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HomeMy WebLinkAboutManagement Report CITY HEIGHTS, M1 T MANAGEMENT REPORT December 31, 2000 I' k r i k � µ � A M W ft oW r'+ - - v i , �. II D r - - - -- - - -- - -- ( ft AL - - - - - I F Il i _ " An " mt*wdm mm" F I � m _ _ - -t - - - - - m ate. .. IJNh� ., 9 0 1 _ Yft II .1 i' i, •1 I J maiw R I kl W • Management Report Report Summary REPORT SUMMARY Several reports are issued in conjunction with the audit. A very brief summary is as follows: 1 1,1 1 1 1 o Required Reports Annual Financial Report (AFR) • Financial statements • Unqualified ("clean") • Footnotes opinion on the General • Supplemental information Purpose Financial Statements Report on Compliance and Internal Results of testing • No compliance findings Control • Internal controls over • No reportable conditions financial reporting in internal control. In • Compliance with laws, prior years, the City regulations, contracts and corrected the lack of grants segregation of duties. State Legal Compliance Report • Results of testing certain No findings provisions of Minnesota Statutes Discretionary Reports Management Report Intended to be primary working tool • See page 3 and 4 of this for City Council report for Executive • Comparisons and trend Summary analysis • Available strategies to address long-term financial planning • Outside factors influencing the City, such as State funding • Policies and procedures Management Report Executive Summary EXECUTIVE SUMMARY Several areas highlighted for your reference include the followi The City's property tax collection rate continues tobe very strong (A9%for 2O0O). Page 5 (9 The City has minor delinquent special assessment balances, which iothe result ofvery good collection rates (99.6% for 2000). Page 9 (9 The General Fund balance increase of$89,O2O during 20Q0iso result of positive budget variances io both revenues and expenditures. When the General Fund reserve component for contingent employee benefits � was established, a conservative approach was taken in which unamount | --=--- i equal to all vacation leave, all severance and twenty-five percent of the sick | leave balance was deemed the appropriate reserve onuoont � lliato/]/has i ' mhonmthat this level of reserve im not required. VVe recommend the City consider amending this reserve component toanamount equal tu50Y�of ! ^ vacation leave, |O0Y6of severance and 0%of sick leave. The General Fund b u1 December 3l,%U00 was not sufficient tofulfill all the reserve requirements per City policy. The contingency reserve was Page 27 $07,000 less than the amount desired byCity policy. � We recommend the City consider an alternate approach tofunding for General Fund capital outlay. Page 29 The Economic Development Fund does not have the resources to repay the iuterfzud loan o[$260,000 between this fund and the Capital Revolving Fund. Additioou|6y if the mu]e of the Bell property were to happen, the K proceeds may not bo sufficient to make full repayment. Based ouexisting Management Report Executive Summary assets, this fund can repay approximately $65,000. VVe recommend the City Page 32 � consider forgiving the balance of the $26O,00Oio1orOuud loan between the i Economic Development Fund and the Capital Revolvi Fund. ! The Central Business District Fund has aobntcrfbod loan of$ll,|l3 payable i ! � to the Economic Development Fund. We recommend the Citydoterouknedbm 9oQe 51 � likelihood of this fund recei revenues sufficient for repayment ofthis loan. / . (D A oftb�i8Uk��uudrctabu�d (�66l��5)im to | ! ^ ' - � - _ addkkx`u\ of debt service mm the Bonds ofi993should connection charge revenue not besufficient. This designation was made in i \993 based on existing conditions of the Connection Charge Funds. We recommend the Cdvr�duu�d�m to 9au�M3 | ' ~ �~ | Variances exist bm the number of gallons of sewage billed hv the City and ! processed hvMCES. Wemcouooendthe City determine the nature ofthese Page 67 variances. ! ' Prior to t implementation o[GASB]4, t City should adopt apolic regarding fixed assets. Page 73 0 City's accomplishments. �* Items to consider for changes iu policies and planning. • Management Report Combined Balance Sheet COMBINED ALANCE SHEET The Combined Financial Statements of the City are presented in Statements 1 through 5 of the 2000 annual Financial Deport. The following comments relate to these financial statements of the City. Property Taxes Property taxes receivable consist of taxes levied in the previous seven years by the City but not yet collected by the County and remitted to the City. The collection rate on property taxes remains strong as illustrated below. 1997 1998 1999 2000 Delinquent taxes - January 1 $18,196 $10,947 $16,863 $23,980 Current levy 1,394,918 1,524,047 1,409,400 1,440,200 Total collectible 1,413,114 1,534,994 1,426,263 1,464,180 Receipts: Current 1,386,466 1,541,155 1,394,993 1,426,390 Delinquent 4,194 5,726 4,296 13,454 Total receipts 1,390,660 1,546,881 1,399,289 1,439,844 Adjustments (11,507) 28,750 (2,994) (2,220) Delinquent taxes - December 31 $10,947 $16,863 $23,980 $22,116 Current collection as a percent of current levy 99.4% 99.2% 99.0% 99.0% Total collections as a percent of current levy 99.7% 101.5% 99.3% 100.0% Management Report Combined Balance Sheet The negative adjustments to property taxes receivable consist of abatements of property taxes as a result of market valuation adjustments. The adjustments for 1997 include abatement for 1995 and 1996. The County records were not previously available to adjust the delinquent taxes for these years. The positive adjustments to property taxes consist of additions recorded at Washington County. As shown on the previous page, tax collection rates have averaged 100% over the past four years representing an excellent collection rate for the City. This financial indicator (i.e., property tax collection rate) is one of the criteria used by the City's bond rating agency. • Management Report Combined Balance Sheet Tax Levies and Tax Rates A comparison of values for taxes payable 2000 and taxes payable 2001 is as follows: Increase (Decrease) 1999 2000 2001 Amount Percent Tax capacity values: Real estate $6,240,081 $6,571,300 $7,262,903 $691,603 Personal property 114,675 120,574 120,220 (354) Subtotal 6,354,756 6,691,874 7,383,123 691,249 Fiscal disparity contribution (547,378) (784,872) (918,385) (133,513) Fiscal disparity distribution 299,919 298,275 343,723 45,448 Captured tax increment (30,380) - - Total $6,076,917 $6,205,277 $6,808,461 $603,184 9.7% Tax capacity rates 23.728 23.620 23.692 0.072 0.3% 7 Tax levy $1,409,400 $1,440,200 $1,588,435 $148,235 10.3% The City portion of the property tax on a typical property for 2000 and 2001 is as follows: Increase Property 2000 2001 Amount Percent $150,000 homestead $467 $469 $2 0.4% $500,000 commercial 3,661 3,672 11 0.3% Management Report Combined Balance Sheet Fiscal Dbsparities The fiscal disparities statute provides a means of spreading a portion of the taxable valuation of commercial/industrial real property to various taxing authorities within the defined metropolitan area. The valuation "shared" is a portion of commercial/industrial property valuation growth since 1971, Current tax revenue (by payer) was as follows for the past four years including 2001 budgeted: 2001 Payer 1997 1998 1999 2000 Budgeted Local taxpayer $1,497,143 $1,598,450 $1,484,525 $1,555,236 $1,723,574 State credits (HACA) 74,329 74,464 74,983 79,583 79,603 Fiscal disparities: Contribution (175,450) (151,989) (166,175) (185,551) (215,970) Distribution 73,225 77,615 91,050 70,515 80,831 Totals $1,469,247 $1,598,540 $1,484,383 1 $1,519,783 $1,668,038 Shown on a basis of percents, current tax collections (by payer) were as follows for the past four years including 2001 budgeted. 2001 Payer 1997 --- 1998 1999 2000 Budgeted Local taxpayer 101.9% 100.0% 100.0% 102.4% 103.3% State credits (HACA) 5.1% 4.7% 5.1% 5.2% 4.8% Fiscal disparities: Contribution (11.9%) (9.5%) (11.2%) (12.2%) (12.9%) Distribution 5.0% 4.8% 6.1% 4.6% 4.8% Totals 100.1% 100.0% 100.0% 100.0% 100.0% EEO. Management Report Combined Balance Sheet Local property taxpayers (i.e., those whose property is located within the City of Oak Park Heights) pay more than the actual amount levied by the City because of fiscal disparities. The amounts and percents on the previous page are indicative that the City of Oak Park Heights is a "net loser" under the fiscal disparity program. The City contributes more tax base to the fiscal disparity "pool" than it receives in tax benefits. Special Assessments Receivable Special assessments receivable consisted of the following types and amounts: December 31, Increase Description 1999 2000 (Decrease) Delinquent $4,704 $4,161 ($543) Due from County 23,187 417 (22,770) Deferred 1,809,155 1,543,456 (265,699) Totals $1,837,046 $1,548,034 ($289,012) Delinquent special assessments receivable consist of amounts which have been spread for collection in 2000 and prior years but have not been collected at December 31, 2000. The City has minor delinquent balances which is the result of very good collection rates (99.6% for 2000). Deferred special assessments consist of the remaining principal installments on assessment rolls. These assessments are generally collectible over a time period consistent with the debt payment schedule of the related bond issue. • • Management Report Combined Balance Sheet Bonds Payable The City had four bond issues outstanding during 2000° A summary of the 2000 activity of each bond issue is as follows: General Obligation General General Storm Sewer Crossover Obligation Obligation Refunding Refunding Improvement Improvement Bonds Bonds Bonds Bonds of 1992 of 1993 of 1995 of 1998 Totals Balance - January 1, 2000 $25,000 $810,000 $720,000 $1,850,000 $3,405,000 Principal payments 25,000 95,000 120,000 150,000 390 Balance - December 31, 2000 $0 $715,000 $600,000 $1,700,000 $3,015,000 Detail of outstanding bond issues is contained in Exhibit 2 of the 2000 Annual Financial Report, A summary of the City's bond issues is as follows: Maturity Bond Issue Repayment Source Date Bonds of 1992 Property taxes 12/l/00 Bonds of 1993 Connection charges 12/1/06 Bonds of 1995 Property taxes and special assessments 12/1/05 ]fonds of 1998 Special assessments and connection charges 12/1/13 1 • BEEF Management Report General Fund GENERAL FUND The General Fund of the City is maintained to account for expenditures common to all cities (general government, public safety, public works, recreation and community development). A history of major revenue sources that support the General Fund are as follows Property Taxes State Aids All Other Total Revenue Year Amount Percent Amount Percent Amount Percent Amount Percent 1992 $1,121,894 73% $69,172 4% $349,717 24% $1,540,783 100% 1993 1,241,127 71% 87,874 5% 413,444 24% 1,742,445 100% 1994 1,232,906 68% 118,768 7% 465,964 25% 1,817,638 100% 1995 1,354,677 68% 124,860 6% 520,466 26% 2,000,003 100% 1996 1,390,443 66% 119,274 6% 581,850 28% 2,091,567 100% 1997 1,387,227 65% 137,951 6% 619,874 29% 2,145,052 100% 1998 1,479,490 69% 133,484 6% 529,143 25% 2,142,117 100% 1999 1,333,194 62% 139,875 7% 674,762 31% 2,147,831 100% 2000 1,405,002 62% 145,514 6% 712,026 32% 2,262,542 100% 2001* 1,589,035 66% 145,481 6% 668,030 28% 2,402,546 100% Budgeted • Management Report General Fund A. graph of property taxes, state aids, and other revenue for the General Fund is as follows: $1,800,000 General Fund $1,600,000 - Revenue by Source $1,400,000 $1,200,000 - ❑State Aids $1,000,000 i ❑ Other Revenue $800,000 ❑ Prope Taxes $600,000 - T $400,000 - $200,000 $0 - - 17- [E - C _ C =- 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 Budget State .Aids State aids of the General Fund have consisted of the following for the past six years (with 2001 budget): 2001 State Aid 1995 1996 1997 1998 1999 2000 Budget H.A.C.A. $76,615 $67,063 $73,065 $74,464 $74,983 $79,583 $79,603 LGA - - - - - 4,878 4,878 Local performance aid - - 4,186 5,133 4,884 - - Police aid 48,245 52,211 44,900 51,198 56,409 57,013 59,000 Other state revenue - - - 2,689 3,599 4,040 2,000 Snowplowing - - 15,800 - - - - Totals $124,860 $119,274 $137,951 $133,484 $139,875 $145,514 $145,481 Change ($5,586) $18,677 ($4,467) $6,391 $5,639 ($33) % Change (4 0 /.) 