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HomeMy WebLinkAboutManagement Report December 31, 2002 CITY OF OAK PARK HEIGHTS, MINNESOTA MANAGEMENT REPORT December 31, 2002 Tautges Redpath, Ltd. Certified Public Accountants and Consultants To the Honorable Mayor and Members of the City Council City of Oak Park Heights, Minnesota We have completed the 2002 audit of the City of Oak Park Heights, Minnesota and have issued our report thereon. Our Independent Auditor's Report is included in the City's _ Annual Financial Report. This Management Report is prepared to offer the City an independent review of: • Comparisons and trend analysis of financial results. • Available strategies to address long -term financial planning. • Policies, procedures and systems. 0 Outside factors influencing the City such as State funding and changes in financial accounting and reporting standards. An Executive Summary with page references to the areas discussed is on page three of this report. Thank you for the opportunity to serve the City. We are available to discuss this report with you. March 13, 2003 L/0. HLB TAUTGES REDPATH, LTD. Certified Public Accountants 4810 White Bear Parkway, White Bear Lake, Minnesota 55110, USA Telephone: 651 426 7000 Fax: 651 426 5004 .•. HLB Tautges Redpath, Ltd. is a member of ® International. A world -wide organization of accounting firms and business advisers Management Report Report Summary REPORT SUMMARY Several reports are issued in conjunction with the audit. A very brief summary is as follows: R eport of -•. O verview Required Reports Annual Financial Report (AFR) • Financial statements • Unqualified ( "clean ") • Footnotes opinion on the General • Supplemental information Purpose Financial Statements Report on Compliance and Internal Results of testing • No compliance findings Control • Internal controls over • No reportable conditions financial reporting in internal control. _ • Compliance with laws, regulations, contracts and grants State Legal Compliance Report • Results of testing certain • One finding — provisions of Minnesota deficiencies in collateral Statutes for deposits. Discretionary Reports Management Report Intended to be a working tool for • See page 3 of this report City Council for Executive Summary • Comparisons and trend analysis • Outside factors influencing the City, such as State funding • Policies and procedures Management Report Executive Summary EXECUTIVE SUMMARY Several areas highlighted for your reference include the following: O The City's property tax collection rate continues to be very strong Page 4 (95.8% for 2002). O The Governor's state budget may result in possible state aid reductions in 2003 and thereafter. Page 6 O The City has minor delinquent special assessment balances, which is the result of very good collection rates (97.6% for 2002). Page 10 .— O The General Fund balance increase of $156,000 during 2002 is a result of favorable budget variances in expenditures. Page 17 H The General Fund balance at December 31, 2002 was not sufficient to fulfill all the reserve requirements per City policy. The contingency Page 26 reserve was $141,000 less than the amount per City policy. O During 2002, the City refunded the Bonds of 1993 which resulted in a debt service savings of $17,000 over the next four years. Page 31 — Management Report Combined Balance Sheet COMBINED BALANCE SHEET The Combined Financial Statements of the City are presented in Statements 1 through 5 of the 2002 Annual Financial Report. The following comments relate to these financial statements of the City. Property Taxes Property taxes receivable consist of taxes levied in the previous seven years by the City but not yet collected by the County and remitted to the City. The collection rate on property taxes remains strong as illustrated below. 1999 2000 2001 2002 Delinquent taxes - January 1 $16,863 $23,980 $22,116 $24,199 Current levy* 1,409,400 1,440,200 1,588,435 1,967,579 Total collectible 1,426,263 1,464,180 1,610,551 1,991,778 Receipts: Current* 1,394,993 1,426,390 1,566,938 1,904,488 Delinquent 4,296 13,454 16,563 (18,789) Total receipts 1,399,289 1,439,844 1,583,501 1,885,699 Adjustments J (2,994) (2,220) (2,851) (85,905) Delinquent taxes - December 31 $23,980 $22,116 $24,199 $20,174 Current collection as a percent of current levy 99.0% 99.0% 98.6% 96.8% Total collections as a percent of current levy 99.3% 100.0% 99.7% 95.8% *2002 - includes State of Minnesota market value homestead credit of $100,985. Management Report Combined Balance Sheet During 2002, the taxable valuation of the St. Croix Mall was reduced resulting in abatements of unpaid taxes on this property, and the repayment by the City of taxes collected in prior years. As shown on the previous page, tax collection rates have averaged 98.7% over the past four years representing an excellent collection rate for the City. Market Value Homestead Credit A new credit is applied to Residential Homestead property beginning in 2002. The credit is .40% of the market value to a maximum of $304, reduced by $9 per $10,000 of market value over $76,000. A $76,000 homestead receives the maximum credit of $304 and $414,000 homestead receives $0. This credit proportionately reduces the tax for each taxing district, including the county, based on each district's share of the total tax. The credit is paid by the State of Minnesota in two installments (October and December). For 2002, the City received $100,985 of Market Value Homestead Credit. Management Report Co mbined Balance Sheet Possible 2003 Aid Loss The Governor's proposed budget for the 2004 -2005 biennium includes cuts in LGA and MVHC. The budget as proposed, would cut an estimated $100,734 of State aid from the the .� City of Oak Park Heights in 2003. The 2003 aid cut is equal to the lesser of 9.3% of revenue base (certified levy plus general state aids) or 5% of total City revenues (total governmental fund revenues, except for bond .. proceeds and local intergovernmental grants). For the City of Oak Park Heights, the aid cut is calculated as follows: Calculation of Potential Aid Loss $1,908,220 2003 levy (excludes $84,783 of MVHC) $15,951 Local government aid 84,783 Market value homestead credit (estimated) A 2,008,954 Subtotal Aid Loss is x 9.3% the Lesser of $186,833 _ A,BorC $3,874,384 2000 Revenues B x 5.0% $193,719 C $100,734 2003 Market value homestead credit and LGA Management Report Combined Balance Sheet Tax Levies, Tax Rates and Tax Capacity A comparison of values for taxes payable in 2001, 2002 and 2003 is as follows: 2001 2002 2003 Market value $324,581,100 $349,905,900 $406,640,800 Tax capacity values: Real estate $7,249,830 $5,085,897 $5,895,692 Personal property 120,220 77,543 78,851 Subtotal 7,370,050 5,163,440 5,974,543 Fiscal disparity contribution (918,384) (611,097) (657,651) Fiscal disparity distribution 343,723 221,368 253,076 Total $6,795,389 $4,773,711 $5,569,968 Tax capacity rates 23.692 41.741 35.799 Tax levy $1,588,435 $1,967,579 $1,993,003 A. Management Report Combined Balance Sheet A schedule of "Pay 2002 Tax Capacity by Classification" is as follows: Percent of City Total Real estate: Ag nonhomestead 668 0.0% Seasonal recreational 3,030 0.1% Residential homestead 1,612,779 31.2% Residential nonhomestead single unit 87,495 1.7% Residential nonhomestead 1 -3 units 24,694 0.5% Residential nonhomestead apartments 401,150 7.8% Total residential nonhomestead 513,339 9.9% Commercial 1,548,609 30.0% Industrial 5,612 0.1% _ Railroad 2,154 0.0% Total ch 1,556,375 30.1% Public utility 223,954 4.3% Public utility elec gen machinery 1,056,146 20.5% Public utility other machinery 119,606 2.3% Total utility 1,399,706 27.1% Total real estate 5,085,897 98.5% Personal property 77,543 1.5% Total tax capacity 5,163,440 100.0% Tax Capacity by Property Class Residential Homestead 31.2 % Total GI 30.1% Seasonal Recreational 0.1 As Nonhomestead 0.0° /. Total Residential Nonhomestead 10.0% Personal Property 1.5% Taal Utility 27.1 Yo Management Report Combined Balance Sheet Fixed Assets Beginning in 2004, the City will be required to include infrastructure assets on its balance -- sheet. Infrastructure assets consist primarily of streets. Additionally, the City will be required to report depreciation on all of its fixed assets. Currently, only fixed assets of the —� Utility Funds are required to report depreciation. During 2001, City staff took the first step towards implementation of this requirement by adopting a fixed asset policy. Among other things, the policy established the capitalization threshold for most assets at $5,000 as of January 1, 2002. In other words, for an item to be capitalized and depreciated over its useful life, the item must cost at least $5,000. Items under this amount are expensed in the year of purchase. This policy change was applied retroactively for the general fixed assets account group resulting in a reduction of general fixed assets of $233,684. The policy change was applied prospectively for Enterprise Fund assets. Additional steps to be taken include: • Inventory and valuation of infrastructure assets • Calculation of prior accumulated depreciation Management Report Combined Balance Sheet Special Assessments Receivable -- Special assessments receivable consisted of the following types and amounts: December 31, Increase Description 2001 2002 (Decrease) .