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HomeMy WebLinkAboutWater & Sanitary Sewer Improvement Bonds PROSPECTUS Village of Oak Park Heights, Minnesota (Washington County) $500,000 GENERAL OBLIGATION WATER & SANITARY SEWER IMPROVEMENT BONDS OF 1968 DATE AND TIME PLACE OF OF SALE SALE Wednesday, January 17, 1968 Village Hall 8:00 p.m. Village of Oak Park Heights P.O. Rt. 1, Stillwater, Minn. JURAN & MOODY, INC. MUNICIPAL BONDS EXCLUSIVELY SAINT PAUL, MINNESOTA 55101 NOTICE OF SALE $500,000 WATER AND SANITARY SEWER IMPROVEMENT BONDS OF 1968 VILLAGE OF OAK PARK HEIGHTS, MINNESOTA NOTICE IS HEREBY GIVEN that the Village Council of the Village of Oak Park Heights, Washington County, Minnesota, will meet at the Village Hall in said Village on Wednesday, the 17th day of January, 1968, at 8:00 o'clock P.M. to open, receive and consider sealed bids for and award the sale of $500,000 general obligation Water and Sanitary Sewer Improvement Bonds of 1968 of said Village, to be issued under authority of Chapter 429, Minnesota Statutes, for the purpose of constructing a municipal water and sewer system. Said bonds will be dated February 1, 1968, each in the denomination of $1,000 or $5,000, whichever may be specified by the pur- chaser within 48 hours after award of sale, will bear interest at a rate or rates to be designated by the successful bidder, expressed in integral multiples of 1/20 of 1% per annum, payable on September 1, 1968, and semiannually thereafter on March 1 and September 1 of each year, and said bonds will mature serially on September 1 in the amount of $5,000 in each of the years 1971 through 1974, $10,000 in each of the years 1975 through 1979, $20,000 in each of the years 1980 through 1988, and $25,000 in each of the years 1989 through 1998. Bonds of said issue maturing in the years 1979 through 1998 will each be subject to redemption at the option of the Village on September 1, 1978, and any interest payment date thereafter, at a price of 102% of par value plus accrued interest for any bond redeemed before September 1, 1988, or 101`k of par plus accrued interest for any bond redeemed on or after September 1, 1988, but before September 1, 1993, or par plus accrued interest for any bond redeemed on or after September S 1, 1993. Principal and interest will be made payable at any suitable national or state bank in the United States designated by the successful bidder. The Village will furnish, without cost to the purchaser and within forty days after award of sale, the printed and executed bonds and the unqualified approving legal opinion of Messrs. Dorsey, Marquart, Windhorst, West $ Halladay, of Minneapolis, Minnesota. Delivery will be made without cost to the purchaser anywhere in the continental United States. Sealed bids marked "Bid for $500,000 Bonds" may be mailed or delivered to the undersigned and must be received prior to the time of said meeting. Oral auction bids will not be considered. Each bid must be unconditional except as to legality, in which respect bids may be con- ditioned upon the opinion of the above attorneys, and must be accompanied by a cashier's or certified check or bank draft in the amount of $10,000, payable to the Village Treasurer, to be retained by the Village as liquidated damages if the bid is accepted and the bidder fails to comply therewith. All bonds having the same maturity date shall bear interest at the same basic rate, which shall be uniform from date of issue to maturity. The basic rate applicable to any bond shall not be lower than the basic rate applicable to any earlier- maturing bond. Bids may provide that some or all of the bonds shall bear interest at an additional rate for part of their term, interest at such additional rate to be represented by a separate set of "B" coupons and not to exceed $10,000 in amount. The bid offering the lowest net interest cost (interest payable from date of issue to stated maturities at the interest rate or rates specified, less any cash premium) will be deemed the most favorable. No bid of less than par will be considered, and the Council reserves the right to reject any and all bids, and to waive any informality in any bid. Dated January 6, 1968. BY ORDER OF THE VILLAGE COUNCIL KEN HEUER Village Clerk Oak Park Heights, Minnesota Further information may be obtained from: JURAN $ MOODY, INC. 114 East 7th Street St. Paul, Minnesota 55101 612 - 224 -9661 BIDS MAILED OR DELIVERED TO JURAN 6 MOODY, INC., TO