses a � n Permits Io ce ses and e 3 ''}::i:: i. fi{ Ih \ � :i: " ;:• . \{ \i- { %.::' -Ti: }: :}i:::i;LF•: All Other \\ Interest on Charges for Services 12.4% 3.4% Investments 1.6% City of Oak Park Heights, Minnesota Management Report, Page 15 Expenditures (by major classification) for the past two years plus the 1995 budget, are as follows: General Fund Expenditures 1993 1994 1995 Budget Descri ption Amount Percent Amount Percent Amount Percent Current expenditures: General government $364284 22.1% $370,356 21.3% $410,515 22.0% Public safety 651,867 39.5% 682,063 39.2% 737,570 39.5% Streets and highways 94,365 5.7% 100,059 5.7% 94,925 5.1% Sanitation 312,423 18.9% 338,498 19.4% 363,000 19.4% Recreation 160,257 9.7% 164,685 9.5% 180,540 9.7% Contingency - 0.0% - 0.0% 15,000 0.8% Capital outlay 15,789 1.0% 36,024 2.1% 30,550 1.6% Transfer out 50 3.1% 50 2.8% 35 1.9% Totals $1,648,985 100.0% $1,741,685 100.0% $1,867100 100.0% A graph of the above expenditures is presented below: General Fund 1995 Budgeted Expenditures Streets & Highways Public Safety 39.5% :f- <ii : ::: >:: <: : {..:. }.::{:: :tiN; Ali }Yii }y} }iii: }y }: }2 } } }i14:: }i }v4 ?i n.= `}yX•}::v,v.•:h� \:t:8.ii� tiv. %vy. : :y} \ \ { :•:ti :< \: +i::: ':F ::$? - 4::i:::: : ?. •-:::::- ti-:-' n• YY :' { : } i}n::�i:- Y .............. ....... v::v }hiLv^t• vv <t: \C' �(v',,`F.'v. :.0 fi . r k `. $? t� kfi; �: Mj; �: � v�•`. t: k::`; \k:. + „9�?. ,::.. Vc2• ai2}. qFS:: r;;.:.:{ t:;< r:: 2 •.'•:f:: f',{' t:..: 2::: t`:.t:.,at::tt:::::::• :: \ \C•:a. , u:�fi.�;+E•:"Cafi�,ccf:;f.:K,•:4. :•f.::�;c.: x{• }x }. {�' �'�:`:::� :{; { }::. :'.- :: }`.- } };�.`- �.c: }:; }: tit { ^= .: ? ?::'�.:. ?. ?.• }:• ?::xi�V .: � ,, :w4:. }••:a::::: : }<:.f:xa :. { :f { ?.• }:r: } ?:•.• `' � ;: <:ti '•.:2: •; ry•: n' ti:,::{•.? . ?::: :i;:;.• :fi:',�•„4 :fi ::fi } fi:::' :'}. :r }:: }x:::x.; :.};; {:.;: •.x.:;:•.. : <w: k�. ^ti.,'4: \ \ \`'C �,? 7:'• •, {`.;•r:� } '�"c''.��,'••:' , :}�.,•'•. �•h.• �'y\, Sanitation 19.4% 4 ' , •. u'{ fiw`. t{ i;;:;. fi:`•:::{•:{ cr?: <.•:S {• }:tsitta;.:roAecicw} ywR.}\ i:::F:i:.;t{} {:i. } :yv'v;i4:cG.c`. -' rnpcaic:`f'}• f}' .C\••,•`h•':•a,'•• };.'h�nv •X•.} ii ? iS?ij•. }•.44t \•i}•.}}}; :. }w.:.� }: •:i {.v {: .:...... � Now � •' ' { }hv:5• }:ti.P. } n�fi }' :. :'i�v \ii•: {.v �:v {' {' .tA:. Ri: is `C ?i: ?v "• v6 } { >y. ..: h.:v:: •.�:.} } ? }� 5 ::# x. }}::::f•:: �•:: }:r•: • } }:::, ;, }. \. ::;.. }..: } \•. r v�. ?k •'"'?`h5t .:sa • � • ,.�', • v, •: k A�i }::< isi}:{{:: i:\:: �:\ isiiiiii% tii;: tiii: L{: iiiiiii.'{: iiiiiiiiiiii ::ii: {:�::::::Fiii ?:�•'• . 4. ..:'.:: : . ... ...'.}}.:jii: ?.ti }: •;:i::i::._ii ? { : }G ........ riff fi}}}:• y-}% • } } }: {- } } } } ? } }:{.:: }:- } ?}:S.::v :iC .�:':i tiiYi :ii::Y::iii ij::j ... ........... ........ ....... 'tiff:'{ iv li ii:-: i? i i ' -i ?}:i Tvv .. ... } : ::.4w: ::: n .......... .::::.... 9 Recreation 9.7 0 General Government 22.0% Capital Outlay & Other 4.3% City of Oak Park Heights, Minnesota Management Report, Page 16 The fund balance of the General Fund was $1,197,835 at December 31, 1994 representing a $90,953 increase during 1994 as follows: Actual Revenue Greater Than (Less Than) Budgeted Revenue: • General property taxes: • Current and deliquent ($11,978) • Payment in lieu of tax 7,696 • Lost TIF 14,397 • Intergovernmental 13,063 • Licenses and permits 4,614 • Charges for services (6,722) • Fines and forfeits 14,511 • Interest on investments 9,473 • Other 17 $62,843 Budgeted Expenditures (Greater Than) Less Than Actual Expenditures: • General government 28,369 • Public safety 24,478 • Streets and highways 3,156 • Sanitation 8,902 • Recreation 13,205 78,110 Transfer to Capital Improvements Fund (50,000) Net increase in fund balance for 1994 $90,953 Details of the above amounts are presented in Statement 7 of the Annual Financial Report. The City has achieved and maintained a sound fund balance level for its General Fund, City of Oak Park Heights, Minnesota Management Report, Page 17 The fund balance of the General Fund has increased over the past several years. The schedule below reflects the fund balances for the past ten years: Year Ended Fund Increase December 31, Balance (Decrease) 1985 $656,865 $77,253 1986 692,520 35,655 1987 782,771 90,251 1988 870,705 87,934 1989 910,630 39,925 1990 1,066,281 155,651 1991 1,001,051 (65,230) 1992 1,013,422 12,371 1993 1,106,882 93,460 1994 1,197,835 90,953 As shown on the above table, the City has significantly improved the fund balance of the General Fund over the past ten years. A table of the purposes and benefits of General Fund Reserve balances is as follows: Purpose of Reserves I the Benefits of Reserves Cash flow timing. differences Provides favorable bond rating indicator. Expenditures are incurred somewhat evenly througho year. Property taxes & State aids are not received unti second half of the year. A reserve of one -half of such revenues is therefore recommended. Supplements revenues with inves tment earnings. Inter nm govetental revenue cutbacks. Provides resources for minor projects or The City is vulnerable to legislative actions at both thfeasibility reports. & State level. Federal funding to local government ha substantially curtailed in recent years. Annual adjustment of ° Avoids temporary overdrafts prior to Local Government Aid & HACA formulas is a constant threat. major receipts. Capital outlay replacement. ® Allows time for City to study effects of revenue Internal escrow for purchases which may exceed amounts cuts before gradual program reductions. available in any single budget cycle. This may also be accomplished through transfers to dedicated replacement funds. ° Avoids Overburdening Of annual budgets for Emergency or unanticipated expenditures. certain capital outlay. Examples include natural disasters, lawsuits, comparable worth implementation and premature breakdown of vital equipment ° Provides the City greater options to deal with unexpected events. Special City Council projects. Preliminary studies, interfund loans and minor projects are examples of reserve uses. City of Oak Park Heights, Minnesota Management Report, Page 18 During 1987, the City adopted