- Delinquent $197 $6,267 $6,070 Deferred 1,205,984 1,190,879 (15,105) Due from County 7,817 3,824 (3,993) Totals $1,213,998 $1,200,970 ($13,028) Delinquent special assessments receivable consist of amounts which have been spread for collection in 2002 and prior years but have not been collected at December 31, 2002. The City has minor delinquent balances which is the result of very good collection rates (97.6% for 2002). Deferred special assessments consist of the remaining principal installments on assessment rolls. These assessments are generally collectible over a time period consistent with the debt payment schedule of the related bond issue. 1 ^ Management Report Combined Balance Sheet r Bonds Payable The City had four bond issues outstanding during 2002. A summary of the 2002 activity of each bond issue is as follows: r General Obligation General General General Crossover Obligation Obligation Obligation Refunding Refunding Improvement Refunding Bonds Bonds Bonds Bonds of 1993 of 2002 of 1998 of 2001 Totals Balance - January 1, 2002 $615,000 $ - $1,550,000 $490,000 $2,655,000 ^ Bonds issued - 510,000 - 510,000 Principal payments (615,000) - (150,000) (130,000) (895,000) Balance - December 31, 2002 $0 $510,000 $1,400,000 $360,000 $2,270,000 Detail of outstanding bond issues is contained in Exhibit 2 of the 2002 Annual Financial Report. A summary of the City's bond issues is as follows: Maturity Bond Issue Repayment Source Date Bonds of 1998 Special assessments and connection charges 12/1/13 Bonds of 2001 Property taxes and special assessments 12/1/05 Bonds of 2002 Connection charges 12/1/06 r r. Management Report General Fund GENERAL FUND The General Fund of the City is maintained to account for expenditures common to all cities (general government, public safety, public works, recreation and community development). A history of major revenue sources that support the General Fund are as follows: Property Taxes State Aids All Other Total Revenue Year Amount Percent Amount Percent Amount Percent Amount Percent 1994 $1,232,906 68% $118,768 7% $465,964 25% $1,817,638 100% 1995 1,354,677 68% 124,860 6% 520,466 26% 2,000,003 100% 1996 1,390,443 66% 119,274 6% 581,850 28% 2,091,567 100% 1997 1,387,227 65% 137,951 6% 619,874 29% 2,145,052 100% 1998 1,479,490 69% 133,484 6% 529,143 25% 2,142,117 100% 1999 1,333,194 62% 139,875 7% 674,762 31% 2,147,831 100% 2000 1,405,002 62% 145,514 6% 712,026 32% 2,262,542 100% 2001 1,524 66% 142,292 6% 631,284 28% 2,297,876 100% 2002 1,748,634 71% 160,381 6% 566,938 23% 2,475,953 100% 2003* 1,946,003 (1) 78% 72,991 3% 482,730 19% 2,501,724 100% * Budgeted Includes MVHC of $84,783. 2002 Actual State Aids 6% Other 23% r Property Taxes 71 % .rp Oft r� Management Report General Fund A graph of property taxes, state aids, and other revenue for the General Fund is as follows: $2,000,000 General Fund Revenue by Source $1,800,000 $1,600,000 - -- $1,400,000 - -- - $1,200,000 _ -- - - --- �Staupids ■ Other Revenue $1,000,000 — -- -- — - ■ Property Taxes $800,000 - -- $600.000 $400,000 $200,000 $0 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 Budget Management Report General Fund State Aids - State aids of the General Fund have consisted of the following for the past six years (with 2003 budget): 2003 State Aid 1997 1998 1999 2000 2001 2002 Budget H.A.C.A $73,065 $74,464 $74,983 $79,583 $79,603 $ - $ Market value homestead credit - - - - - 97,935 LGA - - - 4,878 4,878 4,881 15,951 Local performance aid 4,186 5,133 4,884 - - - - Police aid 44,900 51,198 56,409 57,013 53,650 55,525 55,000 Other state revenue - 2,689 3,599 4,040 4,161 2,040 2,040 Snowplowing 15,800 - - - - - - Totals $137,951 $133,484 $139,875 $145,514 $142,292 $160,381 $72,991 Change ($4,467) $6,391 $5,639 ($3,222) $18,089 ($87,390) % Change (3 %) 5% 4% (2 %) 13% (54 %) (o Does not include market value homestead credit for 2003 estimated at $84,783. Other General Fund Revenue Other revenue of the General Fund have consisted of the following for the past five years (with 2003 budget): 2003 Description 1998 1999 2000 2001 2002 Budget Licenses and permits $125,678 $227,693 $314,527 $213,651 $183,596 $166,050 Charges for services: Refuse charge - Junker settlement 28,887 25,718 27,655 28,422 28,460 - Enterprise 63,525 80,655 99,400 95,300 89,780 87,205 Tax increment administration fee 27,009 7,253 3,450 452 - - Construction /engineering fee - 56,632 - - 2,083 - '� Other 26,910 23,767 18,092 30,097 23,706 12,000 Inspections 40,468 36,122 45,018 43,047 44,064 43,700 Fines and forfeits 60,183 58,886 56,326 63,655 63,211 67,000 Earnings on investments 45,848 36,970 48,363 48,559 32,052 30,000 + Other 110,635 121,066 99,195 108,101 99,986 76,775 Total $529,143 $674,762 $712,026 $631,284 $566,938 $482,730 Management Report General Fund _ Refuse Charge — Junker Settlement Effective January 1, 1998, the City council authorized an additional refuse charge of $6.50 per quarter. This additional charge was effective for five years and ended December 31, 2002. This surcharge was designed to recover a 1996 court judgment and other costs of approximately $140,000 related to the landfill lawsuit. Surcharge revenue has been as follows: Year Amount 1998 $28,887 1999 25,718 2000 27,655 2001 28,422 2002 28,460 Total $139,142 .r Administrative Fee - Enterprise Prior to 1998, the General Fund received an administrative fee from the Water and Sewer Utility Fund. This fee was designed to reimburse the General Fund for labor and overhead costs incurred. r Beginning in 1998, the City eliminated the labor portion of the administrative fee and began allocating actual labor costs directly to the Water and Sewer Utility Fund. The administrative fee is designed to reimburse the General Fund for overhead costs only. ^ Management Report General Fund Administrative Fee - Capital Proiects -i The City's General Fund incurs costs related to capital improvement projects. These costs include staff time, supplies, and other overhead items. The City established a 1' /2% administrative fee to recover these costs effective January 1, 1999. The administrative fee is charged to a project with the corresponding revenue receipted in the General Fund. The fee is charged at project inception and is based on the contract awarded. During 2002, two projects were charged a total of $2,083 for administrative fees. i Budget Versus Actual Comuarison The fund balance of the General Fund was $1,329,000 at December 31, 2002 representing a $156,000 increase during 2002. The following schedule illustrates the change in fund balance on a budget variance basis. 