REACH THEM BY 4:00 P.M., JANUARY 17, 1968, WILL BE PRESENTED AT THE MEETING. VILLAGE OF OAK PARK HEIGHTS, MINNESOTA VILLAGE OFFICIALS Raymond N. Johnson Mayor Lester Bell Councilman Bennell Draxton Councilman Lloyd Larson Councilman George Monty Councilman Ken Heuer Village Clerk Donald M. Oelke Treasurer PROFESSIONAL SERVICES Eckberg 4 Lammers Village Attorney Stillwater, Minnesota Dorsey, Marquart, Windhorst, West $ Halladay Bond Counsel Minneapolis, Minnesota Bonestroo, Rosene, Anderlik $ Associates Consulting Engineer Saint Paul, Minnesota Juran $ Moody, Inc. Financial Consultant Saint Paul, Minnesota NEW ISSUE SELLING WEDNESDAY, JANUARY 11, 1968, 8:00 P.M. $500,000 VILLAGE OF OAK PARK HEIGHTS, MINNESOTA (Washington County) General Obligation Water & Sanitary Sewer Improvement Bonds of 1968 DATED February 1, 1968. DUE: September 1, 1971 -98. DENOMINATION: $1,000 or $5,000 per bidder's request. INTEREST PAYABLE_: September 1, 1968, and March 1 and September 1 thereafter. PAYING AGENT: Suitable bank to be designated by purchaser. MATURITY SCHEDULE Amount Matu&Uo Amount MaxuAita $ 5 9 -1 -71 $20,000 9 -1 -85/78 5,000 9 -1 -72 20,000 9 -1 -86/78 5,000 9 -1 -73 20,000 9 -1 -87/78 5,000 9 -1 -74 20,000 9 -1 -88/78 10,000 9 -1 -75 25,000 9 -1 -89/78 10,000 9 -1 -76 25,000 9 -1 -90/78 10,000 9 -1 -77 25,000 9 -1 -91/78 10,000 9 -1 -78 25,000 9 -1 -92/88 10,000 9 -1 -79/78 25,000 9 -1 -93/78 20,000 9 -1 -80/78 25,000 9 -1 -94/78 20,000 9 -1 -81/78 25,000 9 -1 -95/78 20,000 9 -1 -82/78 25,000 9 -1 -96/78 20,000 9 -1 -83/78 25,000 9 -1 -97/78 20,000 9 -1 -84/78 25,000 9 -1 -98/78 Optional bonds callable inversely September 1, 1978, at 102; September 1, 1988, at 101; September 1, 1993, at 100. LEGAL OPINION: Dorsey, Marquart, Windhorst, West $ Halladay Minneapolis, Minnesota. -1- FINANCIAL STATEMENT ACTUAL VALUATION ..................... ...................$ FULL $ TRUE VALUE ........ ............................... 7,373,744 (1) ASSESSED VALUATION ....... ............................... 2,592,113) GENERAL OBLIGATION BONDS (Including This Issue) ......... 1,400,000 OVERLAPPING DEBT ......... ............................... 1,073,851 TAX COLLECTIONS (1963 -64 levies) 99.61 (1) The new Northern States Power Company's Allen S. King Steam- ' Electric Generating Plant is located within the Village of Oak Park Heights on a site that totals 180 acres. The Unit #1 nameplate rating of this plant is 550,000 kilowatts and the expected maximum capability is 610,000 kilowatts. The original estimate of the cost of Unit #1 was $68,300,000; however, company officials have now revised estimates upward to approximately $76,000,000. The full impact that this �Z �i3 valuable utility property will have on the Valuation of the Village is not fully known at this time. Of the Village's Assessed Valuation shown here, $1,899,800 is Northern States Power Co. property and is based on approximately 1/3 completion of the new plant. The plant is to begin test operations in February and full operation is scheduled for March. The Valuation figures shown here are the preliminary 1967 figures of the County Auditor and are subject to State certification. Past experience has indicated that variances in the final figures are usually minor. The Actual Valuation shown here is our estimate based on the 1967 Full $ True Value and 33 1/3 %. The Assessed Valuation figure includes $14,797 of personal property exempted from taxes. This exemption is allowed by a change in the tax law brought about by the 3% sales tax enacted by the 1967 Minnesota Legislature. Oak Park Heights is scheduled to receive approximately $4,771 as its allocation of sales tax revenue to compensate for this exemption. A percentage of this revenue may be used for debt service on outstanding general obligation bonds. ViZtage Paput Anon: Present Estimate - 1,400 1960 U.S. Census - 332 Diuct Debt Includinq OveAtap Ratio to Actual Valuation 6.32% 11.17% Per Capita $1,000 $1,767 The above ratios and debt -per- capita figures are based on the 1967 Estimated Actual Valuation and the present estimated population including all annexations to date. They do not reflect the pos- sible increased valuation to be realized from Northern States Power Company's property and plant, or proposed future annexations. -2- i NOTE: The plant presently under construction is called Unit #1 because Northern States Power Company does consider the construction of another unit a possibility. The 180 acres owned by Northern States Power Company is large enough for construction of Unit #2 if and when there is a need for additional facilities at this location. The changing demands for power, and several other factors, does not allow an opinion from Northern States Power Company officials concerning the possibility of Unit #2 becoming a reality. 