Resolution 87 -10 -42 establishing General Fund reserves/ designations for cash flow, contingent employee benefits and general contingency based upon formulas for each category. At December 31, 1993 and 1994, the General Fund balance was designated as follows: December 31, 1993 1994 Designated for Cash flow $660,000 $703,000 Contingent employee benefits 129,000 158,744 General contingency 267,000 280,000 Capital Improvements 27,982 42,379 Consolidation study 8,340 5,559 Ensuing years budget deficit - 5,000 Subtotal 1,092,322 1,194,682 Undesignated 14 3,153 Total fund balance $1,106,882 $1,197,835 Property taxes and state aids account for over 75% of the revenue of the general fund. Property taxes and state aids are not received until July and December of each year (i.e., the second half of the year). As a result, the City is required to have sufficient reserves at the beginning of the year to fund operations of the first half of the year. For the City of Oak Park Heights, the recommended cash flow reserve is $703,000, computed as follows: Cash Flow Reserve 1995 tax levy $1,329,370 1995 budgeted HACA 76,615 Total $1,405,985 Recommended reserve (one -half of tax levy and state aids) $702,992 City of Oak Park Heights, Minnesota Management Report, Page 19 The amount of General Fund reserve required to meet emergency and/or unanticipated expenditures is not readily quantifiable. Rather, the level of this requirement must be established by the City based on the history of the City and the philosophy of "adequate" reserve coverage. The City of Oak Park Heights has quantified this reserve requirement need by designating a general contingency reserve equal to 15% of the General Fund operating budget subject to availability of such amounts, as follows: General Contingency Reserve December 31, Description 1993 1994 Ensuing Year's Budget $1,782,000 $1,867,100 Reserve Amount @ 15% $267,000 $280,000 The Contingent Employee Benefits reserve is computed based upon accrued, but unpaid, employee benefits as follows: Employee Benefits Reserve December 31, Employee Benefit 1993 1994 Vacation Leave $7,550 $10,643 Sick/Severance Leave 121 148,101 Total $129,000 $ 158,744 The City of Oak Park Heights has taken actions over the past several years to improve the financial position of its General Fund. These actions have provided the City the ability to establish a Capital Improvement Fund funded primarily from General Fund transfers (see later comments - Capital Improvement Fund). We commend the City for these actions and encourage the City to continue to monitor its reserve balances. An adequate reserve structure has enabled the City to retain its financial independence and integrity. City of Oak Park Heights, Minnesota Management Report, Page 20 SPECIAL REVENUE FUNDS Special Revenue Funds are a classification of funds to account for revenues (and expenditures related thereto) segregated by City policy, Federal or State statutes for specific purposes. The City maintained one Special Revenue Fund during 1994. Forfeiture and Seizure Fund This fund was established in 1991 to account for property forfeited pursuant to MS 609.531. A summary of the financial activity of this fund from inception is as follows: Prior Years 1994 Total Revenue: City share of confiscated property $18,142 $4,000 $22,142 Interest earnings 518 310 828 Total 118,660 $4,310 22,970 Expenditures: Public safety: Contractual services $4,420 $1,865 6,285 Capital outlay 6,629 945 7,574 Total $11 $2,810 13,859 Fund balance - December 31, 1994 $9,111 The use of these funds is restricted by MS 609.5315 subd. 5 to "supplement the agency's operating fund or similar fund for use in law enforcement." City of Oak Park Heights, Minnesota Management Report, Page 21 DEBT SERVICE FUNDS The combining financial statements for the Debt Service Funds are presented in Statements 10 and 11 of the 1994 Annual Financial Report. Debt Service Funds are a type of governmental fund to account for the accumulation of resources for the payment of interest and principal on debt (other than Enterprise Fund debt). The City maintained three Debt Service Funds during 1994 as follows: Fund Balance December 31, Increase Fund 1993 1994 (Decrease) Storm Sewer Bonds of 1982/Refunding Bonds of 1992 $13,208 $15,971 $2,763 G.O. Improvement Bonds of 1990 114,071 - (114,071) G.O. Revenue Bonds of 1991/Refunding Bonds of 1993 1 1 (35,095) Totals $1,481,100 $1,334,697 ($146,403) Storm Sewer Bonds of 1982 /Refunding Bonds of 1992 The Storm Sewer Bonds of 1982 were refinanced by the Refunding Bonds of 1992. By such refinancing, the City was able to accomplish the following: 1. Reduce interest costs by $53,500 over the remaining term of the refunding bond issue. 2. Maintain annual debt payments (and the related annual tax levy) at approximately $25,000 per year. 3. Shorten the final maturity date by three years. 4. Reduce future debt service tax levies by eliminating the 2001, 2002 and 2003 tax levies for this bond issue. City of Oak Park Heights, Minnesota Management Report, Page 22 These bonds were issued to provide financing for the Storm Sewer District construction. The City Council established this district in October, 1982 per City ordinance 1600. A projection of the final fund position based on scheduled levies and debt requirements is as follows: Fund Balance - December 31, 1994 $15,971 Additions: Future Scheduled tax levies @ 100% 150,000 Total 165 Deductions: Debt Requirements: Principal 120,000 Interest 24,010 Total 144,010 Projected Fund Balance $21,961 The above projection indicates that this fund will have adequate assets to meet bonded debt requirements over the scheduled term of this bond issue. City of Oak Park Heights, Minnesota Management Report, Page 23 G.O. Improvement Bonds of 1990 These bonds were issued to provide financing for the Valley Point 2nd Addition Project. Final bond maturity was in 1994. This fund did not have sufficient assets to meet bonded debt requirements. The deficit was incurred because the City was not able to collect certain special assessments. These assessments were abated by the City Council in March, 1994. This abatement