2002 Favorable (Unfavorable) 2003 Budget Actual Variance Budget Revenue: General property taxes: Current and delinquent $1,752,244 $1,730,944 ($21,300) $1,931,003 Payment in lieu of taxes 23,000 16,431 (6,569) 15,000 Othertaxes - 1,259 1,259 - Total general property taxes 1,775,244 1,748,634 (26,610) 1,946,003 Intergovernmental 182,981 180,858 (2,123) 90,591 Licenses and permits 179,010 183,596 4,586 166,050 Charges for services 172,763 188,093 15,330 142,905 Fines and forfeits 66,400 63,211 (3,189) 67,000 Earnings on investments 30,000 32,052 2,052 30,000 Refunds and reimbursements 61,500 69,074 7,574 59,175 Donations and contributions - 100 100 - .r Sale of property 10,200 10,335 135 - Total revenue 2,478,098 2,475,953 (2,145) 2,501,724 i i Management Report General Fund 2002 Favorable (Unfavorable) 2003 Budget Actual Variance Budget Expenditures General government: Mayor and council $69,100 $61,589 $7,511 $75,940 City administrator 171,975 161,279 10,696 165,005 Legal 27,500 22,345 5,155 28,500 , General management and building 77,170 63,583 13,587 75,800 Elections 8,000 5,520 2,480 250 Finance 168,395 169,083 (688) 172,635 Computer system 22,300 17,771 4,529 22,000 Audit 13,000 12,044 956 13,000 Insurance 207,340 202,147 5,193 233,770 Assessing 18,000 17,386 614 18,500 Planning and zoning 29,500 29,356 144 29,500 Engineering 20,000 19,860 140 27,000 General contingency 8,935 3,356 5,579 10,000 Total general government 841,215 785,319 55,896 871,900 Public safety: Police department 818,485 802,247 16,238 850,565 Building inspections 111,020 107,390 3,630 110,125 Fire protection 91,890 87,847 4,043 95,280 Animal control 1,150 1,655 (505) 1,650 Total public safety 1,022,545 999,139 23,406 1,057,620 Public works: Street maintenance 37,175 28,477 8,698 41,070 Snow removal 68,500 36,859 31,641 67,300 Street lighting 45,000 42,153 2,847 48,000 Arborist 13,925 11,848 2,077 12,905 Tree removal and planting 15,000 15,000 - 16,100 -. Total public works 179,600 134,337 45,263 185,375 Recreation: Parks, playgrounds and rinks 89,970 87,932 2,038 101,155 Community development 115,485 112,240 3,245 114,130 ^ Total expenditures 2,248,815 2,118,967 129,848 2,330,180 Revenue over expenditures 229,283 356,986 127,703 171,544 Other financing sources (uses): Operating transfers to Enterprise Fund (88,500) (88,500) - (88,500) Operating transfers to Capital Project Fund (112,375) (112,375) - (83,000) Total other financing sources (uses) (200,875) (200,875) 0 (171,500) Net increase in fund balance $28,408 $156,111 $127,703 $44 r r Management Report General Fund As shown on the previous page, the General Fund balance increased by $156,000 as the result of positive budget variances primarily relating to expenditures as follows: Budget Actual Variance Revenue /transfers in $2,478,000 $2,476,000 ($2,000) Expenditures /transfers out 2,450,000 2,320,000 130,000 Increase in fund balance $28,000 $156,000 $128,000 A summary of the significant budget variances is as follows: Revenue: Property Taxes — The 2002 budget did not anticipate the repayment of taxes due to the reduction of the St. Croix Mall taxable valuation ($62,500). Expenditures: General government: Citv Administrator — The positive budget variance relates to a vacant position ($11,000). General manaizement and buildine — The positive budget variance relates to fewer contractual services expenditures than expected ($14,000). Public Safety - The positive variance is primarily the result of salaries less than expected ($16,000). Public Works — The positive variance is primarily the result of fewer snow removal expenditures than expected ($32,000). Management Report General Fund General Fund — Long Term Commitments During 1996, the City approved a pledge of $200,000 to the St. Croix Sport Facility Commission. A summary of the activity related to this pledge is as follows: Year Payments Balance —. Beginning balance $200,000 1998 $50,000 150,000 1999 15,000 135,000 2000 15,000 120,000 2001 15,000 105,000 2002 15,000 90,000 The remaining amount will be paid in annual installments of $15,000. Management Report General Fund General Fund Reserves The fund balance of the General Fund increased in 2002. The schedule below reflects the General Fund balance for the past ten years: Year Ended Fund Increase ^ December 31, Balance (Decrease) 1992 $1,013,422 1993 1,106,882 $93,460 1994 1,197,835 90,953 1995 1,280,597 82,762 .. 1996 1,312,593 31,996 1997 1,246,347 (66,246) 1998 1,186,663 (59,684) 1999 1,191,081 4,418 2000 1,280,101 89,020 2001 1,173,118 (106,983) 2002 1,329,229 156,111 The 1997 decrease in fund balance was the result of the council decision to use fund balance rather than levy taxes for the Bonds of 1995. The 1998 decrease in fund balance was a budgeted decrease. The 2001 decrease was the result of unfavorable budget variances for both revenues and expenditures. Y Management Report General Fund Fund Balance $1,600,000 — $1,500,000 $1,400,000 $1,300,000 1 $1,200,000 t Actual Fund Balance $1, 100,000 —a— Desired Fund Balance $1,000,000 - -- $900,000 — $800,000 - $700,000 - - -- $600,000 - 1995 1996 1997 1998 1999 2000 2001 2002 Reserve balances are an important component of City financial management. When evaluating the adequacy of reserve balances, there are a number of important factors that must be considered. Several areas to consider are illustrated as follows: e. Cash Fbw Tlmirg Favorable bond rating Supplements revenues Difference indicator with Investment income Intergovernmental Capital Outlay Revenue Cutbacks Replacement Provides resources for Avoids temporary minor projects or overdrafts prior to major .r. feasibility reports receipts Provides the City Avoids overburdening .... greater optbns to deal of annual budgets for Emegency or Special with unexpected events C~ capital outlay UnantlGpaled Projects Expenditures ri Management Report General Fund In 1987, the City adopted Resolution 87 -10 -42 establishing General Fund reserves/ designations for cash flow, employee benefits and general contingency based upon formulas for each category. The formula for the designation for contingent employee benefits was amended by the City Council on December 11, 2001. At December 31, 2001 and 2002, the General Fund balance was reserved or designated as follows: General Fund Balance December 31, 2001 2002 Designated for: Cash flow $956,000 $973,000 Contingent employee benefits 104,161 122,365 General contingency 112,957 233,864 Subtotal - designated 1,173,118 1,329,229 Undesignated - - Total fund balance $1,173,118 $1,329,229 Management Report General Fund Cash Flow Reserve Property taxes and related state aids account for approximately 75% of the revenue of the General Fund. Property taxes and local government aid are not received until July and December of each year (i.e., the second half of the year). Market value homestead credit is not received until October and December of each year. As a result, the City is required to have sufficient reserves at the beginning of the year to fund operations of the first half of the year. For the City of Oak Park Heights, the recommended cash flow reserve is $973,000, computed as follows: Cash Flow Reserve 2003 tax levy (includes market value homestead credit aid) $1,931,003 ... 2003 budgeted LGA 15,951 Total $1,946,954 Recommended reserve (one -half of tax levy and state aids) $973,000 r KOM • •, - • Management Report General Fund The following graph of monthly General Fund cash balances illustrates the impact of receiving property taxes and state aids in the second half of the year: i Sl,aoo,000 Ge neral Fund Mo nthly C ash Bal - - - -- - -- - . ... S1,200,000 — — -- - S1,00o,000 - -- - -- - -- $800,000 - - -- -------- 5769,000 decrease -"� $600,000 - 5400,000 5200,000 — - -- ...