1961 PROPERTY VALUATIONS: Futt S Tnue Vaeu.e Taxab.ee. 6 A6a e6a ed VaQu.a ti,on Real Estate $6,929,633 $2,422,437 Personal Property 399,527 154,879 Total Taxable Assessed 7,329,160 2,577,316 (1) Personal Property (exempt) 44,584 14,797 (2) Total Assessed Valuation $7,373,744 $2,592,113 (3) (1) To which Mill Rates are applied. (2) Industrial and Commercial Property exempted from taxation for which the Village receives allocation of sales tax revenue. (3) Includes $1,899,800 of Northern States Power Company's valuation. The new plant was only about 1/3 complete when this valuation was determined. ASSESSED VALUATION TREND: 1967 $2,592,113 1966 937,717 TAX COLLECTIONS: Year of Levy 1964 1965 1966 1967 Amount of Levy $4,501.96 $4,502.20 $16,775.76 $46,108.18 Amount Collected in the following year 4,498.12 8,916.06* - - - -- Payable in Total amount collected to October 31, 1967 4,498.12 8,916.06 17,600.35* 1968 * Oak Park Township annexed to Oak Park Heights during 1965. -3- MILL RATES: 1965 1966 1967 STATE Homestead 18.32 Mills 17.14 Mills (1) Non - Homestead 18.42 Mills 17.24 Mills COUNTY 71.60 Mills 69.30 Mills 68.55 Mills VILLAGE 17.89 Mills 17.89 Mills 17.89 Mills SCHOOL I.S.D. #834 Non -ag 187.62 Mills 164.55 Mills 189.50 Mills I.S.D. #834 Ag 162.62 Mills 139.55 Mills 164.50 Mills 1 Eliminated by the new Sales Tax Law. OVERLAPPING DEBT: Taxable In Pen Cent Bonded ViUage'a I.aauen Vatuati.on Vi.?&ge Appti.cabte Debt Shane Washington Co. $45,096,962 $2,592,113 5.75% (1) ------ I.S.D. #834 16,769,421 2,592,113 15.46% $6,946,000 $1,073,851 TOTAL OVERLAPPING DEBT ........... $1,073,851 (1) Washington County has no general obligation debt. The County does, however, have $535,000 State -Aid Road Revenue Bonds outstanding, payable solely from State -Aid allotments. -4- i THESE B ONDS , in the opinion of counsel, constitute legal and binding • general obligations of the Village of Oak Park Heights, Minnesota, payable from unlimited ad valorem taxes on all property within the Village. PURPOS AND AUTH Water and sanitary sewer system improvements - -" - have been ordered to serve over one -half of the Village. The estimated cost of the improvements as initially ordered was $1,200,000. This estimate was after deducting anticipated Federal Aid. The Village has been advised that they are eligible for Federal Aid in an amount of approximately $30,000 which has not yet been received and funds are included in this issue to cover the Federal Aid portion. Assessments will not be levied until 1968 and therefore it was necessary to capitalize the first year's interest on the issue sold in August, 1967. Street restoration cannot be accomplished until the spring of 1968 and money is included on a conservative estimate. The Village issued $900,000 General Obligation Water $ Sanitary Sewer Improvement Bonds in August of 1967 to finance work under contract at that time. Therefore, the total amount conservatively estimated to complete the improvement at this time is $500,000. The Water System consists of a deep -well, 250,000- gallon elevated storage tank, trunks, mains, hydrants, pumps, pumphouse and all other correlated appurtenances. The Sanitary Sewer System consists of a sewage treatment facility on the St. Croix River, interceptor sewers and a collection system of lateral sewers together with all correlated appurtenances. Street restoration is also included. The two systems will presently serve approximately one -half of the Village with initial connections estimated at 275, and the water trunks and interceptor sanitary sewers have been designed to eventually serve the entire Village. In addition, capacity has been provided to serve the Washington County Court House, one and one -half sections of land in the Town of Stillwater and eight sections of land in the Town of Baytown. -5- THE VILLAGE OF OAK PARK HEIGHTS lies between the City of Stillwater • and the Village of Bayport, and con- tains land on both sides of U.S. Highway 212; at one point extending westward and south of the highway. The Village was incorporated in 1959, and since that time, has annexed part of Baytown Township