required an alternative source of financing. The City provided such alternative financing by a cash transfer from the City's Closed Bond Fund of $15,775. Water and Sewer Revenue Bonds of 1991/Refunding Bonds of 1993 The Water and Sewer Revenue Bonds of 1991 were issued to provide financing for Phase I of the City's Annexation Area Extended (A.A.E.) Trunk facility improvements. The City has established special area connection charges to provide for the retirement of these bonds and for financing additional trunk facilities in this area. These bonds were refinanced by the Refunding Bonds of 1993 to reduce interest costs by approximately $95,000 over the remaining term of these bond issues. During 1994, the City transferred $65,000 from the A.A.E. Connection Charge Fund to this debt service fund for this bond issue. This cash transfer (along with special assessments and other assets committed to these bonds) will be sufficient to meet the 1995 and 1996 scheduled debt payments. Similar projected cash transfers for December 31, 1995 (Sanitary Sewer $15,000 and Water Works $80,000) are designed to meet the 1996 scheduled debt payments. The City should record these cash transfers at December 31, 1995. City Council approval is required to effect these cash transfers. City of Oak Park Heights, Minnesota Management Report, Page 24 Future (1995 through 2004) projected cash transfers are as follows: Sanitary Water Year Sewer Works Total 1995 $15,000 $80,000 $95,000 1996 20,000 100,000 120,000 1997 20,000 105,000 125,000 1998 20,000 105,000 125,000 1999 20,000 105,000 125,000 2000 20,000 115,000 135,000 2001 20,000 120,000 140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5,000 50,000 55,000 Totals $190,000 $1,040,000 $1,230,000 City of Oak Park Heights, Minnesota Management Report, Page 25 A projection of cash flow of the Water and Sewer Revenue Bonds of 1993 assuming cash transfers from the Connection Charge Fund is as follows: City of Oak Park Heights, Minnesota Projection of Cashflow Water and Sewer Revenue Bonds of 1993 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursement December 31 1995 $221,277 $0 $25,547 $95,000 $10,346 $130,893 $127,258 $o $224,912 1996 224,912 0 24,009 120,000 10,869 154,878 126,830 0 252,960 1997 252,960 0 22,471 125,000 12,298 159,769 129,130 0 283,598 1998 283,598 0 6,114 125,000 13,655 144,769 131,090 0 297,277 1999 297,277 0 0 125,000 14,298 139,298 132,690 0 303,886 2000 303,886 0 0 135,000 14,712 149,712 133,910 0 319,688 2001 319,688 0 0 140,000 15,571 155,571 134,826 0 340,433 2002 340,433 0 0 145,000 16,620 161,620 150,326 0 351,727 2003 351,727 0 0 165,000 17,340 182,340 149,806 0 384,261 2004 384,261 0 0 55,000 18,545 73,545 158,806 0 299,000 2005 299,000 0 0 0 14,107 14,107 166,806 0 146,301 2006 146,301 0 0 0 6,938 6,938 78,900 0 74,339 Total $0 $78,141 $1,230,000 $165,299 $1,473,440 $1,620,378 $0 Assum tions Special assessment collection rate .................... 95% Property tax collection rate . ............................... 99% Investment interest rate ..... ............................... 5.00% Negative interest charged to funds ? .................. no As shown above, this fund has a projected surplus of $74,339 upon final bond maturity. This projection is dependent on sufficient transfers from the Connection Charge Fund. We recommend periodic updates of projected connection charges to determine if connection charges will be sufficient to finance repayment of this bond issue. The City has established a reserve in the Water and Sewer Utility Fund of $661,765. This reserve was established to provide "back -up" financing for this bond issue. City of Oak Park Heights, Minnesota Management Report, Page 26 CAPITAL PROJECT FUNDS The financial statements for the Capital Project Funds are presented in Statements 12 and 13 of the City's 1994 Annual Financial Report. The fund balance (deficits) of the Capital Project Funds were as follows at December 31, 1993 and 1994: December 31, Increase Fund 1993 1994 (Decrease) Closed Bond Fund $980,678 $1,036,303 $55,625 Capital Improvements Fund 263,476 255,767 (7,709) Park & Recreation Development 65,267 90,237 24,970 St. Croix Mall (TIF) 18,327 84,811 66,484 River Hills 2nd Addition 0 0 0 Street reconstruction 66,437 53,784 (12,653) East Oaks - Swagar Bros. 0 1,173 1,173 Valley View States - Krongard 0 0 0 Renewal and Replacement 0 676,284 676,284 AAE - Wal -Mart Addition 0 434 434 AAE - High School Improvement 109,843 23,984 (85,859) AAE - Alorell Ave /MN DOT Improvement 22,726 0 (22,726) AAE - 58th Street Improvement 42,228 19,780 (22,448) AAE - 58th Street Improvement - Phase II 0 (16,381) (16,381) AAE - Sanitary Sewer Connection 55,607 55,767 160 AAE - Water Connection 184,663 150,004 (34,659) AAE - Storm Sewer Connection 42 54 11 Totals $1 $2,486,524 $634,467 City of Oak Park Heights, Minnesota Management Report, Page 27 Closed Bond Fund During 1984, the City established the Closed Bond Fund. Initial financing for this fund was provided through the residual balances of closed (or defeased) special assessment bond funds of the City. A summary of transactions from inception is as follows: Prior Total Description Years 1994 12/31/94 Financial Resources: Transfers In: 1960's Bond Issues $345,901 $ - $345,901 1970's Bond Issues 211,894 - 211,894 1980's Bond Issues 256,717 - 256,717 Construction Funds: AAE - Storm Sewer 90,000 - 90,000 AAE - Streets 209,383 - 209,383 Other 25,244 - 25,244 General Property Taxes 1,838 206 2,044 Special Assessments 310,467 13,690 324,157 Connection Charges: Krongard - 21,821 21,821 Other 146,663 3,150 149,813 Escrow Interest Earnings 3,325 - 3,325 Investment Interest 417,079 29,651 446,730 Temp. Loan Interest - 19161 19 Total Financial Resources $2,018,511 $87,679 2,106,190 Financial Uses: Expenditures: Professional services 56,834 16,279 73,113 Transfers Out: General Fund 22,100 - 22,100 Bonds of 1990 - 15,775 15,775 Capital Improvement Fund 200,000 - 200,000 Construction Funds: Other City Projects 163,899 - 163,899 AAE - Storm Sewer 360,000 - 360,000 AAE - Streets 235,000 - 235,000 Temp. Loan: MN - Dot 610,000 (610,000) - Total Financial Uses $1 ($577,946) 1,069,887 Fund Balance - December 31, 1994 $1,036,303 City of Oak Park Heights, Minnesota Management Report, Page 28 The purpose of the Closed Bond Fund is to receive residual balances of closed special assessment bonds. Amounts on hand at December 31, 1994 are available for use at the Council's discretion. City policy regarding the allowable use of such monies includes the following areas: • Temporary funding of other Debt Service Fund deficits. • Supplemental financing of construction deficits. • Full financing of minor construction projects. • Supplemental financing of replacement of systems (water and sewer) which had been previously assessed. • bong -term capital improvement program financing. The existence of reserved balance in the City's Closed Bond Fund gives the City a v 1 IMb&l financial tool Some of the past uses of these monies are as follows: a) Interim financing of all local improvement projects. b) Supplemental financing of construction deficits and debt service deficits. c) Construction period and assessment collection period financing of small assessable projects. d) Temporary financing for the 1987 Improvement Bonds (Swagger's 9th) during a period of high assessment delinquencies. e) Partial ($200,000) financing of the municipal building expansion program. f) Partial ($270,000) financing of the storm sewer improvements at the new high school. g) Temporary financing for the Norell Avenue/MN DOT project pending receipt of State monies. The City's Closed Bond Fund reserve balance should not k considered neither adequate nor excessive It should be considered only as a financial tool. It is sometimes used (depleted) to provide permanent financing: 1) construction/debt service deficits 2) municipal building expansion 3) high school storm sewer improvements. At other times it is used to provide temporary financing without depleting the overall balance: 1) 1987 Improvement Bonds 2) Norell Avenue/MN DOT 3) interim financing of construction projects 4) temporary financing of assessment rolls. The City could consider the Closed Bond Fund as excess balance to be expended. Alternatively, the Closed Bond Fund could be viewed as a revolving fund (i.e. temporary rather than permanent uses). The existence of the Closed Bond Fund allows the City Council a great deal of flexibility by providing temporary (or backup) financing for various City projects/programs. Accordingly. Closed Bond Fund is probably best used as a revolving fund rather than as an excess fund to be expended City of Oak Park Heights, Minnesota Management Report, Page 29 A projection of Closed Bond Fund activity is as follows: 1984- Estimated Estimated Estimated Description 1994 1995 1996 1997 Financial Resources: Transfers In: 1960's Bond Issues $345,901 $ - $ - $ - 1970's Bond Issues 211,894 - - - 1980's Bond Issues 256,717 - - - 1990's Bond Issues - - - - Construction Funds: - AAE - Storm Sewer 90,000 50,000 - 50,000 AAE - Streets 209,383 - - - Other 25,244 - - - General Property Taxes 2,044 - - - Special Assessments 324,157 10,900 8,100 3,700 Connection Charges: Krongard 21,821 50,000 50,000 38,253 Swager - - - - Other 149,813 - - - Escrow Interest Earnings 3,325 - - - Investment Interest 446,730 - - - Temp. Loan Interest 19,161 - - - Total Financial Resources 2106,190 110,900 58 91,953 Financial Uses: Expenditures: Professional Services 73,113 - - - Transfers Out: General Fund 22,100 - - - Bonds of 1990 15,775 - - - Capital Improvement Fund 200,000 - - - Construction Funds: Other City Projects 163,899 - - - AAE - Storm Sewer 360,000 - - - AAE - Streets 235,000 - - - Street Reconstruction - 59,600 - 25,000 Valley View Estates - Krongard - 40,000 - - 58th Street - Phase II - 30,000 - - Total Financial Uses 1,069,887 129,600 0 25,000 Fund Balance - December 31 $1,036,303 $1,017,603 $1,075,703 $1,142,656 As shown above, the projection anticipates transfers from the Storm Sewer Connection Fund as repayment of the $360,000 transfer to the High School Improvement Fund. City of Oak Park Heights, Minnesota Management Report, Page 30 Capital Improvements Fund The Capital Improvements Fund was established in 1978 to account for monies set aside for various capital improvements. A schedule of activity from inception is as follows: Prior Description Years 1994 Total Financial Resources: Transfers In: General Fund $995,075 $50,000 $1,045,075 Closed Bond Fund 200,000 - 200,000 Interest Earnings 173,323 9,509 182,832 Sale of Property 9,414 - 9,414 Donations /Other 29,498 2,531 32,029 Total Financial Resources $1,407,310 $62 1,469,350 Financial Uses: Expenditures: Municipal Bldg. - Phase I $106,785 $ - 106,785 Municipal Bldg. - Phase 2 486,637 - 486,637 Sealcoat 218,291 436 218,727 Recreation 198,354 - 198,354 A.D.A. - 34,553 34,553 City Hall - Lights Retrofit - 8,160 8,160 City Defense Siren - - - Phone system - 10,600 10,600 Other 8,117 1,000 9,117 Transfer Out: General Fund 25,650 15,000 40,650 Street Reconstruction 100,000 - 100,000 Total Financial Uses $1,143,834 $69,749 1,213,583 Fund Balance - December 31, 1994 $2552767 City of Oak Park Heights, Minnesota Management Report, Page 31 The Capital Improvement Fund is budgeted annually by the City Council in conjunction with the City's normal budget process. As part of such process, the City allocates the monies in this fund to specific projects and/or programs. Such allocation/designations were as follows at December 31, 1994: Purpose Amount Sealcoat $13,273 Recreation 2,478 A.D.A. (Americans with Disabilities Act) 65,447 Land Acquisition 15,000 Unallocated 159,569 Total $255,767 Park and Recreation Development This fund was established by Resolution 88 -12-33 to account for the development of the City's parks and recreational areas. The fund balance was $90,237 at December 31, 1994, as follows: Prior Years 1994 Total Financing Resources: Park fees $63,300 $28,540 $91,840 Donations and contributions 4,112 - 4,112 Interest on investments 4 2,774 7,296 Total fmancing sources $8,634 $2,774 103,248 Financing Uses: Professional services $6,667 $6,344 13,011 Fund balance - December 31, 1994 $90,237 The above balance at December 31, 1994 has not been designated for