16% (3 0 %) 5% 4% 0% As shown above, state aids have been fairly constant for the past four years. • ® 1O 0 - e Management Report General Fund Other General Fund Revenue Other revenue of the General Fund have consisted of the following for the past five years (with 2001 budget): 2001 Description 1996 1997 1998 1999 2000 Budget_ Licenses and permits $156,181 $204,986 $125,678 $227,693 $314,527 $245,280 Charges for services: Refuse collection 103,444 87,830 - - - - Refuse charge - Junker settlement - - 28,887 25,718 27,655 28,000 Enterprise 98,850 102,100 63,525 80,655 99,400 95,300 Tax increment administration fee - - 27,009 7,253 3,450 10,000 Construction/engineering fee - - - 56,632 - 45,000 Other 2,674 2,456 26,910 23,767 18,092 26,300 Inspections 25,611 24,150 40,468 36,122 45,018 30,000 Fines and forfeits 56,545 60,682 60,183 58,886 56,326 66,400 Earnings on investments 56,468 55,885 45,848 36,970 48,363 50,000 Other 82,077 81,785 110,635 121,066 99,195 71,750 Total $581,850 $619,874 $529,143 $674,762 $712,026 $668,030 Refuse Collection Prior to 1998, the City accounted for refuse collection in the General Fund, Beginning in 1998, this activity is reported in the Enterprise Fund which also accounts for the water and sewer operations. The General Fund transferred $84,000 to the Enterprise Fund during 2000 to subsidize refuse collection operations, E Management Report General Fund Effective January 1, 1998, the City council authorized an additional charge of $6.50 per quarter. This additional charge is effective for five years. This surcharge was designed to recover a 1996 court judgment and other costs of approximately $140,000 related to the landfill lawsuit. Surcharge revenue has been as follows: Year Amount 1998 $28,887 1999 25,718 2000 27,655 Total $82,260 Administrative Fee - Enterprise Prior to 1998, the General Fund received an administrative fee from the Water and Sewer Utility Fund. This fee was designed to reimburse the General Fund for labor and overhead costs incurred. Beginning in 1998, the City eliminated the labor portion of the administrative fee and began allocating actual labor costs directly to the Water and Sewer Utility Fund. The reduced administrative fee is designed to reimburse the General Fund for overhead costs only. Management Report General Fund Administrative Fee ® Capital PrQiects The City's General Fund incurs costs related to capital improvement projects. These costs include staff time, supplies, and other overhead items. The City established a 1 1 /2% administrative fee to recover these costs effective January 1, 1999. The administrative fee is charged to a project with the corresponding revenue receipted in the General Fund. The fee is charged at project inception and is based on the contract awarded. During 2000, no new projects were started, and therefore no administrative fees charged. Budget Versus Actual Comparison The fund balance of the General Fund was $1,280,101 at December 31, 2000 representing a $89,020 increase during 2000. The following schedule illustrates the change in fund balance on a budget variance basis. 2000 Favorable (Unfavorable) 2001 Budget Actual Variance Budget Revenue: General property taxes: Current and delinquent $1,380,800 $1,380,499 ($301) $1,529,035 Payment in lieu of taxes 45,000 23,359 (21,641) 60,000 Other taxes - 1,144 1,144 - Total general property taxes 1,425,800 1,405,002 (20,798) 1,589,035 Intergovernmental 185,511 180,243 (5,268) 161,231 Licenses and permits 241,535 314,527 72,992 245,280 Charges for services 212,700 193,615 (19,085) 234,600 Fines and forfeits 63,150 56,326 (6,824) 66,400 Earnings on investments 52,500 48,363 (4,137) 50,000 Refunds and reimbursements 57,000 59,691 2,691 56,000 Donations and contributions - 250 250 - Sale of property - 4,525 4,525 - Total revenue 2,238,196 2,262,542 24,346 2,402,546 • Management Report General fund 2000 Favorable (Unfavorable) 2001 Budget Actual Variance Budget Expenditures General government: Mayor and council $61,900 $49,895 $12,005 $58,650 City administrator 213,650 222,253 (8,603) 238,400 Legal 30,000 23,617 6,383 31,500 General management and building 66,675 67,484 (809) 74,950 Elections 4,800 3,919 881 800 Finance 150,100 150,385 (285) 164,025 Computer system 15,300 14,327 973 25,800 Audit 15,120 12,044 3,076 12,500 Insurance 151,300 160,461 (9,161) 167,795 Assessing 17,000 17,085 (85) 17,000 Planning and zoning 30,000 32,082 (2,082) 29,500 Engineering 30,000 23,528 6,472 30,000 General contingency 12,000 10,867 1,133 32,000 Total general government 797,845 787,947 9,898 882,920 Public safety: Police department 788,485 768,520 19,965 814,025 Building inspections 88,590 91,779 (3,189) 106,830 Fire protection 82,000 83,740 (1,740) 81,105 Animal control 925 1,529 (604) 900 Total public safety 960,000 945,568 14,432 1,002,860 Public works: Street maintenance 27,480 43,309 (15,829) 31,725 Snow removal 69,750 59,607 10,143 70,800 Street lighting 45,000 41,824 3,176 46,000 Arborist 13,925 11,734 2,191 Tree removal and planting 15,000 14,005 995 28,925 Total public works 171,155 170,479 676 177,450 Recreation: Parks, playgrounds and rinks 108,290 87,189 21,101 115,595 Community development 104,430 99,864 4,566 112,700 Total expenditures 2,141,720 2,091,047 50,673 2,291,525 Revenue over (under) expenditures 96,476 171,495 75,019 111,021 Other finnancing sources (uses): Operating transfers fi•om Capital Project Fund 15,000 15,000 - - Operating transfers to Enterprise Fund (83,475) (87,475) (4,000) (83,000) Operating transfers to Capital Project Fund (10,000) (10,000) Total other financing sources (uses) (68,475) (82,475) (14,000) (83,000) Net increase (decrease) in fund balance $28,001 89,020 $61,019 28,021 1� Management Report General Fund As shown on the previous page, the General Fund balance increased by $89,020 as the result of positive budget variances with both revenue and expenditures as follows: Budget Actual Variance Revenue/transfers in $2,253,196 $2,277,542 $24,346 Expenditures/transfers out 2,225,195 2,188,522 36,673 Increase in fund balance $28,001 $89,020 $61,019 A summary of the significant budget variances is as follows: Revenue: Property Taxes — The 2000 budget anticipated greater PILOT than the amount actually received. License and permits — This budget variance relates to VSSA, three permits taken out in 2000 and the City budgeted for two. Charles for services — The budget variance is primarily reduced administrative charges to TIF and construction funds. The budget anticipated fees for well construction and water looping that have been delayed. • Management Report General Fund Expenditures: General 2overnment: Mayor and Council — The budget variance related to not hiring a lobbyist that was budgeted. City administrator — The budget variance relates to unbudgeted salary increases. Public safety - The positive variance is primarily the result of less than expected use of attorneys. Recreation — The positive variance is primarily due to planned repairs to park facilities which were not completed. • • Management Report General Fund General Fund Reserves The fund balance of the General Fund increased in 2000. The schedule below reflects the General Fund balance for the past ten years: Year Ended Fund Increase December 31, Balance (Decrease) 1991 $1,001,051 1992 1,013,422 $12,371 1993 1,106,882 93,460 1994 1,197,835 90,953 1995 1,280,597 82,762 1996 1,312,593 31,996 1997 1,246,347 (66,246) 1998 1,186,663 (59,684) 1999 1,191,081 4,418 2000 1,280,101 89,020 The 1997 decrease in fund balance was the result of the council decision to use fund balance rather than levy taxes for the Bonds of 1995. The 1998 decrease in fund balance was a budgeted decrease, Fund Balance $1,500,000 $1,400,000 $1,300,000 $1,200,000 -!, $1,100,000 — 0 —Actiml Fuud Balaice 1 $1,000,000 - 6 Dcs ed Fond Balance $900,000 $800,000 $700,000 $600,000 - - - - -- - -- 1994 1995 1996 1997 1998 1999 2000 • Management Report General Fund Deserve balances are an important component of City financial management. When evaluating the adequacy of reserve balances, there are a number of important factors that must be considered. Several areas to consider are illustrated as follows: Need ®r Reserve Balances Cash Flow l Timing Difference J Intergovernmental ( Capital Outlay l Revenue Cutbacks , l Replacement J Emergency or I special Projects J Unanticipated t Expenditures 1 • ® ® • • Management Report General Fund merits of eerves Favorable bond rating indicator Supplements revenues with investment income Provides resources Avoids temporary for minor projects < overdrafts prior or feasibility reports to major receipts s . s Provides the City Avoids overburdening greater options to deal of annual budgets for with unexpected events certain capital outlay • Management Report General Fund In 1987, the City adopted Resolution 87-10-42 establishing General Fund reserves/ designations for cash flow, employee benefits and general contingency based upon formulas for each category. At December 31, 1999 and 2000, the General Fund balance was reserved or designated as follows: General Fund Balance December 31, 1999 2000 Designated for: Cash flow $733,000 $807,000 Contingent employee benefits 135,153 161,090 General contingency 285,526 273,682 Capital improvement 12,011 12,011 Employee insurance benefits 25,391 26,318 Subtotal - designated 1,191,081 1,280,101 Undesignated ---- -- - Total fund balance $1,191,081 $1,280,101 • Management Report General Fund ,Cash Flow Reserve Property taxes and state aids account for approximately 69% of the revenue of the General Fund. Property taxes and state aids are not received until