so that it presently contains 1,400 acres. The Village Council is con- sidering petition requests for further annexation and, if granted, this would add another 4,500 acres to the Village area. As are many suburban communities, Oak Park Heights is experiencing commercial growth from nearby larger communities. In addition to the Northern States Power Company's plant previously mentioned, the Village offers business, commercial and service establishments including an auto supply dealer, a new car dealer, a wood products manufacturing company, an auto body and u holstery shop, a large and modern office building, • supper club, hre taverns, a transfer company, several service stations, • Dairy Queen refreshment stand (to be enlarged to include a restaurant) , • funeral home, two animal hospitals and two veterinanians, a memorials manufacturing company and four apartment buildings. The Sunnyside Marina is located in the Village and its facilities include 100 boat slips, high -and -dry storage for boats from 25 feet to 60 feet in length, complete boat servicing, houseboat rentals and cruiser charters, and retail sales of both boats and motors. Most of the commercial development is along Highway 212. It is the Village's intention to restrict as much new commercial development to this area as is possible. A shopping center is presently being • developed in this area by the Oak Park Heights Development Corporation. Site grading has virtually been completed and construction is planned for April of 1968. To date, fifteen leases have been signed and re- turned and will include the following businesses: Goggins Candy - 1,100 square feet -card shop and retail market and restaurant outlet. Red Owl - 9,000 square feet - supermarket and restaurant. Snyder Bros. Drugs - 9,000 square feet. V -Store - 12,000 square feet. Baskin Robbins - 1,000 square feet -ice cream shop. The Five Company - 3,600 square feet - laundromat. Barber shop - 570 square feet. Beauty shop - 1,380 square feet. Montgomery Wards - 8,052 square feet - catalogue sales. O.K. Hardware Store - 10,000 square feet - paint, appliances, hardware, home decorating. Ronald's Jewelers - 900 square feet. Liquor store - 1,300 square feet. Texaco, Inc. - Service Station. Womens Apparel - 1,575 square feet -dress shop. Undisclosed - 3,000 square feet. In addition, the first phase of the shopping center will be constructed with a provision for approximately 15,000 square feet of space for which leases have not yet been signed. Developing officials have stated that -6- several parties are interested and that this space should be occupied in the near future. In addition, a free standing building will be constructed on this site which will be available for rental. Stillwater Motors (new and used cars, Chevrolet and Oldsmobile) will also be located at this site. Long -range plans include a name department store and eight 18 -unit apartment buildings. A department store has expressed interest and tentative plans indicate that it would be a reality in 1969 or 1970. Construction of the apartment complex will depend on growth of the center. Other proposed developments in this area include a service station, self - service car wash and an automatic car wash. This will be the only shopping center of its type in the area, and it is anticipated that it will draw from the surrounding communities and from Wisconsin. Employment opportunities for the residents of the Village are excellent with the City of Stillwater, the State Prison and Anderson Window Corporation located within a few minutes' driving time of the Village. The Twin Cities, of course, are also easily accessible and many area residents are employed there. The Village contains approximately 285 homes, most of which are well maintained older homes. Some sections of the Village have newer homes interspersed with one area of approximately 40 new homes ranging in price from $20,000 to $30,000. This area is expected to grow with • water and sewer facilities having been added. Educational facilities are provided by Independent School District No. 834, Stillwater. Both the School District and the City of Stillwater have Moody's Investors Service and Standard and Poor's ratings of "A ". IN SUMMARY: With the Village's location and proximity to the metropolitan areas, together with the growing tax base, it appears that the Village will experience its share of residential and commercial growth. ALL INFORMATION CONTAINED HEREIN, WHILE NOT GUARANTEED, . HAS BEEN COMPILED FROM SOURCES BELIEVED TO BE RELIABLE. -7- d �a NORTHERN STATES POWER PLANT (Undeh Co"t4uet i.on ) MC k. ARCHTTECT'S RENDEP.TNG OF COMPLETE'O NORTHERN STATES POWER PLANT i • I p :�` �° i,f3)_�,•fy.