� so 1/1/2003 1/31/2003 2/28/2003 1 3/1/2003 1 4/30/2003 1 5/31/2003 6/30/2003 7/31/2003 8/31/2003 960/2003 10/31/2003 11/3012003 12/3112003 Inseri.1 $1,142,000 1 $1,042,000 5877,000 I $747,000 I 5616,000 I S479,000 5373,000 $1,147,000 $927,000 5755,000 $714,000 S605,000 1 $1,322,000 r As shown above, the cash balance decreased $769,000 between January 1 and June 30, illustrating the need for the cash flow reserve. We recommend the City continue to monitor the cash flow needs of the General Fund. i y • . Y Management Report General Fund Contingent EmDlovee Benefit Reserve The employee benefits reserve is computed based upon accrued, but unpaid, employee benefits as follows: Employee Benefits Reserve December 31, Employee Benefit 2001 2002 Vacation leave carryover $24,067 $26,889 Severance 80,094 95,476 Total $104,161 $122,365 This reserve was established to recognize the actual/potential liability for vacation and sick leave. When the reserve was established, a conservative approach was taken in which an amount equal to all vacation leave, all severance and twenty -five percent of the sick leave balance was deemed the appropriate reserve amount. History has shown that this level of reserve is not required. The City amended this reserve component to an amount equal to 50% of vacation leave, 100% of severance and 0% of sick leave. Management Report General Fund General Contingencv Reserve The amount of General Fund reserve required to meet emergency and /or unanticipated expenditures is not readily quantifiable. Rather, the level of this requirement must be established by the City based on the history of the City and the philosophy of "adequate" reserve coverage. Currently, the City of Oak Park Heights has set this reserve equal to 15% of the General Fund operating budget subject to availability of such amounts, as follows: General Contingency Reserve Description 2002 2003 Ensuing year's budget $2,587,790 $2,501,680 Reserve amount @ 15% $388,000 $375,000 Amount available @ December 31 $112,957 $233,864 As shown above, the fund balance available at December 31, 2002 is less than the amount needed to fulfill the contingency reserve requirement. Management Report Special Revenue Funds SPECIAL REVENUE FUNDS Special Revenue Funds are a classification of funds to account for revenues (and .- expenditures related thereto) segregated by City policy, Federal or State statutes for specific purposes. The City maintained two Special Revenue Funds during 2002. .� Forfeiture and Seizure Fund This fund was established in 1991 to account for property forfeited pursuant to MS 609.531. A summary of the financial activity of this fund from inception is as follows: Prior Years 2002 Total ra Revenue: Intergovernmental - bulletproof vests $ - $7,170 $7,170 Earnings on investments 4,974 945 5,919 Reimbursements 1,861 1,150 3,011 Confiscated property 66,822 13,595 80,417 Sale of municipal property 2,517 - 2,517 Total $76,174 $22,860 99,034 Expenditures: Public safety: Materials and supplies $15,343 $1,218 16,561 Contractual services 3,288 929 4,217 Capital outlay 40,376 8,680 49,056 Total $59,007 $10,827 69,834 Fund balance - December 31, 2002 $29,200 .. The use of these funds is restricted by MS 609.531 subd. 5 to "supplement the agency's operating fund or similar fund for use in law enforcement." r. Management Report Special Revenue Funds r Economic Development Fund This fund was established in 1998 to account for the activity of the Oak Park Heights Economic Development Authority. A summary of the financial activity of this fund is as follows: Prior Years 2002 Total Revenue: Earnings on investments $17,173 $1,993 $19,166 Interfund loan interest 1,113 - 1,113 Refunds and reimbursements 2,531 - 2,531 Sale of municipal property 76 - 76 Transfer from Capital Revolving Fund 260,000 - 260,000 Total revenue $280,893 $1,993 282,886 Expenditures: _ Community development: Materials and supplies $457 $ - 457 Contractual services 29,139 535 29,674 Interfund loan interest 70,000 - 70,000 Capital outlay 121,500 - 121,500 Transfer to Capital Revolving Fund 11,113 - 11,113 Total expenditures $232,209 $535 232,744 Fund balance - December 31, 2002 $50,142 Management Report Special Revenue Funds During 1998, the City purchased the Bell property. The City demolished the building in 1999 and is marketing the property as a business and industrial site. The estimated value of the property is approximately $124,500 (61,000 square feet @ $2.04 per square foot). The fund deficit was funded by a $260,000 interfund loan from the Capital Revolving Fund. This fund did not have the resources to repay the interfund loan. Therefore, the City forgave the interfund loan. If a sale of the Bell property occurs, the proceeds should be receipted in the Capital Revolving Fund. i La ii r /r f YI .4 r Management Report Debt Service Funds DEBT SERVICE FUNDS The combining financial statements for the Debt Service Funds are presented in Statements 10 and 11 of the 2002 Annual Financial Report. Debt Service Funds are a type of governmental fund to account for the accumulation of resources for the payment of interest and principal on debt (other than Enterprise Fund debt). The City maintained three Debt Service Funds during 2002 as follows: Fund Balance December 31, Increase Fund 2001 2002 (Decrease) G.O. Crossover Refunding Bonds of 1993 / Refunding Bonds of 2002 $325,406 $331,985 $6,579 G.O. Improvement Bonds of 1995 /Refunding Bonds of 2001 182,841 147,162 (35,679) G.O. Improvement Bonds of 1998 121,372 108,984 (12,388) Totals $629,619 $588,131 ($41,488) r 1 a.. Management Report Debt Service Funds Water and Sewer Refunding Bonds of 1993 / Refunding Bonds of 2002 The Water and Sewer Revenue Bonds of 1991 were issued to provide financing for Phase I of the City's Annexation Area Extended (A.A.E.) Trunk facility improvements. The City established special area connection charges to provide for the retirement of these bonds and ` for financing additional trunk facilities in this area. These bonds were refinanced by the Refunding Bonds of 1993 to reduce interest costs by approximately $95,000 ?ver the .� remaining term of these bond issues. During 2002, the bonds were again refinanced by the Refunding Bonds of 2002 to reduce interest costs by an additional $17,000. During 2002, the City transferred $145,000 from the A.A.E. Connection Charge Funds to this Debt Service Fund for this bond issue. This cash transfer (along with special assessments and other assets committed to these bonds) will be sufficient to meet the 2003 through 2005 scheduled debt payments. Arm Future (2003 through 2004) projected cash transfers are as follows: Sanitary Water Year Sewer Works Total 2003 $30,000 $135,000 $165,000 2004 5,000 50,000 55,000 Totals $35,000 $185,000 $220,000 r r Management Report Debt Service Funds A projection of cash flow of the Water and Sewer Refunding Bonds of 1993 / Refunding Bonds of 2002 assuming cash transfers from the Connection Charge Fund is as follows: City of Oak Park Heights, Minnesota Projection of Cashtlow Water and Sewer Refunding Bonds of 2002 r Total Cash Balance Property Special Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Transfers Interest Receipts Payments Disbursements December 31 2003 $325,406 $ $ $165,000 $9,667 $174,667 $146,356 $ $353,717 2004 353,717 55,000 10,566 65,566 158,323 260,960 2005 260,960 - 7,513 7,513 165,323 103,150 2006 103,150 - 2,915 2,915 66,722 39,343 Total $0 $0 $220,000 $30,661 $250,661 $536,724 $0 1 Assumptions Special assessment collection rate .................... 95% Property tax collection rate . ............................... 99% Investment interest rate ..... ............................... 3.00% Negative interest charged to funds ? .................. no As shown above, this fund has a projected surplus of $39,343 upon final bond maturity. t This projection is dependent on sufficient transfers from the Connection Charge Fund. r Management Report Debt Service Funds G.O. Refunding Bonds of 2001, This bond was issued to provide financing for the first phase of the street reconstruction project. This bond will be repaid by a combination of special assessments and property .a taxes. A projection of cash flow of the Refunding Bonds of 2001 is as follows: City of Oak Park Heights, Minnesota Projection of Cashflow General Obligation Refunding Bonds of 2001 .� Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 V► 2003 $146,009 $61,380 $32,677 $ $4,666 $98,723 $135,763 $ $108,969 2004 108,969 61,380 30,900 3,575 95,855 132,325 72,499 2005 72,499 61,380 29,122 2,543 93,045 113,575 51,969 At Total $184,140 $92,699 $0 $10,784 $287,623 $381,663 $0 Air Assumptions Special assessment collection rate .................... 95% Property tax collection rate . ............................... 99% Investment interest rate ..... ............................... 3.00% ` Negative interest charged to funds ? .................. no As shown above, this fund is projected to have a surplus of $51,969 upon final bond maturity. This projection is dependent on levying the scheduled property taxes (or providing alternative financing) and experiencing a special assessment collection rate of 95 %. t .r Management Report Debt Service Funds G.O. Improvement Bonds of 1998 This bond was issued in 1998 to provide financing for Kern Center and Phase Three of the 58` Street improvement. This bond is scheduled to be repaid by special assessments and -� connection charges. The assessment rolls for both projects were adopted in 1999. r. A projection of cash flow of the Improvement Bonds of 1998 is as follows: City of Oak Park Heights, Minnesota Projection of Cashflow General Obligation Improvement Bonds of 1998 Total Cash Balance Property Special Other Investment Projected Debt Other Cash Balance Year January 1 Taxes Assessments Receipts Interest Receipts Payments Disbursements December 31 v 2003 $115,378 $ $115,659 $80,000 $3,569 $199,228 $208,462 $ $106,144 2004 106,144 111,625 55,000 3,320 169,945 177,688 98,401 2005 98,401 107,590 50,000 3,093 160,683 172,812 86,272 2006 86,272 103,555 55,000 2,762 161,317 167,813 79,776 2007 79,776 99,521 50,000 2,575 152,096 162,687 69,185 2008 69,185 95,486 50,000 2,279 147,765 157,500 59,450 2009 59,450 91,452 50,000 2,009 143,461 152,250 50,661 2010 50,661 87,417 50,000 1,769 139,186 146,938 42,909 2011 42,909 83,382 45,000 1,547 129,929 141,562 31,276 2012 31,276 79,348 50,000 1,235 130,583 136,125 25,734 2013 25,734 75,313 30,000 1,043 106,356 130,625 1,465 2014 1,465 71,278 - 579 71,857 - 73,322 Total $0 $1,121,626 $565,000 $25,780 $1,712,406 $1,754,462 $0 Assumptions Special assessment collection rate .................... 95% Property tax collection rate ............................... 99% Investment interest rate. .. ..... .. ............... 3.00% Negative interest charged to funds ? .................. no V As shown above, this Debt Service Fund will require connection charge revenue to finance the debt service. Management Report Capital Project Funds CAPITAL PROJECT FUNDS The financial statements for the Capital Project Funds are presented in Statements 12 and 13 of the City's 2002 Annual Financial Report. The fund balance (deficits) of the Capital w Project Funds were as follows at December 31, 2001 and 2002: December 31, Increase Fund 2001 2002 (Decrease) Capital Revolving $258,296 $344,630 $86,334 Budgeted Projects and Equipment Revolving 47,618 174,255 126,637 Superamerica/Valvoline Oil 1,960 2,425 465 Park Development 320,406 329,474 9,068 Street Reconstruction 367,317 382,430 15,113 Deep Well #3 (668) - 668 Renewal and Replacement 1,830,661 2,039,446 208,785 Central Business District (190) (190) - Brekke Park Memorial 824 216 (608) AAE - Kern Center 8,260 4,660 (3,600) AAE - 58th Street Improvement - Phase 111 4,201 - (4,201) AAE - Oak Park Station Phase II - - AAE - Sanitary Sewer Connection 357,804 307,599 (50,205) AAE - Water Connection 203,804 145,243 (58,561) AAE - Storm Sewer Connection 554,867 644,246 89,379 Totals $3,955,160 $4,374,434 $419,274 J^ Q Management Report Ca pital Proj ect Funds Capital Revolving Fund During 1984, the City established the Capital Revolving Fund (formerly Closed Bond Fund). Initial financing for this fund was provided through the residual balances of closed (or defeased) special assessment Debt Service Funds of the City. ` A summary of transactions for 2001 and 2002 is as follows: Capital Revolving Fund Description 2001 2002 Financial resources: General property taxes $26 $9 Special assessments 94,034 88,957 Earnings on investments 12,331 11,242 Interfund loan interest 20,000 - Transfers in: AAE - Storm Sewer 20,000 - Total financial resources 146,391 100,208 Financial uses: Expenditures 60,521 13,874 _ Transfers out: Economic Development 260,000 - 57th Street /Oakgreen extension 5,966 - Total financial uses 326,487 13,874 Increase (decrease) in fund balance (180,096) 86,334 Fund balance - January 1 438,392 258,296 Fund balance - December 31 $258,296 $344,630 Management Report Capital Project Funds In addition to the fund balance on the previous page, this fund has future assets as follows: • Assessments receivable of $85,000 relating to the 58th Street Improvement Project and the Brackey West /Stillwater Ford utility and street improvements. Management Report Capital Project Funds Budgeted Protects and Equipment Revolving Fund The Budgeted Projects and Equipment Revolving Fund (formerly Capital Improvements Fund) was established in 1978 to account for monies set aside for various capital improvements. A schedule of activity for 2001 and 2002 is as follows: Description 2001 2002 Financial resources: Earnings on investments $2,063 $5,953 Donations 500 93,700 Refunds and reimbursements 1,352 14,888 Transfers in: General Fund 30,275 112,375 Enterprise Fund 15,400 7,600 Total financial resources 49,590 234,516 Financial uses: y Expenditures: Sealcoat /crackfilling 54,760 59,870 Vehicles - 25,821 "— Furniture and equipment - 5,579 Computers - 6,200 Recreation - 10,409 Unallocated: Other 1,046 - Total financial uses 55,806 107,879 Increase (decrease) in fund balance (6,216) 126,637 Fund balance - January 1 53,834 47,618 Fund balance - December 31 $47,618 $174,255 i • 1� J Management Report Capital Project Funds This fund is budgeted annually by the City Council in conjunction with the City's budget process. As part of such process, the City allocates the monies in this fund to specific projects and /or programs. Such allocation /designations were as follows at December 31, 2002: Balance Balance Purpose 12/31/2001 Revenues Expenditures 12/31/2002 Sealcoat /crack seal $13,195 $60,000 ($59,870) $13,325 Recreation: Park building - 80,000 - 80,000 -- Other 12,495 17,388 (10,409) 19,474 Computers - 6,200 (6,200) - Vehicles: Police - 26,500 (25,821) 679 Public works - 15,375 - 15,375 Furniture and equipment: .� Community and development - 500 (135) 365 Building inspections - 500 - 500 Police - 7,700 (5,444) 2,256 Streets - 200 - 200 Trees 19,700 14,200 - 33,900 Unallocated 2,228 5,953 - 8,181 Totals $47,618 $234,516 ($107,879) $174,255 Superamerica /Valvoline Oil This fund accounts for the escrow deposits associated with the development agreement with Superamerica /Valvoline Oil. The City does not anticipate any City costs associated with this project. Management Report Capital Project Funds Park Development This fund was established by Resolution 88 -12 -33 to account for the development of the City's parks and recreational areas. The fund balance was $329,474 at December 31, 2002, as R= follows: Prior Years 2002 Total Financing sources: Park fees $322,800 $ - $322,800 Earnings on investments 128,514 13,131 141,645 Donations and contributions 4,937 - 4,937 Total financing sources $456,251 $13,131 469,382 Financing uses: Professional services $24,533 $ - 24,533 Park signs 15,902 - 15,902 _ Valley View Park bridge 65,616 - 65,616 Trail paving 29,794 - 29,794 Playground equipment - 4,063 4,063 Total financing uses $135,845 $4,063 139,908 Fund balance - December 31, 2002 $329,474 Management Report Capital Project Funds A summary of park dedication fees is as follows: Park z Development Fee AAE Area: Autumn Ridge - Phase I $11,700 Autumn Ridge - Phase II 4,294 Autumn Ridge - Phase III 11,250 Brackey Addition 98,735 Haase Addition 25,795 River Hills 12,150 Wal -Mart 36,750 Brackey - Oak Park Pond 28,823 Brackey - Outlots A & B 9,047 Subtotal 238,544 All Other: East Oaks - Swager 10,400 Valley View Estates - I 18,140 Valley View Estates - II 12,580 Valley View Estates - IV 7,700 Stillwater Ford 21,036 Other 14,400 Subtotal 84,256 Total $322,800 The above balance at December 31, 2002 has not been designated for any specific project. Management Report C apital Project Funds Street Reconstruction This fund was established to account for the first phase of the street reconstruction program. A summary of financial activity is as follows: Prior Years 2002 Total Financial resources: Bond proceeds $1,062,456 $ - $1,062,456 Earnings on investments 104,060 15,113 119,173 Refunds and reimbursements 10,000 - 10,000 -- Transfers in: General Fund 12,011 - 12,011 St. Croix Mall TIF 145,800 - 145,800 Budgeted projects and equipment revolving 352,718 - 352,718 Renewal and replacement 15,854 - 15,854 Total financial resources $1,702,899 $15,113 1,718,012 Financial uses: Project costs $1,327,916 $ - 1,327,916 Residual equity transfer (7,666) Fund balance - December 31, 2002 $382,430 The City combined all street reconstruction monies during 1998 by transferring the street reconstruction portion of the Budgeted Projects and Equipment Revolving Fund to this fund. These monies will provide partial financing for the next phase of street reconstruction. Management Report Capital Project Funds Deep Well #3 This fund was established in 2000 to account for costs associated with the construction of Deep Well #3. A summary of financial activity is as follows: Prior — Years 2002 Total Financial resources: Earnings on investments $25 $1 $26 Transfer from Renewal /Replacement Fund 60,129 - 60,129 Total financial resources 60,154 $1 60,155 _ Financial uses: Contractor $15,709 ($729) $14,980 _ Engineer 37,944 62 38,006 Legal 2,469 - 2,469 Other 4,700 - 4,700 Total financial uses $60,822 ($667) 60,155 — Fund balance - December 31, 2002 $0 This project was canceled and the fund was closed at December 31, 2002. Management Report Capital Project Funds Renewal and Replacement This fund was established in 1994 for the purpose of creating a reserve balance for partial financing of future costs to renew and /or replace existing utility systems. This partial financing will be required as these systems are replaced because it is anticipated the City will be unable to assess 100% of such replacements. Initial funding was provided by a transfer of $574,378 from the Water and Sewer Utility Fund. This transfer represented depreciation charges accumulated since 1969. Annually thereafter, additional transfers equal to depreciation on contributed assets are to be transferred. A summary of the financial activity from inception is as follows: Prior _ Years 2002 Total Financial sources: Transfer from water and sewer utility: Initial (1994) $574,378 $ - $574,378 Annual 857,332 145,947 1,003,279 Earnings on investments 476,515 75,241 551,756 Total financial sources $1,908,225 $221,188 2,129,413 Financial uses: Flouride system $1,581 $ - 1,581 Lift station repair - 11,804 11,804 Other - 599 599 Transfer out: Deep Well #3 60,129 - 60,129 Street reconstruction 15,854 - 15,854 Total financial uses $77,564 $12,403 89,967 Fund balance - December 31, 2002 $2,039,446 Management Report Capital Pro Funds Central Business District This fund was established in 1999 to account for costs associated with the Central Business District. Prior Years 2002 Total Financial sources: Met Council grant $9,497 $ - $9,497 _ Earnings on investments 1,799 - 1,799 Contributions: VSSA 2,500 - 2,500 Nolde 500 - 500 Other 3,500 - 3,500 Transfer from General Fund 15,000 - 15,000 Transfer from Economic Development Fund 11,113 - 11,113 Transfer from TIF Fund 4,667 - 4,667 Total financial sources $48,576 $0 48,576 Financial uses: Professional services 47,653 - 47,653 Interfund loan interest 1,113 - 1,113 Total financial uses $48,766 $0 48,766 Fund balance - December 31, 2002 ($190) _ Management Report Capital Project Funds Brekke Park Memorial This fund was established in 1999 to account for the donations received for Brekke Park. The fund balance was $216 at December 31, 2002. i Kern Center This fund accounts for costs associated with the Kern Business Center (Phase I and II). This project is being financed by the 1998 G.O. Improvement Bonds. A summary of financial activity to date is as follows: Phase I and II 55th Street Total Revenue and other sources: Bond proceeds $995,983 $ - $995,983 Earnings on investments 38,680 - 38,680 Reimbursements 12,695 48,720 61,415 Transfer from Sanitary Sewer Connection Fund 20,200 - 20,200 Transfer from Water Connection Fund 35,200 - 35,200 .. Transfer from Storm Sewer Connection Fund 44,600 - 44,600 Total revenue and other sources 1,147,358 48,720 1,196,078 Expenditures and other uses: Contractor 831,502 35,812 867,314 Engineer 168,713 13,869 182,582 Legal and fiscal 21,090 57 21,147 Other 120,335 40 120,375 Total expenditures and other uses 1,141,640 49,778 1,191,418 Fund balance - December 31, 2002 $5,718 ($1,058) $4,660 Management Report Capital Project Funds This project is complete and was assessed in 1999. The amount of the assessment roll was $560,000. In addition to the assessment, there are connection charges related to this project. A summary of the estimated future connection charges is as follows: Sanitary sewer $151,044 Water 262,830 Storm sewer 333,000 Total $746,874 These connection charges have the following commitments: • A portion of the connection charges are committed to pay debt service on the Bonds of 1998. • Several of the properties in this area currently have septic systems. These properties are not required to connect (and pay) for six years (by 2005). Management Report Capital Project Funds AAE - 58th Street Improvements - Phase III This fund accounts for costs associated with the extension of 58th Street from Wal -Mart to Oakgreen Avenue. This project is being financed by the 1998 G.O. Improvement Bonds. A summary of financial activity to date is as follows: Revenues: Bond proceeds $945,808 Earnings on investments 46,213 Total revenues 992,021 Expenditures: Contractor 730,687 Engineer 142,835 Legal and fiscal 10,261 Land acquisition 75,682 Other 30,822 Total expenditures 990,287 Residual equity transfer (1,734) Fund balance - December 31, 2002 $0 The project was completed and the fund was closed in 2002. Management Report Capital Project Funds AAE — Boutwells Landing This fund was established in 1999 to account for expenditures associated with the developer agreement with Valley Senior Service Alliance. A summary of the financial activity is as follows: Actual Budget Revenues: '-' Developer reimbursement $1,574,045 $2,330,760 Expenditures: Contractor 1,281,235 1,942,300 Engineer 260,753 - Legal 31,732 388,460 -� Other 325 - Total expenditures 1,574,045 2,330,760 Fund balance - December 31, 2002 $0 $0 ^ Management Report Capital Project Funds AAE — Oak Park Station Phase I �- This fund was established in 2002 to account for expenditures associated with the Oak Park Station commercial site development. A summary of the financial activity is as follows: Actual Budget Revenues: Developer reimbursement $135,143 $173,250 Expenditures: Contractor 101,361 115,500 Engineer 32,925 54,250 Legal 612 1,500 Other 245 2,000 Total expenditures 135,143 173,250 Fund balance - December 31, 2002 $0 $0 r r r Management Report Capital Proje Funds Sanitary Sewer Connection Charge Fund A summary of the financial activity of this fund from inception is as follows: Prior Years 2002 Total Revenue: Special assessments $18,441 $ - $18,441 Earnings on investments 94,851 15,039 109,890 Connection charges: -- River Hills 1st and 2nd 39,725 - 39,725 Highway 36 10,551 - 10,551 Wal -Mart 38,751 - 38,751 ISD #834 201,373 - 201,373 Brackey 25,447 - 25,447 Brackey West - Oak Park Pond 45,461 - 45,461 Brackey West - Outlots A & B 6,052 - 6,052 Autumn Ridge 1st, 2nd and 3rd 65,547 - 65,547 Haase addition 3,186 - 3,186 Valley Senior Service Alliance 139,131 - 139,131 Kern Center - 40,432 40,432 Other 80,705 - 80,705 Total revenue $769,221 $55,471 824,692 Expenditures: Transfer to debt service $200,275 $57,875 258,150 Kern Center 20,200 - 20,200 School District improvements 160,000 - 160,000 River Hills 1st 30,942 - 30,942 60th Street sanitary sewer - 47,801 47,801 Total expenditures $411,417 $105,676 517,093 Fund balance - December 31, 2002 $307,599 Management Report Capital Project Funds Water Connection Charge Fund A summary of the financial activity of this fund from inception is as follows: Prior Years 2002 Total Revenue: Special assessments $32,015 $ - $32,015 Earnings on investments 109,544 9,188 118,732 Connection charges: River Hills 1 stand 2nd 64,798 - 64,798 Highway 36 18,352 - 18,352 _ Wal -Mart 67,088 - 67,088 ISD #834 405,341 - 405,341 Brackey 44,260 - 44,260 Brackey West - Oak Park Pond 78,917 - 78,917 Brackey West - Outlots A & B 10,506 - 10,506 Autumn Ridge 1st, 2nd and 3rd 103,372 - 103,372 Haase addition 5,542 - 5,542 Valley Senior Service Alliance 241,522 - 241,522 Kern Center - 70,376 70,376 Other 210,111 - 210,111 Total revenue $1,391,368 $79,564 1,470,932 Expenditures: Transfer to debt service $977,625 $138,125 1,115,750 School District improvements 145,000 - 145,000 River Hills 1st 29,739 - 29,739 Kern Center 35,200 - 35,200 Total expenditures $1,187,564 $138,125 1,325,689 Fund balance - December 31, 2002 $145,243 Management Report Capital Project Funds Storm Sewer Connection Charge Fund A summary of the financial activity of this fund from inception is as follows: Prior Years 2002 Total Revenue: Special assessments $40,594 $ - $40,594 Earnings on investments 129,252 24,307 153,559 Connection charges: River Hills 1st and 2nd 50,411 - 50,411 Highway 36 23,253 - 23,253 Wal -Mart 68,511 - 68,511 ISD #834 289,348 - 289,348 Brackey 56,079 - 56,079 Brackey West - Oak Park Pond 99,974 - 99,974 Brackey West - Outlots A & B 13,310 - 13,310 Autumn Ridge 1 st, 2nd and 3rd 124,046 - 124,046 Haase addition 7,021 - 7,021 Valley Senior Service Alliance 305,968 - 305,968 Kern Center - 89,072 89,072 Other 177,918 - 177,918 Total revenue $1,385,685 $113,379 1,499,064 Expenditures: Transfer to Revolving Capital Fund $270,000 $ - 270,000 Transfer to Debt Service Fund 17,600 24,000 41,600 Long Lake storm sewer 27,820 - 27,820 Kern Center 44,600 - 44,600 -- Wal -Mart 41,232 - 41,232 Storm drainage report 9,910 - 9,910 River Hills 1st 13,757 - 13,757 ..., Valley Point 2nd 17,211 - 17,211 School district improvement 289,348 - 289,348 Brackey addition 99,340 - 99,340 Total expenditures $830,818 $24,000 854,818 Fund balance - December 31, 2002 $644,246 Management Report Capital Project Funds Connection Charge Fund Commitments The fund balance at December 31, 2002 is committed for future debt service payments for the Refunding Bonds of 1993. Such future commitments (cash transfers) are as follows: Future Transfers to 2002 Refunding Bonds Debt Service Fund Sanitary Water Year Sewer Works Total .. 2003 $30,000 $135,000 $165,000 2004 5,000 50,000 55,000 Totals $35,000 $185,000 $220,000 Fund balance $307,599 $145,253 $452,852 As shown above, the Connection Charge balances at December 31, 2002 represent sufficient amounts to meet the sanitary sewer debt commitments for 2003 and 2004 and the water works debt service commitments for 2003 and a portion of 2004. — i Management Report Capital Project Funds This fund is also committed for future debt service payments on the Bonds of 1998. Such future commitments (cash transfer) are as follows: Future Transfers to 1998 Bond Debt Service Fund Sanitary Water Storm Year Sewer Works Sewer Total 2003 $40,400 $14,000 $25,600 $80,000 -- 2004 27,775 9,625 17,600 55,000 2005 25,250 8,750 16,000 50,000 2006 27,775 9,625 17,600 55,000 ._ 2007 25,250 8,750 16,000 50,000 2008 25,250 8,750 16,000 50,000 2009 25,250 8,750 16,000 50,000 2010 25,250 8,750 16,000 50,000 2011 22,725 7,875 14,400 45,000 2012 25,250 8,750 16,000 50,000 2013 15,150 5,250 9,600 30,000 �. Total $285,325 $98,875 $180,800 $565,000 Management Report Capital Project Funds i Based on City estimates, the Connection Charge Funds are scheduled to receive the following future connection charges as development occurs: Estimated Future Connection Charges Sanitary Water Storm Sewer Works Water Total McKean West Townhomes / McKean Square* $85,221 $118,680 $187,915 $391,816 ,..� Brackey Addition - Outlot A and B 139,230 242,250 307,020 688,500 Kern Center (1998 Bonds)* 151,044 262,830 333,000 746,874 Central Business District 171,990 299,250 379,260 850,500 Total $547,485 $923,010 $1,207,195 $2,677,690 *Development in progress An analysis of the commitments of the connection charge funds is as follows: Sanitary Water Storm Sewer Works Water Total Fund balance - December 31, 2002 $307,599 $145,243 $644,246 $1,097,088 _ Future connection charges 547,485 923,010 1,207,195 2,677,690 Subtotal 855,084 1,068,253 1,851,441 3,774,778 Debt service commitments: Bonds of 1993/2002 (35,000) (185,000) - (220,000) Bonds of 1998 (285,325) (98,875) (180,800) (565,000) Subtotal 534,759 784,378 1,670,641 2,989,778 Available for new well - (784,378) - (784,378) Uncommitted $534,759 $0 $1,670,641 $2,205,400 As shown above, connection charges should be sufficient to fund the debt service .., requirement. The City has designated a portion ($200,000) of the retained earnings of the Utility Fund to provide additional financing for the 1993/2002 Bonds if needed. There is Management Report Capital Project Funds sufficient fund balance in the Sanitary Sewer Connection Charge Fund for the debt service commitments of these bonds. The Area and Connection charge fee was established in 1990 and was based on the "Report on Municipal Services to the Annexation Area Extended" dated August 1989, prepared by Bonestroo, Rosene, Anderlik and Associates, Inc. That report based the fee on the following costs: Storm sewer $1,579,500 -- Sanitary sewer 1,092,500 Water system: Well 350,000 Water tower 687,500 Lines 776,250 Total $4,485,750 As shown above, the Area and Connection charge fee included an amount for a third well. • • it L Management Report Enterprise Fund ENTERPRISE FUND The financial statements for the Enterprise Fund (Water, Sewer and Sanitation Utilities) are presented in Statements 14, 15 and 16 of the City's 2002 Annual Financial Report. Condensed comparative operating statements of income and expense for the utility operations of the City are as follows: Water Department 2001 2002 Amount Percent Amount Percent Revenue: Customer billings and other $344,030 100.00% $321,700 100.00 Operating expenses: Personal services 129,710 37.70% 123,603 38.42% ... Contractual services 70,063 20.37% 114,967 35.74% Administrative and personnel charges 30,200 8.78% 27,540 8.56% Other 4,740 1.38% 6,387 1.99% Depreciation: On purchased assets 10,411 3.03% 11,039 3.43% On contributed assets 72,062 20.95% 75,603 23.50% Total operating expenses 317,186 92.21% 359,139 111.64% Net operating income (loss) $26,844 7.79% ($37,439) (11.64 %) Management Report Enterprise Fund A chart of income from operation is as follows: $400,000 Water Operating .... $350,000 Revenue & Expense $300,000 — ^ $250,000 M Depreciation M All Other Expenses $200,000 - - - - M Contractual Services O Personal Services $150,000 -- - -- - _ t Operating Revenue $100.000 $50,000 - — -- - - -- - $0 1997 1998 1999 2000 2001 2002 As shown above, the water department incurred losses in 1997 and 1998. The City had a study performed and increased water rates based on the study's results. The City incurred a loss in 2002, primarily due to decreased customer billings as a result of lower water sales caused by an unusually wet summer. The City increased water rates effective January 1, 2003. • Management Report Enterprise Fund Sewer Department 2001 2002 Amount Percent Amount Percent Revenue: Customer billings and other $481,751 100.00% $514,929 100.00% Operating expenses: Personal services 98,193 20.38% 80,064 15.55% MCES 243,670 50.58% 257,783 50.06% Other contractual services 32,259 6.70% 52,334 10.16% Administrative and personnel charges 43,860 9.10% 40,560 7.88% Other 3,187 0.66% 2,435 0.47% Depreciation: On purchased assets 2,761 0.57% 2,804 0.54% On contributed assets 63,214 13.12% 70,344 13.66% Total operating expenses 487,144 101.11% 506,324 98.32% Net operating income (loss) ($5,393) (1.11 %) $8,605 1.68% •1 Management Report Enterprise Fund A chart of income from operations is as follows: $600.000 - - - - -- - Sewer Operating Revenue & Expense $500,000 $400,000 - - - -- Depreciation Personal Services $300,000 — - - M All Other Expenses O MCES Operating Revenue $200,000 -- .-. $100,000 - — - $0 1997 1998 1999 2000 2001 2002 • Management Report Enterprise Fund As shown on the previous pages, the sewer operating account incurred losses for 1997 through 2001. The sewer operating account has net income of $8,605 for 2002. The City revised rates as follows: Monthly Rate Monthly Rate Monthly Rate Monthly Rate Monthly Rate Effective Effective Effective Effective Effective Type of Charge 01/01/99 04/01/00 01 /01 /01 01/01/02 01/01/03 Water: Base fee $7.05 $7.50 $7.50 $7.50 $7.80 Charge per 1,000 gallons for: Usage between 6,000 and 16,000 gallons $1.10 $1.17 $1.17 $1.17 $1.25 Usage between 17,000 and 33,000 gallons $1.38 $1.47 $1.47 $1.47 $1.57 ... Usage in excess of 33,000 gallons $1.65 $1.76 $1.76 $1.76 $1.88 Sewer: Base fee $11.55 $12.45 $13.20 $14.00 $14.85 Charge per 1,000 gallons for .� usage in excess of 5,000 gallons $2.15 $2.32 $2.46 $2.61 $2.77 The City implemented monthly utility billings effective January 1, 1999. Management Report Enterprise Fund Sanitation The City began charging for refuse collection in 1988. Prior to 1998, this activity was accounted for in the General Fund. The City moved this activity to the Enterprise Fund during 1998. Refuse collection revenue as a percent of refuse collection expenditures /expense is as follows: Refuse Transfer Refuse Collection Revenue as a from Net Collection Expenditures/ Net Percent of General Income Year Revenue Expenses Cost Expenditures Fund (Loss) -- General Fund: 1992 $66,076 $251,121 ($185,045) 26% $ - $ - 1993 103,039 297,452 (194,413) 35% - - 1994 108,310 326,926 (218,616) 33% - - 1995 110,021 334,053 (224,032) 33% - - 1996 103,444 326,036 (222,592) 32% - - 1997 87,830 298,842 (211,012) 29% - - Enterprise Fund: 1998 93,014 309,051 (216,037) 30% 190,400 (25,637) 1999 71,585 169,210 (97,625) 42% 65,000 (32,625) 2000 87,434 175,164 (87,730) 50% 84,000 (3,730) 2001 97,575 184,179 (86,604) 53% 83,000 (3,604) 2002 98,030 182,575 (84,545) 54% 88,500 3,955 2003 97,400 185,840 (88,440) 52% 88,500 60 �- The 1999 loss was funded by fund balance. A transfer to the "All Funds" reserve account of $23,000 was cancelled to cover this loss. As shown above, the City subsidy of sanitation activity has decreased from $224,032 in 1995 to $88,500 budgeted for 2003. r r • Management Report Enterprise Fund Storm Sewer Operating The City created the stormwater utility during 1999. A monthly fee (effective October 1, 1999) was established at $1 per household and $10 per acre for commercial properties. The fee for vacant residential property is 50 cents per month and undeveloped commercial property is $1.50 an acre per month. A condensed operating statement of income and — expense for this fund is as follows: Storm Sewer 2001 2002 Amount Percent Amount Percent Revenue: Customer billings $56,913 100.00% $62,992 100.00% Expenses: Personal services 40,193 70.62% 27,757 44.06% Contractual services 4,512 7.93% 23,576 37.43% Materials and supplies 1,033 1.82% 1,065 1.69% Administrative and personnel charges 5,300 9.31% 4,800 7.62% Total operating expenses 51,038 89.68% 57,198 90.80% Net operating income $5,875 10.32% $5,794 9.20% Financial Analysis and Management Considerations Other Matte OTHER MATTERS Development Fees and Permits '~ During 2001, the Minnesota legislature passed various statute sections affecting development related fees and permits. Changes include: • Annual reporting to the State on development revenues and related expenses. The initial reporting form was due April 1, 2003. (M.S. 1613.685) • New restrictions on fees for permits or approvals required under an official control established pursuant to the Municipal Planning Act. • Effective since January 1, 2002: fees must be prescribed by ordinance, as "fair, reasonable, and proportionate to the actual cost of the service for which the fee is imposed." • Also effective for January 1, 2002: "A municipality shall adopt management and accounting procedures to ensure that fees are maintained and used only for the purpose for which they are collected." -- If not already done, we recommend the City review its policies and procedures with " regard to Development Fees and Permits to help assure compliance with State Statutes. New Fraud Standard — SAS 99 Statement on Auditing Standards (SAS) 99, Consideration of Fraud in a Financial Statement Audit, has been issued and will be required for audits of periods beginning on or after December 15, 2002. r r • Financial Analysis and Management Considerations Other Matters SAS 99 does not change the auditor's responsibility to obtain reasonable assurance that the financial statements are free of material misstatement, including material misstatement ._ due to fraud. The reason the new SAS was issued was to increase the likelihood that the auditor will detect material misstatement in the financial statements due to fraud by —� increasing the amount and nature of required procedures. SAS 99 is a comprehensive, far- reaching audit standard which is expected to significantly change the way auditor's approach and perform audits. The bottom line is that SAS 99 expects auditors to perform more work in every audit in both identifying and responding to the risk of material misstatement due to fraud. Implementation of SAS 99 will require r additional time to complete an audit. For the City of Oak Park Heights, SAS 99 will be required for the audit of the year ending December 31, 2003. An overview of SAS 99 is as follows: Information Gathering Phase: • A required brainstorming session among the audit team members to discuss the potential for material misstatement due to fraud. • An increased emphasis on inquiry as an audit procedure that increases the likelihood of fraud detection. o Required management inquiries, many of which are new. -. o Required inquiries of "others" within the entity (i.e., non - accounting personnel). • Expanded use of analytical procedures to gather information used to identify risks of the material misstatement due to fraud. r • Financial Analysis and Management Considerations Other Matters • The consideration of other information, such as client acceptance and continuance Procedures, during the information- gatherin phase. Identifying and Assessing Fraud Risks • Required to presume that improper revenue recognition is a fraud risk. • Required tests in response to the risk of management override of controls. • Examining journal entries and other adjustments. • Retrospective review of accounting estimates. • Business rationale for significant unusual transactions. Responding to Assessed Risks: . • Assignment of personnel and supervision should be commensurate with the auditor's assessment of the risks of material misstatement due to fraud. • The auditor should consider management's selection and application of significant accounting principles. • Auditors are required to incorporate an element of unpredictability in audit procedure from year to year. s Evaluating Audit Evidence • Assessing risks of material misstatement due to fraud throughout the audit. r • Evaluating whether analytical procedures performed as substantive tests or in the overall review stage of the audit indicate a previously unrecognized risk of material misstatement due to fraud. • Evaluating the risks of material misstatement due to fraud at or near the completion fieldwork. p of • Responding to misstatements that may be the result of fraud. r Financial Analysis and Management Considerations -- Other Matters Required Auditor Documentation • The discussion among engagement personnel in planning the audit regarding the �. susceptibility of the entity's financial statements to material misstatement due to fraud, including how and when the discussion occurred, the audit team members who participated, and the subject matter discussed. • The procedures performed to obtain information necessary to identify and assess the risks of material misstatement due to fraud. • Specific risks of material misstatement due to fraud that were identified, and a description of the auditor's response to those risks. • If the auditor has not identified in a particular circumstance, improper revenue recognition as a risk of material misstatement due to fraud, the reasons supporting the auditor's conclusion. • The results of the procedures performed to further address the risk of management override of controls. • Other conditions and analytical relationships that caused the auditor to believe that additional auditing procedures or other responses were required and any further responses the auditor concluded were appropriate, to address such risks or other conditions. • The nature of the communications about fraud made to management, the audit committee, and others. —