July and December of each year (i.e., the second half of the year). As a result, the City is required to have sufficient reserves at the beginning of the year to fund operations of the first half of the year. For the City of Oak Park Heights, the recommended cash flow reserve is $807,000, computed as follows: Cash Flow Reserve 2001 tax levy $1,529,519 2001 budgeted I-TACA & LGA 84,481 Total $1,614,000 Recommended reserve (one-half of tax levy and state aids) $807,000 EM. Management Report General Fund The following graph of monthly General Fund cash balances illustrates the impact of receiving property taxes and state aids in the second half of the year: $1,400,000 -,1 General Fund Monthly Cash Balances j $1,200,000 1 ' $1,000,000 $800,000 $794,000 deer $600,000 v $400,000 ! - -- $200,000 - -_ 1/31/00 2/28/00 3/31/00 4/30/00 $379,086 1$1024,963 8/31/00 9/30/00 10Y31/(0 - 1 ./30 /(0 - 12/31/00 $0 /1 /00 1 5/31/00 6/30/00 I 7/31/0) - $898810 5764,512 "5691788 $673956 $1,302,780 OSencsl 1$1,172,789 $1,060,735 1 $928,473 5(97221 5595563 5469029 - - As shown above, the cash balance decreased $794,000 between January 1 and June 30, illustrating the need for the cash flow reserve. We recommend the City continue to monitor the cash flow needs of the General Fund. ... .... . .... .. Management Report General Fund Contingen Benefit Reserve The employee benefits reserve is computed based upon accrued, but unpaid, employee benefits as follows: Employee Benefits Reserve December 31, Employee Benefit 1999 2000 Vacation leave carryover $34,494 $46,552 Severance 68,463 76,866 Unused sick leave 32,196 37,672 Total $135,153 $161,090 The reserve for unused sick leave is 25% of the remaining balance after deducting the portion that qualifies as severance. The purpose of this reserve is to provide funds in the event that a temporary employee is required while a permanent employee is on sick leave. El Management Report General Fund This reserve was established to recognize the actual/potential liability for vacation and sick leave. When the reserve was established, a conservative approach was taken in which an amount equal to all vacation leave, all severance and twenty-five percent of the sick leave balance was deemed the appropriate reserve amount. History has shown that this level of reserve is not required. We recommend the City consider amending this reserve component to an amount equal to 50% of vacation leave, 100% of severance and 0% of sick leave. A summary of this reserve if amended would be as follows: Current Proposed Policy Recommendation Reduction Vacation leave $46,552 $23,276 $23,276 Severance 76,866 76,866 - Sick leave 37,672 - 37,672 $161,090 $100,142 $60,948 Management Report General Fund General Continunev Reserve The amount of General Fund reserve required to meet emergency and/or unanticipated expenditures is not readily quantifiable. Rather, the level of this requirement must be established by the City based on the history of the City and the philosophy of "adequate" reserve coverage. Currently, the City of Oak Park Heights has set this reserve equal to 15% of the General Fund operating budget subject to availability of such amounts, as follows: General Contingency Reserve December 31, Description 1999 2000 Ensuing Year's Budget $2,253,195 $2,402,525 Reserve Amount @ 15% $338,000 $360,000 Amount available @ December 31 $285,526 $273,682 As shown above, the fund balance available at December 31, 2000 is less than the amount needed to fulfill the contingency reserve requirement. AM • Management Report General Fund Capital Improvements Reserve TIF districts do not benefit from increases in the tax capacity rate. The "excess TIP related to the increased tax rate is required by statute to be allocated to the General Fund. These funds have been designated for street reconstruction activities. The "excess TIP collected in 1998 and 1999 has not yet been transferred to the Street Reconstruction Fund and is therefore shown as designated at December 31, 2000. Employee Health Insurance Reserve, The City self insures for a portion of employee health insurance. During 1998, the City adopted resolution 98-04-33 establishing a General Fund designation for employee insurance benefits. This designation is equal to 20% of the total possible City cost for employee health, dental and life benefits. The remaining 80% is included in the annual budget. "ANN ----------- • M Management Report General Fund �_qaipment Replacement Funding Currently the City budgets annually for capital outlay in the General Fund as items are needed. A summary of General Fund capital outlay for the past several years is as follows: Year Amount 1995 $61,604 1996 34,645 1997 52,018 1998 32,005 1999 40,055 2000 32,591 2001 budget 21,500 As shown above, capital outlay has fluctuated from year to year. An alternative approach to capital outlay funding would be to establish an Equipment Replacement Fund. Funding would be provided by an annual transfer from the General Fund. The benefit of this approach is to smooth out capital outlay budgeting. An example of this approach is as follows: Equipment Capital Replacement Year Outlay Approach Difference 1 $15,000 $45,000 $30,000 2 60,000 45,000 (15,000) 3 25,000 45,000 20,000 4 80,000 45,000 (35,000) Total $180,000 $180,000 $0 We recommend that the City consider establishing an Equipment Replacement Fund. • Management Report Special Revenue Funds SPECIAL REVENUE FUNDS Special Revenue Funds are a classification of funds to account for revenues (and expenditures related thereto) segregated by City policy, Federal or State statutes for specific purposes. The City maintained two Special Revenue Funds during 2000. Forfeiture and Seizure Fund This fund was established in 1991 to account for property forfeited pursuant to MS 609.531. A summary of the financial activity of this fund from inception is as follows: Prior Years 2000 Total Revenue: Earnings on investments $2,817 $912 $3,729 Confiscated property 41,691 20,602 62,293 Reimbursements 1,680 - 1,680 Sale of municipal property 1,305 562 1,867 Total $47,493 $22,076 69,569 Expenditures: Public safety: Materials and supplies $14,046 $610 14,656 Contractual services 1,688 433 2,121 Capital outlay 27,635 - 27,635 Total $43,369 $1,043 44,412 Fund balance - December 31, 2000 $25,157 The use of these funds is restricted by MS 609.531 subd. 5 to "supplement the agency's operating fund or similar fund for use in law enforcement. AN= Management Report Special Revenue Funds Economic Development Fund This fund was established in 1998 to account for the activity of the Oak Park Heights Economic Development Authority. A summary of the financial activity of this fund is as follows: Prior Years 2000 Total Revenue: Earnings on investments $9,067 $4,567 $13,634 Interftmd loan interest 313 800 1,113 Refunds and reimbursements 2,531 - 2,531 Sale of municipal property 76 - 76 Total revenue $11,987 $5,367 17,354 Expenditures: Community development: Materials and supplies $457 $ - 457 Contractual services 27,274 1,465 28,739 Interfund loan interest 30,000 20,000 50,000 Capital outlay 121,500 - 121,500 Total expenditures $179,231 $21,465 200,696 Fund balance (deficit) - December 31, 2000 ($183,342) Management Report Special Revenue Funds The 1998 expenditures consist primarily of the Bell property purchase. The City demolished the building in 1999 and is marketing the property as a business and industrial site. The estimated value of the property is approximately $124,500 (61,000 square feet $2.04 per square foot). The fund deficit is funded by a $260,000 interfund loan fi•om the Capital Revolving Fund. This fund does not have the resources to repay the interfund loan. Additionally, if the sale of the Bell Property were to happen, the proceeds may not be sufficient to make full repayment. Based on existing assets, this fund can repay approximately $65,000. We recommend the City consider forgiving the balance of the interfund loan. If a sale of the Bell property occurred, the proceeds would then be receipted in the Capital Revolving Fund. M Management Report Debt Service Funds DEBT SERVICE FUNDS The combining financial statements for the Debt Service Funds are presented in Statements 10 and 11 of the 2000 Annual Financial Report. Debt Service Funds are a type of governmental fiend to account for the accumulation of resources for the payment of interest and principal on debt (other than Enterprise Fund debt). The City maintained four Debt Service Funds during 2000 as follows: Fund Balance December 31, Increase Fund 1999 2000 (Decrease)_ G.O. Refunding Bonds of 1992 (Storm Sewer) $31,458 $ - ($31,458) G.O. Revenue Bonds of 1991 /Crossover Refunding Bonds of 1993 282,630 299,691 17,061 G.O. Improvement Bonds of 1995 221,869 195,986 (25,883) G.O. Improvement Bonds of 1998 57,458 31,596 (25,862) 'Totals $593,415 $527,273 ($66,142) Management Report Debt Service Funds Storm Sewer Refunding Bonds of 1992 These bonds were issued to provide financing for the Storm Sewer District construction. The bonds were retired in 2000 and the remaining fund balance of $6,959 was transferred to the Capital Revolving Fund. Water and Sewer Refunding Bonds of 1993 The Water and Sewer Revenue Bonds of 1991 were issued to provide financing for Phase I of the City's Annexation Area Extended (A.A.E.) Trunk facility improvements. The City established special area connection charges to provide for the retirement of these bonds and for financing additional trunk facilities in this area. These bonds were refinanced by the Refunding Bonds of 1993 to reduce interest costs by approximately $95,000 over the remaining term of these bond issues. During 1999, the City transferred $135,000 from the A.A.E. Connection Charge Funds to this Debt Service Fund for this bond issue. This cash transfer (along with special assessments and other assets committed to these bonds) will be sufficient to meet the 2001 and 2002 scheduled debt payments. Future (2000 through 2004) projected cash transfers are as follows: Sanitary Water Year Sewer Works Total 2001 $20,000 $120,000 $140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5,000 50,000 55,000 Totals $75,000 $430,000 $505,000 o ® o 0 Management Report Debt Service Funds A projection of cash flow of the Water and Sewer refunding Bonds of 1993 assuming cash transfers from the Connection Charge Fund is as follows: City of Oak Park heights, Minnesota Projection of Cashflow Water and Sewer Refunding Bonds of 1993 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 2001 $300,106 $0 $0 $140,000 $14,592 $154,592 $134,825 $0 $319,873 2002 319,873 0 0 145,000 15,592 160,592 150,325 0 330,140 2003 330,140 0 0 165,000 16,260 181,260 149,805 0 361,595 2004 361,595 0 0 55,000 17,412 72,412 158,805 0 275,202 2005 275,202 0 0 0 12,918 12,918 166,805 0 121,315 2006 121,315 0 0 0 5,688 5,688 78,900 0 48,103 2007 48,103 0 0 0 2,405 2,405 0 0 50,508 Total $0 $0 $505,000 $84,867 $589,867 $839,465 $0 Assumptions Special assessment collection rate .................... 