��'E�[?<r'a.yx'�.`, r, ... ", °k.; �- �IE�XV ', SUNNYSIDE MARINA FUNERAL AWL 4' Y OFFICE BUILDING 6 SERVICE STATION • ANIMAL HOSPITAL • �� �I � loll I�,I�, � I I � �i it �l l yp , i Area Homes APARTMaT C PLEX $500,000 VILLAGE OF OAK PARK HEIGHTS, MINNESOTA GENERAL OBLIGATION WATER 6 SANITARY SEWER IMPROVEMENT BONDS OF 1968 CUMULATIVE BOND VEARS AND WORKSHEET Cumutafiive Amount VeoA Bond Ve" Bond VeaA6 $5,000 1971 17.916 17.916 5,000 1972 22.917 40.833 5,000 1973 27.917 68.750 5,000 1974 32.917 101.667 10,000 1975 75.833 177.500 10,000 1976 85.833 263.333 10,000 1977 95.834 359.167 10,000 1978 105.833 465.000 10,000 1979 115.833 580.833 20,000 1980 251.667 832.500 20,000 1981 271.667 1,104.167 20,000 1982 291.666 1,395.833 20,000 1983 311.667 1,707.500 20,000 1984 331.667 2,039.167 20,000 1985 351.666 2,390.833 20,000 1986 371.667 2,762.500 20,000 1987 391.667 3,154.167 20,000 1988 411.666 3,565.833 25,000 1989 539.584 4,105.417 25,000 1990 564.583 4,670.000 25,000 1991 589.583 5,259.583 25,000 1992 614.584 5,874.167 25,000 1993 639.583 6,513.750 25,000 1994 664.583 7,178.333 25,000 1995 689.584 7,867.917 25,000 1996 714.583 8,582.500 25,000 1997 739.583 9,322.083 25,000 1998 764.584 10,086.667 AVERAGE MATURITY: 20.173 Years. BONDS DATED: February 1, 1968. INTEREST PAVMENTS: September 1, 1968, and March 1 and September 1 thereafter. CALL FEATURE: Bonds maturing September 1, 1979, and thereafter, are callable inversely September 1, 1978, at 102; September 1, 1988, at 101; September 1, 1993, at 100. BID Sealed bids only for not less than par. Good faith check for $10,000 must accompany bid. RATES Each bid mist specify in multiples of 1/20 of 1% a rate or rates not to exceed 6% per annum. No bond may bear interest at a basic rate which is lower than the basic rate borne by any earlier maturing bond. Additional interest coupons are permitted and may not exceed $10,000. BID FORM Dated: Honorable Village Council Village of Oak Park Heights Oak Park Heights, Minnesota • We offer for all or none of your $500,000 General Obligation Water and Sanitary Sewer Improvement Bonds of 1968 described in the Notice of Sale, the terms of which are made a part of this offer: Par ($500,000) and accrued interest from date of bonds to date of delivery to us, plus a cash premium of $ for bonds maturing and bearing interest at the annual rate, as follows: % per annum on bonds maturing September 1, 19 —thru 19— % per annum on bonds maturing September 1, 19— thru 19 — % per annum on bonds maturing September 1, 19— thru 19 — % per annum on bonds maturing September 1, 19— thru 19— % per annum on bonds maturing September 1, 19 —thru 19—. % per annum on bonds maturing September 1, 19— thru 19— Plus additional interest to be evidenced by extra coupons on bonds at the annual rate of for the period ,to Bonds will be issued in the denomination of $_,000 and will be payable at (Bank) ,. This bid is for prompt acceptance and subject to our being furnished with the unqual- ified approving legal opinion stated in the Notice of Sale, together with the printed and executed bonds, without expense to us, within 40 days after award or at our option thereafter. Delivery will be made at Special Instructions - See Over Account Members Account Manager By: Accepted for the addressee this day of 19 By: Mayor Attest: Clerk --------------------------------------------------------------- We compute our total net interest cost to be $ for a net interest rate of %. We compute our additional interest coupons as follows: First Coupon $ Others $ • Total Amount $ These computations are not a part of this offer. It is not necessary to use this form; however, any bid must comply with the terms stated in the Notice of Sale. Please Submit Bid in Duplicate Special Instructions Sale results will be furnished bidders at 8:30 A.M. on day after sale. If results are desired immediately, complete the following: Contact: Telephone No.: -------------------------------------------------------------------------- The undersigned hereby acknowledges receipt for the good faith check in the amount of $10,000 to be returned to the unsuccessful bidder. By: Dated- BID FORM Dated* Honorable Village Council Village of Oak Park Heights Oak