any specific project. The City Council has discussed the possibility of another City park within the A.A.E. Area of the City. The above balance is available for such purpose at the discretion of the City Council. City of Oak Park Heights, Minnesota Management Report, Page 32 River Hills (Hem) 2nd Addition This project was started in 1993. Financing is provided by the developer under a letter of credit arrangement. The following schedule summarizes the past and projected financial activity for this project: 1993 Through_ Projected Projected 1994 1995 Totals Financial Resources: Developer Charges $186,812 $3,212 $190,024 Investment Earnings 529 - 529 Transfer In: From 1st Addition 13 - 13,677 Total Financial Resources $201,018 $3,212 204,230 Construction Cost: Construction $170,992 $ - 170,992 Engineering, Testing, Etc. 26,584 2,212 28,796 Legal and Fiscal 3,255 1,000 4,255 Other Costs 187 - 187 Total Construction Costs $201 $3,212 204,230 Projected Fund Balance - December 31, 1995 $0 This project is 100% developer financed. Any balance remaining upon final close -out of this project should be returned to the developer. City of Oak Park Heights, Minnesota Management Report, Page 33 St, Croix Mall (TIF) This fund was established in 1989 to account for the St. Croix Mall TIF project. Expenditures totaling $26,695 (primarily consulting fees) through December 31, 1989 were fully reimbursable from the developer, leaving a zero fund balance at December 31, 1989. This fund is now used to account for the City's 58th Street and Osgood Avenue Improvement Project. This Project involves street re- alignment for traffic control purposes, and is to be financed from future incremental taxes not committed to this developer. The following schedule summarizes the past and projected financial activity for this project: Prior Years 1994 Totals Financial Resources: T.I.F. Taxes $422,627 $165,260 $587,887 Investment Earnings 193 1,799 1,992 Total Financial Resources $422,820 $167 589,879 Financial Uses: Construction Costs: 58th Street/Osgood Improvement Project $150,078 $ - 150,078 Developer Assistance 253,091 99,156 352,247 Professional Fees 1,324 1,419 2,743 Total Financial Uses $404,493 $100,575 505,068 Fund Balance - December 31, 1994 $84,811 The City Council has discussed the use of the above TIF revenue to help finance Phase I of the City's Street Reconstruction Program. The use of TIF revenue for such purposes requires formal action by the City Council and (probably) changes to the City's overall financial plan for this TIF District. The City's TIF consultant has been asked to prepare the necessary paperwork to effect such action. City of Oak Park Heights, Minnesota Management Report, Page 34 East Oaks - Swager Bros. This fund was established in 1994 to account for expenditures associated with the developer agreement with Swager Bros. Key points of the developer agreement are as follows: • all improvements will be completed and paid for by the developer • park dediciation fee of $10,400 ® connection charges of $55,250 (26 lots @ $2,125). This project is not in the A.A.E. area and therefore the connection charges will be receipted in the Closed Bond Fund ® reimbursement of all administrative, legal or engineering costs incurred by the City. Valla View Estgte5 - Krongard This fund was established in 1994 to account for expenditures associated with the developer agreement with Krongard Construction. Key points of the developer agreement are as follows: • all improvements will be completed and paid for by the developer • park dedication fee of $18,140 • connection charges of $154,161 (see schedule below) • reimbursement of all administrative, legal or engineering costs incurred by the City. A summary of the connection charges related to this project are as follows: Budgeted Received through 12/31/94 Unit No. Per/Unit Total No. Amount Single family 8 $2,785.73 $22,285.84 0 $0.00 Twinhome 24 2,151.35 51,632.40 6 12,908.10 Townhome 52 1,485.44 77,242.88 6 8 Total $151,161.12 $21,820.74 City of Oak Park Heights, Minnesota Management Report, Page 35 Renewal and Replacement This fund was established in 1994 for the purpose of creating a reserve balance for partial financing of future costs to renew and/or replace existing utility systems. This partial financing will be required as these systems are replaced because it is anticipated the City will be unable to assess 100% of such replacements. Initial funding was provided by a transfer of $574,378 from the dater and Sewer Utility Fund. This transfer represented depreciation charges accumulated since 1969. Annually thereafter, additional transfers equal to depreciation on contributed assets are to be transferred. A summary of the financial activity for 1994 is as follows: Financial sources: Transfer from water and sewer utility: Initial $574,378 Annual 89,699 Interest earning 12,207 Total financial sources 676,284 Financial uses 0 Fund balance - December 31, 1994 $676,284 City of Oak Park Heights, Minnesota Management Report, Page 36 City -Wide Street Reconstruction The City-wide Street Reconstruction Project has been under consideration for several years and the City Council ordered its first formal study in 1993. This project will be a multi -phase and multi- million dollar project. City engineer estimates for this total project (Phase A through E) are as follows: Special City Description Assessments Portion Total Street Reconstruction - Only: Construction Costs $1,702,500 $1,508,500 $3,211,000 Financing Costs 133,000 119,500 252,480 Storm Sewer: Construction Costs N/A 525,300 525,300 Financing Costs N/A 40,900 40,900 Utility Repairs: Construction Costs N/A 170,000 170,000 Financing Costs N/A N/A - Grand Totals $1 $2,364,200 $4,199 Probable sources of financing for the City portion of the above costs are as follows: 1) Street Reconstruction Only: ® Debt service tax levies totaling $2.26 million over sixteen plus years, and ® "City T.I.F." and "Excess T.I.F." totaling approximately $378,000 to "buy- down" selected tax levies during certain years. 2) Storm Sewer: • Closed bond fund reserved balances, or • Debt service tax levies totaling $566,200 over sixteen plus years. 3) Utility Repairs: ® Reserved balances from the Water and Sewer Utility operations ($157,200). City of Oak Park Heights, Minnesota Management Report, Page 37 Annexation Area Extended (A.A.E.) In response to development projects from non- resident property owners, the City developed a plan of action to provide trunk utility services (water, sanitary sewer, and storm sewer) to properties annexed to the City after July 28, 1988. The Annexation Area Extended includes approximately 950 acres of property generally south of State Highway 36 between Oakgreen Avenue (on the east) and State Highway 5 (on the west). A_.A.E, - Wal -Mart Addition This fund was established in 1992 to account for the Wal -Mart addition construction project which includes A.A.E. - Sanitary Sewer, Water Works and Storm Sewer Trunk facilities plus lateral facilities and streets. This project was completed in 1993. After completion this fund was closed and the remaining balance was transferred as shown above in accordance with City Council action. The Wal -Mart development agreement stipulated a developer deposit/escrow in the amount of $18,680 to ensure the completion of Plan A improvement by the developer. This project has been completed and the developer has been given a partial refund for Plan B improvements (i.e. those improvements done by the City). However, no such refund was effected for the Plan A deposit and the City still holds the $18,680 developer deposit/escrow. City of Oak Park Heights, Minnesota Management Report, Page 38 A.A.E. - High School Improvements This fund was established in 1992 to account for the high school construction project which includes A.A.E. - Storm Sewer Trunk facilities. A second phase to the high school development project (58th Street Improvements) is accounted for in a separate fund. The following schedule summarizes the past financial activity for this project: Financial Resources: A.A.E. Connection Charges: Storm Sewer (I.S.D. #834) $291,905 Cash Transfers: Closed Bond Fund 360,000 Investment Earnings 12,280 Total Financial Resources 664 Construction Costs: Contractors 464,871 Engineering, Testing, etc. 68,250 Legal and Fiscal 19,257 Land/Right of Way 84,065 Other Costs 3 Total Construction Costs 640,201 Fund Balance - December 31, 1994 $23,984 This project was substantially complete at December 31, 1994. The cash transfer from the Closed Bond Fund was necessary because of the scope of this project which represents approximately 35% of the 1989 original budget for storm sewer trunk facilities. Future A.A.E. Connection charges (from future development) should replace this financing. After completion, this fund should be closed and any remaining balance /(deficit) should be transferred to /from the City's Closed Bond Fund. City Council action is required to effect this fund closing and related cash transfer. City of Oak Park Heights, Minnesota Management Report, Page 39 A A.E - Nee ll Avenue/MN DOT Improvements This fund was established in 1992 to account for a MN DOT modification to the Wal -Mart construction project in the form of a revised connection of Norell Avenue to State Highway 36. The following schedule summarizes the past financial activity for this project: Financial Resources: State - MN DOT $632,355 Interest earnings 502 Total Financial Resources 632,857 Construction Costs: Contractors 250,813 Engineering, Testing, etc. 19,807 Legal and Fiscal 17,223 Land/Right of Way 325,853 Total Construction Costs 613,696 Transfer to Closed Bond Fund 19,161 Fund Balance - December 31, 1994 $0 This project was completed in 1994. A temporary loan from the Closed Bond Fund was necessary to provide interim financing before receipt of the State -MN Dot commitment. This fund was closed and the remaining balance was transferred to the City's Closed Bond Fund as an interest payment for the use of the $610,000 temporary loan. City of Oak Park Heights, Minnesota Management Report, Page 40 A.A.E. - 58th Street Improvements This fund was established in 1992 to account for the second phase of the high school construction project which includes A.A.E. - Sanitary Sewer, Water Works and Storm Sewer Trunk facilities plus street construction from the high school site to State Highway 5. The following schedule summarizes the past financial activity for this project: Financial Resources: Developer Charges (I.S.D. #834) $344,384 A.A.E. Connection Charges: Sanitary Sewer (I.S.D. #834) 160,000 Water Works (I.S.D. #834) 145,000 Cash Transfers: Closed Bond Fund (90,000) Water and Sewer Operations 125,000 Interest earnings 8,209 Total Financial Resources 692,593 Construction Costs: Contractors 532,162 Engineering, Testing, etc. 91,332 Legal and Fiscal 18,603 Land/Right of Way 30,486 Other Costs 230 Total Construction Costs 672,813 Fund Balance - December 31, 1994 $19,780 After completion, this fund should be closed and any remaining balance should be transferred based upon final construction cost type and in accordance with City policy. City Council action is required to effect such fiscal closing and related transfer of assets. City of Oak Park Heights, Minnesota Management Report, Page 41 AAE - 58th Street Improvements - Phase II This fund accounts for the costs associated with the extension of 58th Street from the High School Driveway east to Norell Avenue. A summary of financial activity for 1994 is as follows: Revenues $0 Expenditures: Preliminary costs 16,381 Fund balance (deficit) - December 31, 1994 ($16,381) City of Oak Park Heights, Minnesota Management Report, Page 42 A.A.E. - Connection Charges A major element to the financing or improvements in the A.A.E. section of the City is A.A.E. connection charges levied against new development. The following schedule summarizes the 1991 through 1994 financial activity for the City's A.A.E. Connection Charge Funds: A.A.E. Connection Charges Sanitary Water Storm Description Sewer Works Sewer Totals River Hills - 1st - and 2nd Addition: Heritage - Partial $33,237 $54,247 $42,139 $129,623 E. Ludowese 1,538 2,472 1,996 6,006 Less: Amounts used for construction: River Hills - lst Addition (30,942) (29,739) (13,757) (74,438) Valley Point - 2nd Addition - - (17,211) (17,211) Highway 36 Improvements: Various 10,339 17,983 22,785 51,107 Less: amounts assessed (6,056) (10,533) (13,345) (29,934) Wal -Mart Development: Wal-Mart 49,543 86,172 109,182 244,897 Less: credit for ponding area - - (36,394) (36,394) amounts assessed (10,792) (19,084) (16,120) (45,996) amount used for construction - - (41,232) (41,232) School District Improvements: I.S.D. #834 201,373 405,341 289,348 896,062 Less: amounts used for construction (160,000) (145,000) (289,348) (594,348) Investment Earnings 5,027 16,145 4,691 25,863 Cash 'Transfers: Debt Service - 1991 Bonds (37,500) (228,000) - (265,500) Debt Service - Assessments - - 11,843 11,843 Fund Balance - December 31, 1994 $55,767 $150,004 $54,577 $260,348 City of Oak Park Heights, Minnesota Management Report, Page 43 The balance at December 31, 1994 is committed for future debt service payments for the City's Water and Sewer Revenue Bonds of 1991/Refunding Bonds of 1993. Such future commitments (cash transfers) are as follows: Sanitary Water Year Sewer Works Total 1995 $15,00 $80,000 $95,000 1996 20,000 100,000 120,000 1997 20,000 105,000 125,000 1998 20,000 105,000 125,000 1999 20,000 105,000 125,000 2000 20,000 115,000 135,000 2001 20,000 120,000 140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5 50 55,000 Totals $190,00 $1,040,000 $1,230,000 As shown above, the A.A.E. Connection Charge balances at December 31, 1994 represent sufficient amounts to meet the sanitary sewer debt commitments for 1995, 1996 and 1997 and the water works debt service commitments for 1995 and 1996. Should such balances be insufficient to meet future debt service commitments, the City has the option of using the reserved balance ($661,800) in its Water and Sewer Operating Fund. See later comments relating to the Water and Sewer Operating Fund. Additional commitments of the Connection Charge Funds include transfers to the Closed Bond Fund as repayment for the $360,000 transfer to the High School Improvement Fund. This commitment was $270,000 at December 31, 1994. City of Oak Park Heights, Minnesota Management Report, Page 44 ENTERPRISE FUND The financial statements for the Enterprise Fund (Water and Sewer Utilities) are presented in Statements 14, 15 and 16 of the City's 1994 Annual Financial Report. Condensed comparative operating statements of income and expense for the utility operations of the City are as follows: Water Department 1993 1994 Amount Percent Amount Percent Revenue: Customer billings and other $162 100.00% $173,324 100.00% Operating expenses: Contractual services 37,534 23.15% 45,897 26.48% Administrative and personnel charges 40,000 24.67% 47,125 27.19% Other 2,237 1.38% 2,888 1.67% Depreciation: On purchased assets 7,400 4.56% 7,216 4.16% On contributed assets 46,827 28.88% 51,747 29.86% Total operating expenses 133,998 82.64% 154,873 89.36% Net operating income $28,150 17.36% $18,451 10.64% $180,000 — Water ' perating $160,000 revenue k Expense $140,000 $120,000 All Other Expenses $1 00,000 EM Depreciation $80,000 Contractual Services Operating Revenue $60,000 00 ................... $4 $20,000 000 0 1990 1991 1992 1993 1994 City of Oak Park Heights, Minnesota Management Report, Page 45 Sewer Department 1993 1994 Amount Percent Amount Percent Revenue: Customer billings and other $273 100.00% $290,271 100.00% Operating expenses: MWCC 174,944 63.87% 147,893 50.95% Other contractual services 12,286 4.49% 23,424 8.07% Administrative and personnel charges 40,000 14.60% 47,125 16.23% Other 2,517 0.92% 980 0.34% Depreciation: On purchased assets 2,389 0.87% 2,168 0.75% On contributed assets 30 11.13% 37 13.07% 262,625 95.88% 259,541 89.41% Net operating income $11,294 4.12% $30,730 10.59% $300,000 $275,000 ever Operating $250,000 Revenue & Expense $225,000 $200,000 $175,000 kx: >' >ti All Other Expenses $150,000 .,,: >..::: {:. .>; { } {,>.:• {�. {:: >�:r »:'< ��::��:�: >{': ».�•� r'�� }n�`: EMM Depreciation $125,000 »,:;::k <.;�,; ,t ; ;fi ..•:: ... Operating Revenue { nr1 �$A � {: >.•'.:tihvi \ti:• i: � , �'. { v�v�'++ :''•� $1(�(\ /W� { { :;..+v. ?. }:w: .v•v { \ \ti,' i':1i::•.T;, V \w � /,/ •i;'.•'.;{i \�'}s.*: 4}. Y..:ti:k: .? h .:.. $ f 75 000 :n4 {•. :i ii '� {;ti :<'i� i.{{.. 1:.. :S {�fii} +:i {i: i'.'v:{�G:•:: :'.$�•�. .{•i r,i: {ti $ 50 000 ::.,��..�.:....•: f.' $25,000 $0 1990 1991 1992 1993 1994 City of Oak Park Heights, Minnesota Management Report, Page 46 The single largest expense of the sewer operations is the contractual services of the Metropolitan Waste Control Commission (MWCC). The MWCC charges comprise over 60% of total sewer expenses. The City must set rates at levels adequate to pay for this pass - through cost, or provide funding from other City funds. In view of this financial structure and arrangement, the City's ability to exercise control over its sewer operations is limited. The City could be construed to be acting only as an agent for the MWCC with regard to sanitary sewer operations. A summary of MWCC charges is as follows: $200,000 MCC Billing $180,000 $160,000 $140,000 $120,000 -<: r:; ti•' ;« ?:: :?: ^ ';'<it: $100,000 � > >���� •::.;,': ::. }:_<. ..:?.... }: ... yt. . ?,, ': \i:ifi� i:<Jri \: ,';:iriL vi: 'in_i'�:u }v s: � $60,000 < :::.: 2: ? . fCfS: ..#2 :;: :n:.}i': '•"J'Y�': , ''v'••' \•_•• v.' ?}.•.;?4$ $ 2 0 , 000 \4:vtiu } 'vti:: • 'r'tiLv $0 1987 1988 1989 1990 1991 1992 1993 1994 1995 0 MWCC Estimated ® MWCC Actual City of Oak Park Heights, Minnesota Management Report, Page 47 The MWCC bills the City annually on an estimated basis. These estimated billings are adjusted at a later date and the City is billed the additional amount or given a refund. These estimated billings vary from year to year and may cause material variances in annual profits or losses of the sewer operations. The Metropolitan Waste Control Commission billings for the period 1981 through 1995 were as follows: Estimated Actual Percent Percent Year Amount Change Amount Change 1983 $66,348 17.3% $43,970 (7.9 %) 1984 75,338 13.5% 68,712 56.3% 1985 71,879 (4.6 %) 69,509 1.2% 1986 85,742 19.3% 72,992 5.0% 1987 95,219 11.1% 98,921 35.5% 1988 98,135 3.1% 118,951 20.2% 1989 108,742 10.8% 116,235 (2.3 %) 1990 132,368 21.7% 130,135 12.0% 1991 146,393 10.6% 143,171 10.0% 1992 157,574 7.6% 143,328 0.1% 1993 186,294 18.2% 152,833 6.6% 1994 181,353 (2.7 %) Not Available 1995 192,222 6.0% Not Available There are two basic factors which affect billings from the MWCC. The first is changes in use of the system. The estimated usage increased from 156 million gallons for 1994 to 160 million gallons for 1995 representing a 25% usage increase. The second factor which affects the billings from the MWCC is their cost to process gallonage. Their cost to process (per million gallons) increased from $1,243 for 1994 to $1,277 for 1995 representing a 2.7% rate increase. The combination of these factors increased the City's estimated cost by 5.3% for 1995. As the system gains users, the increased usage part of overall increases should be offset by the billings to new users. The per unit portion of the increase, however, must be borne in full by existing users or be subsidized by overall City operations. The City must maintain an adequate level of income to: ® offset MWCC expenses (and other City expenses) ® meet bonded debt requirements ® provide for capital replacement ® establish a means of paying for emergency or unanticipated expenses such as major repairs. City of Oak Park Heights, Minnesota Management Report, Page 48 The financial position of the City's Enterprise (Water and Sewer Utilities) Fund has grown substantially over the past several years as follows: Cash Balance Retained Earnings Increase Increase December 31, Amount (Decrease) Amount (Decrease) 1984 $293,457 $393,916 1985 378,492 $85,035 458,555 $64,639 1986 429,969 51,477 530,939 72,384 1987 557,162 127,193 656,586 125,647 1988 661,765 104,603 785,756 129,170 1989 778,373 116,608 899,696 113,940 1990 864,080 85,707 1,024,451 124,755 1991 1,096,888 232,808 1,167,816 143,365 1992 878,334 (218,554) 1,190,251 22,435 1993 944,554 66,220 1,303,756 113,505 1994 420,252 (524,302) 802,498 (501,258) The Water and Sewer Utility operations of the City are financed by user charges designed to cover all operp atina expenses including depreciation of the waterworks distribution system and sanitary sewer collection system. Such user rates are reviewed annually by the City Engineer and adjusted by the City Council (when necessary) to provide sufficient revenues to cover all operating expenses. The retained earnings of the City's Water and Sewer Operating Fund was $802,498 at December 31, 1994 representing a decrease of $501,258. This decrease was the result of a transfer to the Renewal and Replacement Fund. The City Council established a separate capital project fund (Renewal and Replacement Fund) to separate the reserved balance for renewal and replacement and capital reserve from the Water and Sewer Utility Operating Fund. The initial cash transfer into this separate fund was $574,378 representing the net depreciation charges accumulated since 1969 (i.e., $930,363 - $355,985). Annually, thereafter additional cash transfers equal to such depreciation (subject to sufficient levels of net income) should be transferred. Such reserved balance shall be used to finance water system and sanitary sewer system costs as deemed appropriate. All such annual cash transfers and uses of such monies shall be subject to approval (including budget approval) of the City Council. City of Oak Park Heights, Minnesota Management Report, Page 49 The Utility operations are financed by user fees which are billed and collected only after the services are provided. This creates a timing difference between payment of expenses and collection of service charges (i.e., accounts receivable). Additionally, certain costs are paid in advance (i.e., prepaid expenses) and/or supply items are purchased in advance (i.e., inventories). These items create a timing difference between payment of expenses and cost recovery through service changes. Those items (commonly referred to as Working Capital needs) are noncash assets and are not an "available" reserved balance. In addition, the retained earnings of the utility operation include the fixed assets of such operations which are depreciated and charged (annually) against income. Such undepreciated fixed assets are also a noncash asset and are not an "available" reserve balance. The following schedule has been prepared to illustrate the effects of working capital needs and fixed assets upon the retained earnings of the City's Utility Operations: Cash and investments $420,252 Working capital needs: Accounts receivable $118,672 Prepaid expenses 13,230 Due from other governments 33,461 Payables K19,433) 145,930 Fixed assets - net 236,316 Retained earnings/contributed capital $802,498 At December 31, 1994, $661,765 of retained earnings has been reserved/designated for the construction of a second water tower. Such water tower has been constructed and financed by the General Obligation Water and Sewer Revenue Bonds of 1991. Such bonds are expected to be financed by special connection charges in the Annexation Area Extended. When such bonds were sold, the then existing balance ($661,765) was intended to provide "back -up" financing for such bonds. City of Oak Park Heights, Minnesota Management Report, Page 50 SUMMARY The following listing is a summary of the items which should be monitored, investigated and/or resolved during 1995. • Continue to monitor property tax and special assessment collection rates. • Continue the City policy of balanced and conservative operating budgets to assure continued financial strength of the City. • Approve cash transfers from the Sanitary Sewer Connection Charge Fund ($15,000) and the Water Works Connection Charge Fund ($50,000) to the Water and Sewer Revenue Bonds of 1993. (Page 23) • Perform periodic updates of projected connection charges to determine if connection charges will be sufficient to finance repayment of the Water and Sewer Revenue Bonds of 1993. (Page 25) • Monitor the commitments of the Closed Bond Fund. (Page 29) • Make the necessary changes to the TIF financial plan to allow for the use of TIF for street reconstruction purposes. (Page 33)