95 % Property tax collection rate ............................... 99% Investment interest rate .... ............................... 5.00% Negative interest charged to funds? ...... no As shown above, this fund has a projected surplus of $50,508 upon final bond maturity. This projection is devendent on sufficient transfers from the Connection Charge Fund. Management Report Debt service Funds G. O. Imp rovement Bonds of 1995 This bond was issued to provide financing for the first phase of the street reconstruction project. This bond will be repaid by a combination of special assessments and property taxes. A projection of cash flow of the Improvement Bonds of 1995 is as follows: City of Oak Park Heights, Minnesota Projection of Cashflow General Obligation Improvement Bonds of 1995 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 2001 $195,157 $59,400 $43,629 $0 $10,067 $113,096 $148,740 $0 $159,513 2002 159,513 59,400 41,488 0 8,349 109,237 143,280 0 125,470 2003 125,470 59,400 39,348 0 6,713 105,461 137,700 0 93,231 2004 93,231 59,400 37,208 0 5,169 101,777 132,000 0 63,008 2005 63,008 59,400 35,067 0 3,731 98,198 126,000 0 35,206 Total $297,000 $196,740 $0 $34,029 $527,769 $687,720 $0 Assumptions Special assessment collection rate .................... 95% Property tax collection rate . ............................... 99% Investment interest rate .... ............................... 5.00% Negative interest charged to funds ? .................. no As shown above, this fund is projected to have a surplus of $35,206 upon final bond maturity. This projection is dependent on levying the scheduled property taxes (or providing alternative financing) and experiencing a special assessment collection rate of 95 %. • Management Report Debt Service Funds G. O. Improvement Bonds of 1998 This bond was issued in 1998 to provide financing for Kern Center and Phase Three of the 58 t1i Street improvement. This bond is scheduled to be repaid by special assessments and connection charges. The assessment rolls for both projects were adopted in 1999. A projection of cash flow of the Improvement Bonds of 1998 is as follows: City of Oak Park Heights, Minnesota Projection of Cashflow General Obligation Improvement Bonds of 1998 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 2001 $31,596 $0 $137,825 $0 $1,515 $139,340 $219,787 $0 ($48,851) 2002 (48,851) 0 133,331 0 0 133,331 214,163 0 (129,683) 2003 (129,683) 0 128,836 0 0 128,836 208,462 0 (209,309) 2004 (209,309) 0 124,342 0 0 124,342 177,688 0 (262,655) 2005 (262,655) 0 119,848 0 0 119,848 172,812 0 (315,619) 2006 (315,619) 0 115,353 0 0 115,353 167,813 0 (368,079) 2007 (368,079) 0 110,859 0 0 110,859 162,687 0 (419,907) 2008 (419,907) 0 106,365 0 0 106,365 157,500 0 (471,042) 2009 (471,042) 0 101,871 0 0 101,871 152,250 0 (521,421) 2010 (521,421) 0 97,376 0 0 97,376 146,938 0 (570,983) 2011 (570,983) 0 92,882 0 0 92,882 141,562 0 (619,663) 2012 (619,663) 0 88,388 0 0 88,388 136,125 0 (667,400) 2013 (667,400) 0 83,893 0 0 83,893 130,625 0 (714,132) 2014 (714,132) 0 79,399 0 0 79,399 0 0 (634,732) Total $0 $1,520,569 $0 $1,515 $1,522,084 $2,188,412 $0 Assumptions Special assessment collection rate ................... 95% Property tax collection rate . ............................... 99% Investment interest rate ..... ............................... 5.00% Negative interest charged to funds ? .................. no • Management Report Debt Service Funds As shown above, this Debt Service Fund will require connection charge revenue to finance the debt service. The following projection of cash flow includes the minimum amount of connection charge revenue to maintain a positive cash balance. City of oak Park Heights, Minnesota Projection of Cashflow General Obligation Improvement Bonds of 1998 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 2001 $31,596 $0 $137,825 $55,000 $1,744 $194,569 $219,787 $0 $6,378 2002 6,378 0 133,331 75,000 604 208,935 214,163 0 1,150 2003 1,150 0 128,836 80,000 402 209,238 208,462 0 1,926 2004 1,926 0 124,342 55,000 481 179,823 177,688 0 4,061 2005 4,061 0 119,848 50,000 592 170,440 172,812 0 1,689 2006 1,689 0 115,353 55,000 521 170,874 167,813 0 4,750 2007 4,750 0 110,859 50,000 683 161,542 162,687 0 3,605 2008 3,605 0 106,365 50,000 656 157,021 157,500 0 3,126 2009 3,126 0 101,871 50,000 663 152,534 152,250 0 3,410 2010 3,410 0 97,376 50,000 710 148,086 146,938 0 4,558 2011 4,558 0 92,882 45,000 780 138,662 141,562 0 1,658 2012 1,658 0 88,388 50,000 690 139,078 136,125 0 4,611 2013 4,611 0 83,893 42,000 840 126,733 130,625 0 719 2014 719 0 79,399 0 1,028 80,427 0 0 81,147 Total $0 $1,520,569 $707,000 $10,394 $2,237,963 $2,188,412 $0 Assumptions Special assessment collection rate .................... 95% Property tax collection rate . ............................... 99% Investment interest rate ..... ............................... 5.00% Negative interest charged to funds ? .................. no • Management Report Capital Project Funds CAPITAL PROJECT FUNDS The financial statements for the Capital Project Funds are presented in Statements 12 and 13 of the City's 2000 Annual Financial Report. The fund balance (deficits) of the Capital Project Funds were as follows at December 31, 1999 and 2000: December 31, Increase Fund 1999 2000 (Decrease) Capital Revolving Fund $335,428 $438,392 $102,964 Budgeted Projects and Equipment Revolving Fund 35,715 53,834 18,119 57th Street/Oakgreen extension 23,396 30,632 7,236 Osgood/Highway 36 Intersection (7,666) - 7,666 Superamerica/Valvoline Oil 681 1,311 630 Park Development 385,245 302,359 (82,886) St. Croix Mall (TIF) 94,966 91,663 (3,303) Street Reconstruction 336,347 334,855 (1,492) East Oaks Swager 95 - (95) Deep Well #3 - (1,153) (1,153) Renewal and Replacement 1,451,052 1,599,177 148,125 Central Business District (12,770) (12,866) (96) Brekke Park Memorial 362 777 415 AAE - Kern Center (29,835) 30 29,865 AAE - Brackey West - Oak Park Pond (22,390) (22,417) (27) AAE - Brackey West - Outlots A & B 23,219 22,336 (883) AAE - 58th Street Improvement - Phase 111 93,202 32,452 (60,750) AAE - First Student - 3,099 3,099 AAE - Boutwells Landing - - - AAE - Sanitary Sewer Connection 309,470 362,829 53,359 AAE - Water Connection 215,433 280,662 65,229 AAE - Storm Sewer Connection 444,921 541,815 96,894 Totals $3,676,871 $4,059,787 $382,916 -JEW • Management Report Capital Project Funds Capital Revolving Fund. During 1984, the City established the Capital Revolving Fund (formerly Closed Bond Fund). Initial financing for this fund was provided through the residual balances of closed (or defeased) special assessment Debt Service Funds of the City. A summary of transactions for 1999 and 2000 is as follows: Capital Revolving Fund Description 1999 2000 Financial resources: Special assessments $322,927 $100,609 General property taxes - 16 Earnings on investments 4,100 6,268 Connection charges: East Oaks 8,553 12,560 Other 150 - Interfund loan interest 20,000 20,000 Sale of property 250 - Transfers in: AAE - Storm Sewer 50,000 50,000 Total financial resources 405,980 189,453 Financial uses: Expenditures 124,835 25,450 Transfers out: 57th Street/Oakgreen extension 300,000 68,000 Total financial uses 424,835 93,450 Increase (decrease) in fund balance (18,855) 96,003 Fund balance - January 1 354,283 335,428 Residual equity transfer - 6,961 Fund balance - December 31 $335,428 $438,392 -low • Management Report Capital Project Funds In addition to the fund balance on the previous page, this fund has future assets as follows: • Assessments receivable of $241,000 relating to the 58th Street Improvement Project and the Brackey West /Stillwater Ford utility and street improvements. • This fund provided financing of the storm sewer portion of the High School Road improvement ($360,000 transfer) which is being repaid by future storm sewer connections. • The amount remaining to be repaid is $20,000 at December 31, 2000. • This fiend has an interfund receivable from the Economic Development Fund of $260,000. The collection of this receivable does not appear likely. See comments on page 32. A summary of existing and future assets is as follows: Existing assets (cash and investments) $178,357 Future assets: Interfund loan 260,000 Storm sewer repayment 20,000 Assessments - existing rolls 241,000 Subtotal 699,357 Less interfund loan write -off (195,000) Plus value of Bell property 150,000 Total $654,357 a • Management Report Capital Project Funds Budgeted Projects and Equipment Revolving Fund The Budgeted Projects and Equipment Revolving Fund (formerly Capital Improvements Fund) was established in 1978 to account for monies set aside for various capital improvements. A schedule of activity for 1999 and 2000 is as follows: Description 1999 2000 Financial resources: Earnings on investments $4,069 $2,254 Donations/other 1,112 21,171 Transfers in: General Fund 19,000 5,000 Enterprise Fund 15,000 5,750 Total financial resources 39,181 34,175 Financial uses: Expenditures: Public works vehicles 70,511 - St. Croix Sport Facility 15,000 - Unallocated: Other 1,352 1,056 Transfers out: St. Croix Spoil Facility - 15,000 Total financial uses 86,863 16,056 Increase (decrease) in fund balance (47,682) 18,119 Fund balance - January 1 83,397 35,715 Fund balance - December 31 $35,715 $53,834 Management Report Capital Project Funds This fund is budgeted annually by the City Council in conjunction with the City's budget process. As part of such process, the City allocates the monies in this fund to specific projects and/or programs. Such allocation/designations were as follows at December 31, 2000: Balance Balance Purpose 12/31/99 Revenues Expenditures 12/31/00 Sealcoat/crack seat $46,113 $5,000 $ - $51,113 Recreation 1,524 1,471 (556) 2,439 Land acquisition 5,000 - - 5,000 Perro Creek 7,180 7,180 St. Croix Valley Hockey Arena - - (15,000) (15,000) Vehicles (30,010) 5,750 a (24,260) Trees - 19,700 - 19,700 Unallocated 5,908 2,254 (500) 7,662 Totals $35,715 $34,175 ($16,056) $53,834 During 1996, the City approved a pledge of $200,000 to the St. Croix Sport Facility Commission. A summary of the activity related to this pledge is as follows: Year Payments Balance Beginning balance $200,000 1998 $50,000 150,000 1999 15,000 135,000 2000 15,000 120,000 The remaining amount will be paid in annual installments of $15,000. • Management Report Capital Project Funds 57 th Street/Oakgreen Extension This fund accounts for costs associated with the extension of 57 Street from City Hall to Oakgreen. This project is being financed by transfers from the Capital Revolving Fund. A summary of financial activity to date is as follows: Revenues and other sources: Earnings on investments $2,006 Sale of property 15,158 Transfer from Capital Revolving Fund 588,000 Total revenues and other sources 605,164 Expenditures and other uses: Land acquisition 190,659 Contractor 255,833 Engineer 95,583 Legal and fiscal 6,354 Other 26,103 Total expenditures and other uses 574,532 Fund balance - December 31, 2000 $30,632 The City is awaiting the final billing on this project which is estimated to be within the fund balance of $30,632. Osgood/Ilighwav 36 Intersection This fund accounted for costs associated with the intersection improvements at Osgood and Highway 36. This fund was closed in 2000 by a transfer of $7,666 from the Street Reconstruction Fund. MW ... ..... .. IIIIJIM • anagement Report Capital Project Funds SuperamericaNalvoline Oil This fund accounts for the escrow deposits associated with the development agreement with Superamerica/Valvoline Oil. The City does not anticipate any City costs associated with this project. Park Development This fund was established by Resolution 88-12-33 to account for the development of the City's parks and recreational areas. The fund balance was $302,359 at December 31, 2000, as follows: Prior Years 2000 Total Financing sources: Park fees $315,100 $7,700 $322,800 Earnings on investments 87,956 22,160 110,116 Donations and contributions 4,777 160 4,937 Total financing sources $407,833 $30,020 437,853 Financing uses: Professional services $22,588 $1,594 24,182 Park signs - 15,902 15,902 Valley View Park bridge 65,616 65,616 Trail paving - 29,794 29,794 Total financing uses $22,588 $112,906 135,494 Fund balance - December 31, 2000 $302,359 Management Report Capital Project Funds A summary of park dedication fees is as follows: Park Development Fee AAE Area: Autumn Ridge - Phase 1 $11,700 Autumn Ridge - Phase 11 4,294 Autumn Ridge - Phase 111 11,250 Brackey Addition 98,735 Haase Addition 25,795 River Hills 12,150 Wal-Mart 36,750 Brackey - Oak Park Pond 28,823 Brackey - Outlots A & B 9,047 Subtotal 238,544 All Other: East Oaks - Swager 10,400 Valley View Estates - 1 18,140 Valley View Estates - 11 12,580 Valley View Estates - IV 7,700 Stillwater Ford 21,036 Other 14,400 Subtotal 84,256 Total $322,800 The above balance at December 31, 2000 has not been designated for any specific project. --am • Management Reporfi W Capital Project Funds St. Croix Fall (TIF) This fund was established in 1989 to account for the St. Croix Mall TIF project. Additionally, this fund accounted for the City's 58th Street and Osgood avenue Improvement Project. The City entered into a development agreement with Matson Center, Inc., whereby 60% of the tax increment generated is paid to the developer as reimbursement for land acquisition and site improvement costs. The maximum amount of developer assistance is $847,770. During 1995, the City adopted resolution 95 -03-12 modification No. I to the 1989 St. Croix Mall Tax Increment flan. This modification provided for street reconstruction costs to be included in the tax increment financing plan. The following schedule summarizes the past financial activity for this project: Prior Years 2000 "Totals Financial resources: T.I.F. taxes $1,072,901 $ - $1,072,901 Earnings on investments 26,173 5,879 32,052 'Total financial resources $1,099,074 $5,879 1,104,953 Financial uses: Construction costs: 58th Street/Osgood improvement project $150,078 $ - 150,078 Professional fees 19,260 1,065 20,325 Contractual services 862 - 862 Developer assistance 643,255 - 643,255 Administrative charge 34,262 3,450 37,712 Transfer out: General Fund (investment interest) 10,591 - 10,591 Street reconstruction 145,800 - 145,800 Central Business District - 4,667 4,667 Total financial uses $1,004,108 $9,182 1,013,290 Fund balance - December 31, 2000 $91,663 e ESE Management Report Capital Project Funds This district was decertified in 1999. The City adopted resolution #99-06-28 providing for the remaining balance to be carried forward for a period of eighteen months. The remaining fund balance will be used for development efforts by Andersen Corporation at the St. Croix Mall. Street Reconstruction This fund was established to account for the first phase of the street reconstruction program. A summary of financial activity is as follows: Prior Years 2000 Total Financial resources: Bond proceeds $1,062,456 $ - $1,062,456 Earnings on investments 63,155 20,454 83,609 Refunds and reimbursements 10,000 - 10,000 Transfers in: St. Croix Mall TIF 145,800 - 145,800 Budgeted projects and equipment revolving 352,718 - 352,718 Renewal and replacement 15,854 - 15,854 Total financial resources $1,649,983 $20,454 1,670,437 Financial uses: Project costs $1,313,636 $14,280 1,327,916 Residual equity transfer (7,666) Fund balance - December 31, 2000 $334,855 The City combined all street reconstruction monies during 1998 by transferring the street reconstruction portion of the Budgeted Projects and Equipment Revolving Fund to this fund. These monies will provide partial financing for the next phase of street reconstruction. • Management Report Capital Project Funds Deep Well 93 This fund was established in 2000 to account for costs associated with the construction of Deep Well #3. A summary of financial activity is as follows: Financial resources: Earnings on investments $4 Transfer from Renewal /Replacement Fund 59,000 Total financial resources 59,004 Financial uses: Contractor $15,709 Engineer 37,944 Legal 2,469 Other 4,035 Total financial uses 60,157 Fund balance m December 31, 2000 ($1,153) ,e Management Report Capital Project Funds Renewal and Replacement This fund was established in 1994 for the purpose of creating a reserve balance for partial financing of future costs to renew and/or replace existing utility systems. This partial financing will be required as these systems are replaced because it is anticipated the City will be unable to assess 100% of such replacements. Initial funding was provided by a transfer of $574,378 from the Water and Sewer Utility Fund. This transfer represented depreciation charges accumulated since 1969. Annually thereafter, additional transfers equal to depreciation on contributed assets are to be transferred. A summary of the financial activity from inception is as follows: Prior Years 2000 Total Financial sources: Transfer from water and sewer utility: Initial (1994) $574,378 $ - $574,378 Annual 604,028 118,028 722,056 Earnings on investments 288,500 90,678 379,178 Total financial sources $1,466,906 $208,706 1,675,612 Financial uses: Flouride system $ m $1,581 1,581 Transfer out: Deep Well 43 59,000 59,000 Street reconstruction 15,854 - 15,854 Total financial uses $15,854 $60,581 76,435 Fund balance - December 31, 2000 $1,599,177 Management Report Capital Project Funds Central Business District This fund was established in 1999 to account for costs associated with the Central Business District. This project is in its initial stages, with initial financing provided by a $ 10,000 transfer from the General Fund, a $10,000 interfund loan from the Economic Development Fund and planning assistance from property owners. 1999 2000 Financial sources: Met Council grant $ - $9,497 Earnings on investments 25 21 Contributions: VSSA 2,500 - Nolde 500 - Other - 3,500 Transfer from General Fund 10,000 5,000 Transfer from TIF Fund - 4,667 Total financial sources 13,025 22,685 Financial uses: Professional services 25,482 21,981 Interfund loan interest 313 800 Total financial uses 25,795 22,781 Increase (decrease) in fund balance (12,770) (96) Fund balance - January I (12,770) Fund balance - December 31 ($12,770) ($12,866) The fund deficit is currently financed by an interfund loan from the Economic Development Fund. We recommend the City determine the likelihood of repayment on the interfund loan. ZZa — ge"m"ent Report Capital Project Funds Brekke Park Memorial This fund was established in 1999 to account for the donations received for Brekke Park. Annexation Area Extended (AA.E.) In response to development projects from non-resident property owners, the City developed a plan of action to provide trunk utility services (water, sanitary sewer, and storm sewer) to properties annexed to the City after July 28, 1988. The Annexation Area Extended includes approximately 950 acres of property generally south of State Highway 36 between Oakgreen Avenue (on the east) and State Highway 5 (on the west). Kern Center This fund accounts for costs associated with the Kern Business Center (Phase I and 11). This project is being financed by the 1998 G.O. Improvement Bonds. A summary of financial activity to date is as follows: Revenue and other sources: Bond proceeds $995,983 Earnings on investments 37,575 Transfer fi•om Sanitary Sewer Connection Fund 20,200 Transfer from Water Connection Fund 35,200 Transfer from Storm Sewer Connection Fund 44,600 Total revenue and other sources 1,133,558 Expenditures and other uses: Contractor 831,502 Engineer 156,009 Legal and fiscal 19,344 Other 126,673 Total expenditures and other uses 1,133,528 Fund balance - December 31, 2000 $30 Management Report Capital Project Funds This project is complete and was assessed in 1999. The amount of the assessment roll was $560,000. In addition to the assessment, there are connection charges related to this project. A summary of the connection charges is as follows: Sanitary sewer $214,376 Water 373,048 Storm sewer 472,640 Total $1,060,064 These connection charges have the following commitments: ® A portion of the connection charges are committed to pay debt service on the Bonds of 1998. * Several of the properties in this area currently have septic systems. These properties are not required to connect (and pay) for six years (by 2005). AM 0 ® ® 0 0 Management Report Capital Project Funds racket' West ® Oak Park Ponca This fund has a deficit of $22,417 at December 31, 2000. This deficit will be eliminated by a transfer from the 13rackey West — ®utlot A & 13 Fund. Ilrackey West ® Outlot A & This fund has a fund balance of $22,336 at December 31, 2000 which will be used to fund the deficit in 13rackey ®®ak Park Pond Fund. AAE m 58th Street Improvements ® Phase III This fund accounts for costs associated with the extension of 54th Street from Wal -Mart to ®akgreen Avenue. This project is being financed by the 1994 G.O. Improvement Ponds. A summary of financial activity to date is as follows: Revenues: Bond proceeds $945,808 Earnings on investments 44,816 Total revenues 990,624 Expenditures: Contractor 706,222 Engineer 129,876 Legal and fiscal 7,175 Land acquisition 75,682 Other 39,217_ Total expenditures 958,172 Fund balance - December 31, 2000 $32,452 This project is anticipated to be completed in 2001. a 0 ® ® 0 0 Management Report Capital Project Funds E -- Boutwells Lan This fund was established in 1999 to account for expenditures associated with the developer agreement with `Talley Senior Service Alliance. ley points of the developer agreement are as follows: ® All improvements reimbursed by the developer. ® Dedicating to the City 23.11 acres for park land as follows: - - -- - -- - - -- - -- 13.08 Parkland 4.89 Wetland 5.14 Westerly wetland complex 2,3.11 Park dedication fees of $341,500 or equivalent park improvements including $80,000 towards the development of a park shelter as follows: 1. Estimated rough grading cost within greater park $120,000 2. Estimated cost to stub utilities 2,000 3. Estimated cost for walking path within greater park 32,000 4. Estimated cost for bituminous, concrete curb, Class 5, and grading of parking lot near tot lot 23,000 5. Light standards within tot lot parking lot and play area 6,000 6. Tot lot playground facility and grading for play area 20,000 7. Twenty foot bituminous fire land 7,000 8. Estimated watershed district permit fees 500 9. Sodding in greater park 19,000 10. Seeding in greater park 14,000 11. Sodding near tot lot park 16,000 12. Seeding near tot lot park 2,000 13. Park shelter building - allowance 80,000 Total $341,500 —INU Management Report Capital Project Funds Our understanding of the status of the park improvements is that they are substantially complete except for the park shelter. ® Connection charges for Phase I as follows: Budgeted Sanitary sewer $139,131.30 Received 1998 Water 241,522.30 Received 1998 Storm sewer 305,968.40 Received 1998 Total $686,622.00_ * An amendment to the developer agreement includes the following: * VSSA purchases 58 Street right-of-way for $82,328. * City has opportunity to purchase additional parkland (4,56 acres) for $278,546 (Linear Park). A summary of the financial activity is as follows: Actual Budget Revenues: Developer reimbursement $1,538,080 $2,330,760 Expenditures: Contractor 1,270,891 1,942,300 Engineer 231,471 - Legal 2,768 388,460 Other 32,950 - Total expenditures 1,538,080 2,330,760 Fund balance - December 31, 2000 $0 $0 Management Report Capital Project Funds Sanitary Sewer Connection Charge Fund A summary of the finonoim}activity of this fund from inception iaaafollows: Prim Years 2000 Total Revenue: Special assessments $7,161 $5,841 $13 Earnings ooinvestments 50,527 21,703 72,230 Connection charges: River Hills ) stand 2nd 39,725 - 39,725 Highway 36 10,551 - 10,551 Wal-Mart 38,751 - 38,751 |SD#834 201,373 ' 201 Bruoboy 25,447 - 25,447 8mckey West - Oak Park Pond 45,461 - 45,461 Bcuoboy West -0utlutoA &B 6,052 - 6,052 Autumn Ridge lst 2nd and 3rd 65,547 - 65,547 Haase addition 3,186 - 3,186 Valley Senior Service Alliance 139,131 - 139,I31 0d/r - 66,015 66,015 Total revenue $632,912 $93.559 726 Expenditures: Transfer to debt service $132,500 *28,000 152,500 Kern Center - 20,200 20,200 School District improvements 160,000 - 160,000 River Hills iat 30,942 - 30,942 Total expenditures $323,442 $40,200 363,642 ' Fund balance - December 3l,20O0 *362,829 Management Report Capital Project Funds Water Connection Charge Fund A stunmary of the financial activity of this fund from inception is as follows: Prior Years 2000 Total Revenue: Special assessments $12,434 $10,140 $22,574 Earnings on investments 71,040 20,716 91,756 Connection charges: River Hills 1st and 2nd 64,798 - 64,798 Highway 36 18,352 - 18,352 Wal-Mart 67,088 - 67,088 ISD #834 405,341 - 405,341 Brackey 44,260 - 44,260 Brackey West - Oak Park Pond 78,917 - 78,917 Brackey West - Outlots A & B 10,506 - 10,506 Autumn Ridge 1st, 2nd and 3rd 103,372 - 103,372 Haase addition 5,542 - 5,542 Valley Senior Service Alliance 241,522 - 241,522 Other - 184,573 184,573 Total revenue $1,123,172 $215,429 1,338,601 Expenditures: Transfer to debt service $733,000 $115,000 848,000 School District improvements 145,000 - 145,000 River Hills 1st 29,739 - 29,739 Kern Center - 35,200 35,200 Total expenditures $907,739 $150,200 1,057,939 Fund balance - December 31, 2000 $280,662 Management ReDO[f Capital Project Funds Stor�S��n���m�ne�� Charge � A summary ofthe financial activity of this fund from incept iaamfollows: Prim Ynuo 3000 To4u| �_� Revenue: Special assessments $15,456 $13,018 $28,474 Earnings ouinvestments 62 32,932 95,274 Connection charges: River Hills l stand 2nd 50,411 - 50,411 Highway 36 23,252 - 23,253 Wa 68 - 68,511 l8D#834 289,348 ' 289,348 Bruokuy 56 - 56,079 BrookeyVVeai - OokpodcPuud 90,974 - 99,974 Dzuokoy West -(}ntlNu/\& B 13,310 - I3,310 Autumn Ridge lst, 2nd and 3rd 124,046 - 124,046 Haase addition 7,021 - 7,021 \/uUcy Senior Service Alliance 305 - 305,968 Other - 145,544 145,544 Total revenue $1,115,719 $191,494 1,307,213 Bzpooddurca: Transfer 0o revolving capital $200 $50,000 250,000 Kern Center - 44,600 44,600 Wal-Mart 41,232 - 41,232 Storm drainage report 9,910 - 9,910 River Hills lut 13,757 - 13,757 Valley Point 2nd 17,211 - 17,211 School district improvement 289,348 - 289,348 Brookoyudditiuo 99,340 - 90,340 Total expenditures $670 $94.600 765,3V8 ' Fund balance - December 3|,%0OO $541,815 _ Management Report Capital Project Funds Connection Charge Fund Commitments The fund balance at December 31, 2000 is committed for future debt service payments for the Refunding Bonds of 1993. Such future commitments (cash transfers) are as follows: Future Transfers to 1993 Bonds Debt Service Fund Sanitary Water Year Sewer Works Total 2001 $20,000 $120,000 $140,000 2002 20,000 125,000 145,000 2003 30,000 135,000 165,000 2004 5,000 50,000 55,000 Totals $75,000 $430,000 $505,000 As shown above, the A.A.E. Connection Charge balances at December 31, 2000 represent sufficient amounts to meet the sanitary sewer debt commitments for 2001 through 2004 and the water works debt service commitments for 2001 and 2002. E. • 0. e 0 Management Report Capital Project Funds This fund is also committed For future debt service payments on the Bonds of 1998. Such future commitments (cash transfer) are as follows: Future Transfers to 1998 Bond Debt Service Fund Sanitary Water Storm Year Sewer Works Sewer Total 2001 $27,775 $9,625 $17,600 $55,000 2002 37,875 13,125 24,000 75,000 2003 40,400 14,000 25,600 80,000 2004 27,775 9,625 17,600 55,000 2005 25,250 8,750 16,000 50,000 2006 27,775 9,625 17,600 55,000 2007 25,250 8,750 16,000 50,000 2008 25,250 8,750 16,000 50,000 2009 25,250 8,750 16,000 50,000 2010 25,250 8,750 16,000 50,000 2011 22,725 7,875 14,400 45,000 2012 25,250 8,750 16,000 50,000 2013 21,210 7,350 13,440 42,000 Total $357,035 $123,725 $226,240 $707,000 Additional commitments of the Connection Charge Funds include transfers to the Devolving Capital Fund as repayment for the $360,000 transfer to the High School Road Improvement Fund. This commitment was $20,000 at December 31, 2000. __mm Emil' Management Report Capital Project Funds Based on existing developer agreements, the Connection Charge Funds are scheduled to receive the following future connection charges as development occurs: Future Connection Charges Sanitary Water Storm Sewer Works Water Total Brackey Addition - Outlot A and B $62,611 $108,953 $138,040 $309,604 Haase Addition ® Outlot A and B 34,036 59,228 75,040 168,304 Kern Center (1998 Bonds) 189,334 324,251 410,816 924,401 Total $285,981 $492,432 $623,896 $1,402,309 0 • Management Report Capital Project Funds An analysis of the commitments of the connection charge funds is as follows: Sanitary Water Storm Sewer Works Water Total Fund balance - December 31, 2000 $362,829 $280,662 $541,815 $1,185,306 Future connection charges 285,981 492,432 623,896 1,402,309 Subtotal 648,810 773,094 1,165,711 2,587,615 Debt service commitments: Bonds of 1993 (75,000) (450,000) - (525,000) Bonds of 1998 (357,035) (123,725) (226,240) (707,000) Repayment commitment - - 20,000 --- 20,000 Uncommitted $216,775 $199,369 $959,471 $1,375,615 As shown above, connection charges should be sufficient to fund the debt service requirement. The City has designated a portion ($661,765) of the retained earnings of the Utility Fund to provide additional financing for the 1993 Bonds if needed. There is sufficient fund balance in the Sanitary Sewer Connection Charge Fund for the debt service commitments of these bonds. The fund balance of the Waterworks Connection Charge Fund is about $170,000 less than the debt service commitment ($450,000 less $280,662). Therefore, we recommend the City consider reducing the Utility Fund designation from $661,765 to $200,000. rq =ke • Management Report Enterprise Fund ENTERPRISE FUND The financial statements for the Enterprise Fund (Water, Sewer and Sanitation Utilities) are presented in Statements 14, 15 and 16 of the City's 2000 Annual Financial Report. Condensed comparative operating statements of income and expense for the utility operations of the City are as follows: Water Department 1999 20 Amount Percent Amount Percent Revenue: Customer billings and other $299,430 100.00% $331,354 100.00% Operating expenses: Personal services 112,133 37.45% 100,854 30.44% Contractual services 45,886 15.32% 56,101 16.93% Administrative and personnel charges 19,550 6.53% 30,970 9.35% Other 7,146 2.39% 13,342 4.03% Depreciation: On purchased assets 9,285 3.10% 10,313 3.11% On contributed assets 61,908 20.68% 65,693 19.83% Total operating expenses 255,908 85.47% 277,273 83.68% Net operating income (loss) $43,522 14.53% $54,081 16.32% E R I S - Management Report Enterprise Fund A chart of income from operation is as follows: $350,000 Water Operating $300,000 Revenue & Expense I $250,000 O Depreciation $200,000 =All Other Expenses Contractual Services $150,000 OPersonal Services Operating Revenue $100,000 - -- i $50,000 $0 19961997.._.____.___ 1998 � 1999 2000 As shown above, the water department incurred losses in 1997 and 1994. The City had a study performed and increased water rates based on the study's results. Management Report Enterprise Fund Sewer Department 1999 2000 Amount Percent Amount Percent Revenue: Customer billings and other $356,652 100.00% $400,721 100.00% Operating expenses: Personal services 123,039 34.50% 115,134 28.73% MCES 250,780 70.32% 247,776 61.83% Other contractual services 8,684 2.43% 28,084 7.01% Administrative and personnel charges 40,025 11.22% 43,000 10.73% Other 2,228 0.62% 3,328 0.83% Depreciation: On purchased assets 2,420 0.68% 2,186 0.55% On contributed assets 47,317 13.27% 52,335 13.06% Total operating expenses 474,493 133.04% 491,843 122.74% Net operating income (loss) ($117,841) (33.04%) ($91,122) (22.74%) The largest component of operating expenses is the processing charge from MCES. The MCES charges are based on gallons of sewage processed. An analysis of gallons pumped by the City, billed by MCES and billed by the City to customers is as follows: 1999 2000 Gallons of water pumped by the City 233 million 209 million Gallons of sewage processed by MCES 199 million 207 million Gallons of sewage billed by City to customers 160 million 167 million The gallons billed to customers is an estimate based on total revenue divided by the per 1,000 gallon charge L • Management Report Enterprise Fund It is expected that the number of gallons of water pumped by the City would exceed the gallons of sewage processed by MCES because not all water pumped ends up in the sanitary sewer system (primarily due to lawn sprinkling). However, the gallons of sewage billed by the City in theory should more closely correspond to gallons of sewage processed by VICES. This difference may be the result of one or a combination of the following factors: I. ICES estimates of sewage processed is incorrect. 2. Inflow/infiltration of ground water into sanitary sewer lines. 3. Gallon charge for residential may be too low. The residential charge is based on winter quarter usage. Increased usage in other quarters is assumed to be the result of lawn sprinkling. 4. Sump pumps putting water into the sanitary sewer system. S. Interconnection issues between cities. We recommend the City determine the nature of the gallonage differences and adjust the billing method if appropriate. 0 Management Report Enterprise Fund A chart of income from operations is as follows: $600,000 Sewer operating Revenue & Expense $500,000 -- $400,000 i— �— - O Depreciation O Personal Services $300,000 =All Oflrer Expenses r MCES —� $200,000 Operating Revenue -- -- —- $100,000 $0 —. 1996 1997 1998 1999 2000 2001 Management Report Enterprise Fund As shown on the previous pages, the sewer operating account incurred losses for 1998, 1999 and 2000 of $49,941, $117,841 and $91,122, respectively. The City revised rates effective January 1, 1999 and January 1, 2001 as follows: Monthly Rate Monthly Rate Monthly Rate Effective Effective Effective Type of Charge 01/01/99 04/01/00 01/01/01 Water: Base fee $7.05 $7.50 $7.50 Charge per 1,000 gallons for: Usage between 6,000 and 16,000 gallons $1.10 $1.17 $1.17 Usage between 17,000 and 33,000 gallons $1.38 $1.47 $1.47 Usage in excess of 33,000 gallons $1.65 $1.76 $1.76 Sewer: Base fee $11.55 $12.45 $13.20 Charge per 1,000 gallons for usage in excess of 5,000 gallons $2.15 $2.32 $2.46 The City implemented monthly utility billings effective January 1, 1999. Management Report Enterprise Fund Sanitation The City began charging for refuse collection in 1488. Prior to 1998, this activity was accounted for iuthe General Fund. The City moved this activity tothe Enterprise Fund during 1440. Refuse collection revenue as opexceut of refuse collection expenditures/expense imoafollows: Refuse Transfer Refuse Collection Revenue xou from Net Collection Expenditures/ Net Percent of General Income `yooz Revoone Eopcuuuu Cost Expenditures Fund (Lnuo) -� - General Fund: 1992 $66,076 $251,121 ($185,045) 26% $ - $ - 1993 103,039 297,452 (194,413) 35% - - 1994 108,310 326,926 (218,616) 33% - - 1995 110,021 334,053 (2 33% - - 1996 103,444 326,036 (222,59 32% - - 1997 87,830 298,842 (211,0 29% - - Enterprise Fund: 1098 93,014 309,051 ( 30% 190,400 ( 25 , 637 ) iVyo 71,585 169,210 (97,6 42% 65,000 (3 2000 87 175,164 (87,730) 50% 84,000 (2,730) 2001 100 175 (75,000) 57% 83,000 8.000 ( ' ) Budgeted amounts, does not include $6.50 surcharge, $28,000 which is accounted for in the General Fund The 1944 loss was funded 6vfund balance. A transfer to the "All Funds" reserve account of$23,000 was cancelled to cover this loss. As shown above, the net cost of sanitation act has decreased fi $224,032 in 1995 t0$75,00U budgeted for 20Ul. Management Report Enterprise Fund Storm Sewer Operating The City created the stormwater utility during 1999. A monthly fee (effective October 1, 1999) was established at $1 per household and $10 per acre for commercial properties. The fee for vacant residential property is 50 cents per month and undeveloped commercial property is $1.50 an acre per month. A condensed operating statement of income and expense for this fund is as follows: Storm Sewer 1999 2000 Amount Percent Amount Percent Revenue: Customer billings $13,628 100.00% $55,359 100.00% Expenses: Personal services 345 2.53% 37,971 68.59% Contractual services 753 5.53% 9,934 17.94% Materials and supplies 251 1.84% 969 1.75% Other - 0.00% 11,250 20.32% Total operating expenses 1,349 9.90% 60,124 108.61% Net operating income (loss) $12,279 90.10% ($4,765) (8.61%) Management Report Other Matters OTHER MATTERS GASB 34 — the reporting model In June, 1999, GASB issued Statement No. 34, Basic Financial Statements — and Management's Discussion and Analysis —for State and Local Governments. The statement is the most comprehensive governmental accounting rule ever developed. This new accounting rule will significantly change how state and local governments report their financial activity to the public. In general, the new standards make government financial reporting more like the private sector. To understand the impact of the new statement, it is helpful to highlight the current differences between private sector and government financial reporting: * Governmental reporting focuses on groupings of various funds that segregate resources for specific activities. In the private sector, even the most complex business is presented as a single reporting entity; * The private sector's financial reporting focuses on earnings and changes in total business resources, including long-term assets and liabilities. This contrasts to government's more short-term focus on current resources available for appropriation and spending; and, * The budget functions more as a financial plan in the private sector; whereas in government the budget is more important in demonstrating compliance by comparing actual financial results to the budget. • Management Report Other Matters The most significant changes Although the new GASB requirements are numerous, the major changes include: Reporting on the major individual funds as opposed to the aggregation of fund groups; Comparison of actual financial results to both the original and amended budgets, Requiring infrastructure asset reporting and additional "government ®wide" financial statements on a totally different basis of accounting. This means the 66 checkbook" basis of accounting at the fund level would remain alongside the new and different entity -wide statements, which would include long-term assets and liabilities, and ® requiring a narrative analysis of the government's financial activities. Implementation - - - -- - -- - - -- -- - - -- - The City of Oak Park Heights will be required to implement GASB 34 for the year ending December 31, 2004. The implementation of GASB 34 will be a major effort for the City and cannot be completed in a short time frame. Therefore, we recommend the City begin the process of implementing GASB 34 as soon as possible. Our firm will be offering a series of implementation seminars which will address the issues specific to implementing GASB 34. One of the first implementation issues will be regarding fixed assets. As such, the City should develop a policy regarding capitalization thresholds for fixed assets. 0 Management Report Other Matters Tax Increment District Reporting The 1995 legislature transferred the responsibility for State oversight of tax increment financing (reporting and compliance) from the Department of Revenue to the Office of the State Auditor (OSA). Since that law change, the OSA has increased staffing to allow for increased compliance testing and analysis. Responsibilities of the OSA include the following: "Desk review" of annually submitted tax increment reporting forms. The forms are reviewed for completeness, consistency of information reported, and potential legal compliance issues. The required decertification date is monitored. ® Conducting random audits of tax increment districts. Tax increment financing education. The OSA's audit procedures include a detail review of transactions from the inception of a City's tax increment financing district. Common legal compliance issues identified by the OSA include: Documentation of expenditures: • Administrative • Other Commingling of TIF revenue with non -TIF revenue. Transfers and related authorization and reporting issues. Potential overpayment of increment. TIF plan budget issues Various other compliance areas related to District formation and subsequent administration. b We are recommending that cities review their "readiness" for a potential OSA audit of TIF districts and, if appropriate, modify practices to assure compliance. NM • Management Report Other Matters Abatement The 1997 Legislature passed a tax abatement statute that allows cities greater flexibility in funding economic development efforts. The abatement statute, by comparison to tax increment financing statutes, is far less restrictive but also may tend to produce less revenue than an expanding tax increment district. Tax abatement allows the political subdivision to designate a portion of the tax capacity to be taken out of the tax base on a per parcel basis. The property tax revenue produced by the properties excluded from the tax base is paid directly to the city. The city is in control of designating its own portion to be abated. Additionally, the city may petition the county and school district to participate in tax abatement. They may decline participation if the use of the proceeds is not consistent with their vision and objectives. Additionally, use of the abatement system increases the overall tax capacity rate of taxing authorities because the tax base is reduced by parcels designated for abatement. The tax abatement may be used if the use of the funding is in the public interest because it provides one of the following: * Increase or preserve tax base * Provide employment opportunities * Acquisition or construction of public facilities * Improvement of blighted areas * Improved access for services to residents * To finance public improvements * Phase-in a property tax increase resulting from an increase of 50% or more in one year in the estimated market value of a parcel. NOWNEW IN • Management Report Other Matters Duration of term The maximum term of the abatement is ten years if the city (or town), county, and school district all participate. If one or more entities decline, the maximum term is 15, under legislation passed in 2000. However, the Department of Revenue has advised that if two entities approve an abatement, each must deliver a written request to the other requesting extension to 15 years. Restrictions and Limitations A political subdivision may not enter into an abatement agreement pertaining to a parcel of property which is located in a tax increment financing district. In any year the total amount of property taxes abated by a political subdivision may not exceed the greater of (1) five percent of the current levy by that political subdivision, or (2) $100,000. If an abatement has been granted to a parcel of property and the period of the abatement has expired, the political subdivision may not grant another abatement on that parcel for eight years after the expiration of the first abatement. This prohibition does not apply to improvements added after and is not subject to the first abatement. Management Report Other Matters There is a series of statutory requirements to meet prior to approving abatement, including public hearings. If the City uses the abatement option, we recommend that compliance systems are implemented including: * Summarize resolution authorizing abatement * Track abatement collections and delinquencies separate from other property taxes 0 Document uses of abatement * Designate unspent balances to assure final disposition in accordance with the authorizing resolution Arbitrage Rebate With respect to municipal bonds, arbitrage is defined as a city's profit from borrowing funds in the tax exempt market and investing those funds in the taxable market. Federal tax law prohibits this type of transaction. A governmental bond will maintain its tax exempt status if the issuer complies with the requirements of the Internal Revenue Code. The Internal Revenue Code relative to arbitrage has two major compliance areas: 1) arbitrage restriction requirements; and, 2) arbitrage rebate requirements. Arbitrage restriction requirements describe the circumstances in which investments in materially higher yielding securities is allowed without compromising the tax-exempt status of the bond issue. Arbitrage rebate requirements describe what to do with profits earned on investments subject to arbitrage restriction requirements. • Management Report Other Matters Arbitrage Restriction A common misunderstanding of arbitrage is that bond proceeds may be invested at market rates provided that any profits are rebated to the federal government. Not so. Generally, arbitrage may be earned on tax-exempt bond proceeds only if an exception is permitted. A summary of exceptions to yield restrictions are as follows: 1. Three Year Temporary Period for Proiect Fund: The regulations provide for a three year temporary period during which the proceeds of an issue may be invested in higher yielding investments without causing bonds to be arbitrage bonds. The three year temporary period applies only if at the date of issuance the issuer "reasonably expects" that: (i) within six months the issuer will incur substantial binding obligation to a third party to expend at least 5 percent of the net sale proceeds on capital projects; (ii) completion of the capital projects and allocation of the net sale proceeds to expenditures will proceed with due diligence; and, (iii) within three years the issuer will spend at least 85 percent of the net sale proceeds on capital projects. 0 Management Report Other Matters 2. Reserve Fund: The regulations provide for "reasonably required" reserve fund in which the issuer may invest sale proceeds or replacement proceeds without yield restriction. A reasonably required reserve fund cannot exceed the least of the following: (i) 10 percent of the principal amount of the issue (ii) maximum annual debt service on the issue (iii) 125 percent of the average annual debt service on the issue Regulation 1.148- 5(c)(3)(i)(E) allows a reserve fund to exceed the amount determined by the above three -part test if it complies with the following: (i) the portion that exceeds the three -part test cannot be invested materially above the bond yield. The issuer can use yield reduction payments to comply with this rule. (ii) any portion in excess of 10 percent of the principal amount of the issue must come from revenues, rather than sale proceeds. 3. Minor portion: Section 148(e) permits an issuer to arbitrage the lesser of $100,000 or 5 percent of sale proceeds as a de minimus minor portion of the issue. For bonds issued after 1986, the minor portion is in addition to a reasonably required reserve fund. As previously stated, the above exceptions are from yield restriction, not from rebate. Therefore, any amounts earned in excess of the bond yield are subject to rebate. Ew- 0. Management Report Other Matters Arbitrage Rebate In general, any profits earned on investments subject to arbitrage are required to be rebated to the federal government. However, there are several exceptions to the rebate requirement, which are as follows: 1. Small Issuer Exception: Section 148(f)(4)(D) establishes an exception from rebate requirement for an issue meeting the following requirements: (i) the issuer must have general taxing powers (ii) the bonds must be governmental bonds and not private activity bonds (iii) at least 95 percent of the proceeds must be used for local government activities of the issuer or of governmental units located within the issuer's boundaries. (iv) on the date of issuance, the issuer must reasonably expect that it will not issue more than $5 million aggregate amount of governmental bonds during the current calendar year, together with issues in that year by related entities that are subject to aggregation with the issuer. A common misunderstanding of the small issuer exception is that an issuer that qualifies for this exception is not subject to any arbitrage compliance. Not so. The small issuer exception is an exception from rebate, not from arbitrage rules. As such, a small issuer will need to establish a temporary period for project fund investments and determine that the reserve fund is reasonably required. For profits earned after the expiration of the temporary period and on profits earned on amounts in a reserve fund that exceed what is reasonably required, yield reduction payments (YRP's) are required to be made. -am • Management Report Other Matters 2. Proiect Fund Spending Exceptions: A project fund is exempt from rebate if it meets either a six-month spending exception, an eighteen-month spending exception, or a two-year spending exception. (i) The six-month exception applies to any type of tax exempt bond. This exception requires an issuer to spend 100 percent of the proceeds within six months. (ii) The eighteen-month exception can apply to any type of bond for a capital project, including industrial development bonds or qualified mortgage bonds. The eighteen-month exception requires expenditure of proceeds within eighteen months on the following schedule: 6 months — 15 percent 12 months — 60 percent 18 months — 100 percent (iii) The two year exception can be used only for construction issues. To qualify as a construction issue, the following requirements must be met: (a) the issuer must reasonably expect that at least 75 percent of available construction proceeds of the issue will be used for construction expenditures (b) the construction expenditures must be on property that is owned by a governmental unit or a 501(c)(3) organization (c) the bonds must be governmental bonds Management Report Other Matters The regulations define construction expenditures as capital expenditures that are allocable to the cost of real property (buildings) or constructed personal property (equipment). Construction expenditures do not include expenditures for acquisition of land. The two year exception requires expenditure of proceeds within two years on the following schedule: 6 months - -10 percent 12 months — 45 percent 18 months — 75 percent 24 months —100 percent 3) Bona Fide Debt Service Fund (BDSF) Exception. Regulations define a BDSF as a fund that is used primarily to achieve a proper matching of revenues within each bond year and that it is depleted at least once each bond year, except for a reasonable carryover amount not to exceed the greater of. 1) the earnings on the fund for the immediately preceding bond year; or, 2) one-twelfth of the principal and interest payments on the issue for the immediately preceding bond year. Earnings of a BDSF are exempt from rebate. • Management Report Other letters Penalties for NoncomDliance The IRS has two options available for failure to comply with the rebate requirement: ® Taxing interest on the issue, or, Assessing a penalty against the issuer. Failure to pay the correct rebate when required will cause the bonds to be arbitrage bonds, unless the IRS determines the failure was not caused by willful neglect and the issuer pays a penalty. For governmental bonds, the penalty is equal to 50 percent of the rebate amount not paid plus interest on the amount not paid. The penalty is automatically waived if the rebate amount plus interest is paid within 180 days after discovery of the failure, unless failure was due to willful neglect. Management Report Other matters Did the Municipality issue more than $5 REBATE EXEMPTION CHART million of calend r year bonds in a calendar year? Debt Servme Fund Project Fund € Debt Service Ftmd Project Fuud Does the Debt Service Fated r Was ta: bond issued a� for a pual Does the Debt Service Fnnd Are proceeds romaunng qualify as a "Bona Fide Debt L project? balance exceed the amount Servme Fraud?" - - --- - -- --- - --' allowed fora "reasonably after the expiration of the ...... .........� three year temporary? ....... -„ roquared" reserve fiend? Yes No ............._k..... Yes No -- - A. at least 7580 of available constmcnoit Only exempt if ! Yes No Yes No proceeds to be us ad for spent within sax Is the issue a fixed rate, long -term All earmngs smce mcop ran me coloame non on property months Governmental issue? (Private subject to rebate, only excess is owned by tic b Yield reduction Yield Activity Bonds not eligible) payable. governmental unit? -- - --, Yield payments are reduction coon No P re ncnou payment J regained ou payment Yes r_ ._ tl! amounts". calculation calculation excess of is required is not Yen No -- _ Portion of issue related to ineximu n, rcgwred Proceeds (or construction cotutmetion may be ear". it allowed portion) spent as follows? (11 szfew ed for purposes of for reasonably Were tho bonds issued after 2 -yew test (bafiucafon - regained teserve Or invest m GO 11 /l0 /8R? 6 months 10' /0 Municipal Bonds 12 months 45% elected poor to i.�siwuce) l8 months 75 1 6 - -- - - - _ - At earnings since 24 mouths 10080 uiception aro exempt Or yield restrict Yes No .._. - .. .. from rebate Yes No Proceeds spent as follows? Y Debt service fund as Did issuer formally elect . Earnings are exempt from W._r_c_nll le,"'d --rat Cor exempt from rebate to adopt new ndesv rebate or reg mreme t, ( ri i D ot a;mmblc rermuege n m en <e.: 6 mouths 15% n ofs ° >orme�;nw, or, Yes - 12 months 60% i r (2) a _._ - do uuwaus emounnot _. .. lR months 100 ",o t ... cee<h glh I �cr of l °o of We 1 Yes No Yes co $250000 All --gs an Iwn ly i tsn momma ( exempt _.- _. -..a - -_- ( front rebate qtw ment No i No All deposits to the debt scarce fin fund Did the debt service red earn mine `, al cot Cor after 11/10/88 are exempt from [b. $100,000 (rat anissne - - issue ` — "_ - - - Was penalty elected m heu of p) r .,oueblc retmvage not r _ -� rebate (elected prior to issuance) of s'6 ofine =sue, oc rebate basis) during the Lend year? Yes 1 -__ _ -- ��, -- (2) ode uuwuu: amount not - . - - All earuwgs Since rAmgthe te.<r uC3o Itt ; Yes rC250000, N0 ".cap me € - Lw t by the 18th mouth? Penalty must be paid as follows' - subject to nbatc - -- -- - - -- -- - Yes No - -- - - - cepnouwaled life ofi All oa ., I - - - -- � ".rags for L5% 5% Nullity each 6 months ou Payable within 0 entire ssue are No Most include debt service fiend Deb[ service fwad as exempt from m aomt of proceeds no[ expended days of 6anmdh j subject to rebate. € eararugs in rebate computation rebate. I on time j wuuversary. (1) municipality call elect to comply with either a 24 or 19 month spend down.