Park Heights, Minnesota We offer for all or none of your $500,000 General Obligation Water and Sanitary Sewer Improvement Bonds of 1968 described in the Notice of Sale, the terms of which are made a part of this offer: Par ($500,000) and accrued interest from date of bonds to date of delivery to us, plus a cash premium of $ for bonds maturing and bearing interest at the annual rate, as follows: % per annum on bonds maturing September 1, 19— thru 19— % per annum on bonds maturing September 1, 19 —thru 19— % per annum on bonds maturing September 1, 19— thru 19 — % per annum on bonds maturing September 1, 19— thru 19— % per annum on bonds maturing September 1, 19 —thru 19—. % per annum on bonds maturing September 1, 19 —thru 19—. Plus additional interest to be evidenced by extra coupons on bonds at the annual rate of A for the period to Bonds will be issued in the denomination of $_,000 and will be payable at (Bank) .. This bid is for prompt acceptance and subject to our being furnished with the unqual- ified approving legal opinion stated in the Notice of Sale, together with the printed and executed bonds, without expense to us, within 40 days after award or at our option thereafter. Delivery will be made at ' Special Instructions - See Over Account Members Account Manager By: Accepted for the addressee this day of 19 By: Mayor Attest: Clerk -------------------------------------------------------------------- We compute our total net interest cost to be $ for a net interest rate of A. We compute our additional interest coupons as follows: First Coupon $ Others $ • Total Amount $ These computations are not a part of this offer. It is not necessary to use this form; however, any bid must comply with the terms stated in the Notice of Sale. Please Submit Bid in Duplicate Special Instructions Sale results will be furnished bidders at 8:30 A.M. on day after sale. If results are desired immediately, complete the following: Contact: Telephone No.: -------------------------------------------------------------------------- The undersigned hereby acknowledges receipt for the good faith check in the amount of $10,000 to be returned to the unsuccessful bidder. By: Dated: t BID FORM Dated: Honorable Village Council Village of Oak Park Heights Oak Park Heights, Minnesota • We offer for all or none of your $500,000 General Obligation Water and Sanitary Sewer Improvement Bonds of 1968 described in the Notice of Sale, the terms of which are made a part of this offer: Par ($500,000) and accrued interest from date of bonds to date of delivery to us, plus a cash premium of $ for bonds maturing and bearing interest at the annual rate, as follows: % per annum on bonds maturing September 1, 19— thru 19 — % per annum on bonds maturing September 1, 19.—thru 19— % per annum on bonds maturing September 1, 19— thru 19 — % per annum on bonds maturing September 1, 19— thru 19— % per annum on bonds maturing September 1, 19 —thru 19— % per annum on bonds maturing September 1, 19 —thru 19— Plus additional interest to be evidenced by extra coupons on bonds at the annual rate of % for the period to Bonds will be issued in the denomination of $ —,000 and will be payable at (Bank) .. This bid is for prompt acceptance and subject to our being furnished with the unqual- ified approving legal opinion stated in the Notice of Sale, together with the printed and executed bonds, without expense to us, within 40 days after award or at our option thereafter. Delivery will be made at Special Instructions - See Over Account Members Account Manager By: Accepted for the addressee this day of 19 By: Mayor Attest* Clerk ------------------- --------------------------------------------- - - - - -- We compute our total net interest cost to be $ for a net interest rate of . %. We compute our additional interest coupons as follows: First Coupon $ Others $ ; Total Amount $ These computations are not a part of this offer. It is not necessary to use this form; however, any bid must comply with the terms stated in the Notice of Sale. Please Submit Bid in Duplicate i Special Instructions Sale results will be furnished bidders at 8:30 A.M. on day after sale. If results are desired immediately, complete the following: Contact: Telephone No.: -------------------------------------------------------------------------- The undersigned hereby acknowledges receipt for the good faith check in the amount of $10,000 to be returned to the unsuccessful bidder. By: f Dated: